Business managers require a set of ethical guidelines to help them identify and analyze the nature of an ethical problem. Therefore, option C is the correct answer.
What are the ethical guidelines that business managers require?It is essential for business managers to understand ethical standards and principles. In this way, they will be better equipped to handle ethical problems and take the appropriate measures. Furthermore, ethical principles provide a basis for ethical reasoning in the business world.
An ethical dilemma refers to a conflict between two or more moral principles. These dilemmas can arise in many areas of a business, such as marketing, human resources, and management. Therefore, business managers need ethical guidelines to assist them in identifying and resolving ethical issues in the workplace.
The ethical guidelines should align with the company's values, mission, and goals. They should also guide business managers on how to handle conflicts of interest, bribery, discrimination, harassment, and other ethical issues.
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what is one of the basic elements that should be considered in making investment decisions in marketing? multiple choice bounce rates inflation rates returns conversion rates expense rates
Option 1 is Correct. One of the fundamental factors that should be taken into account when deciding how much money to invest in marketing is bounce rates.
The percentage of all sessions on your site where users only viewed a single page and sent a single request to the analytics server is known as the bounce rate, which is calculated as single-page sessions divided by all sessions.
If you're searching for a rough estimate to begin with, a bounce rate of between 70 and 80 percent is concerning unless there's an extremely good explanation for it. The typical range is between 50 and 70 percent. Moreover, a bounce rate of between 30% and 50% is regarded as outstanding. For instance, if a website's home page sees 1,000 visitors in a single month.
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Correct Question:
What is one of the basic elements that should be considered in making investment decisions in marketing? multiple choice
1. bounce rates
2. inflation rates
3. returns conversion
4. rates expense rates.
derivative works are copyrighted materials that have been altered or changed, like altering a copyrighted photograph in photoshop true false
Derivative works are copyrighted materials that have been altered or changed, like altering a copyrighted photograph in Photoshop is true statement .
What are derivative works?Derivative works are creations that are based on previously existing works. To create these derivative works, an artist takes an existing work and alters it in some way. The derivative work may not look like the original, but it still includes components of the original. Derivative works are subjected to copyright laws when the work is transformed. According to copyright law, a derivative work is a transformation of a work into a new form, either by modifying an existing work or by incorporating an existing work into a new work, such as a translation or adaptation.
Derivative works are protected by copyright because they build on or expand on the original work. However, the derivative work's copyright is limited by the original work's copyright. Derivative works include the following Transformative uses, which modify or add to the original work. Examples include a painting based on a photograph or a movie adaptation of a book. Translations, which transform an original work from one language to another. Abridgments, which are shortened versions of the original work.
Examples include magazine articles that summarize books or plays that are adapted for television. Sampling, which is the process of taking a portion of an original work and using it in a new work. Examples include music samples in rap songs or photographs used in collages or montages. In conclusion, the statement "Derivative works are copyrighted materials that have been altered or changed, like altering a copyrighted photograph in Photoshop" is true. Derivative works are created when artists alter or transform existing works, and they are subjected to copyright laws when the work is transformed.
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brookman inc's latest eps was $2.75, its book value per share was $22.75, it had 215,000 shares outstanding, and its debt/total invested capital ratio was 44%. the firm finances using only debt and common equity, and its total assets equal total invested capital. how much debt was outstanding? do not round your intermediate calculations. group of answer choices $2,997,638 $4,534,888 $4,227,438 $3,843,125 $3,612,538
Brookman Inc.'s outstanding debt can be determined using the following formula:
Total Invested Capital (TIC) = Total Assets = Debt + Equity
The debt to total invested capital ratio is then used to determine the proportion of debt in total invested capital. The remaining amount is the equity.
TIC = Debt + Equity
The company's latest earnings per share (EPS) and book value per share (BVPS) are used to determine the company's market value per share (MVPS). There are 215,000 shares outstanding.
MVPS = EPS / BVPS
Market Value of Equity (MVE) = MVPS * Shares Outstanding
Now we will calculate the total invested capital:
TIC = MVE / D/E ratio
Using the above equation we can calculate Debt as:
Debt = TIC - Equity
Substitute the given values in the above equations to get the answer:
BVPS = $22.75EPS = $2.75
Shares outstanding = 215,000D/Total invested capital ratio = 44% = 0.44
Therefore,
MVPS = EPS/BVPS = $2.75/$22.75 = 0.120330D/E = 0.44/(1-0.44) = 0.78MVE = MVPS * Shares Outstanding = $0.120330 * 215,000 = $25,900TIC = MVE/D/E ratio = $25,900/0.78 = $33,205
Debt = TIC - Equity = $33,205 - ($25,900/0.78) = $4,534,888
Thus, the amount of debt outstanding is $4,534,888.
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assuming brokerage fees of $6000, calculate the amount of cash needed to retire baldwin's 12.4s2030 bond early.
5,591,396 is the amount of money required to pay down the Baldwin 12.4 20 bond.
The term "bond" refers to a type of security in finance where the issuer (debtor) owes the holder (creditor) a debt and is required, depending on the terms, to provide cash flow to the creditor (e.g., repay the principal (i.e., amount borrowed) of the bond at the maturity date as well as pay down interest (called the coupon) over a specified period of time).
Depending on the economic value that is stressed, several types of bonds are created with varied cash flow timing and amounts. Semiannually, annually, and less frequently at other times, the interest is typically due at set intervals.
Consequently, a bond is a type of borrowing or IOU. Bonds offer the borrower external financing for long-term investments.
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in an economy, full employment output is equal to $22 billion and current output is equal to $20.4 billion. the marginal propensity to consume is equal to 0.75. instructions: enter your response rounded to two decimal places. a. this economy is multiple choice 1 experiencing a recessionary gap. experiencing an inflationary gap. not in equilibrium. in a long-run equilibrium. b. if autonomous expenditure increases by $ 5.1 billion, then current output would be equal to full employment output.
In the given problem, the economy is experiencing a recessionary gap. (Option A).
If autonomous expenditure increases by $1.2 billion, current output will increase by $1.6 billion and reach full employment output of $22 billion.
How to Determine Whether the Economy is in a Recessionary or Inflationary Gap?a. To determine if the economy is in a recessionary or inflationary gap, we need to compare the current output to the full employment output. If current output is less than the full employment output, then the economy is in a recessionary gap. If current output is greater than the full employment output, then the economy is in an inflationary gap.
In this case, current output is $20.4 billion, which is less than the full employment output of $22 billion. Therefore, the economy is in a recessionary gap.
b. To find the change in output resulting from the increase in autonomous expenditure, we can use the following formula:
ΔY = (ΔAutonomous Expenditure) × (1/MPC)
Where ΔY is the change in output, ΔAutonomous Expenditure is the change in autonomous expenditure, and MPC is the marginal propensity to consume.
We are told that the MPC is 0.75, and we want to find the ΔAutonomous Expenditure that will bring the economy to full employment output, which is a ΔY of $1.6 billion ($22 billion - $20.4 billion).
ΔY = ΔAutonomous Expenditure × (1/MPC)
$1.6 billion = ΔAutonomous Expenditure × (1/0.75)
ΔAutonomous Expenditure = $1.2 billion
Therefore, if autonomous expenditure increases by $1.2 billion, current output will increase by $1.6 billion and reach full employment output of $22 billion.
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when externalities are present, a. suppliers will refuse to produce desired goods and services. b. this indicates that property rights are well-defined and enforced. c. competitive market outcomes may be inconsistent with ideal economic efficiency. d. competitive markets will generally achieve ideal economic efficiency.
When externalities are present, competitive market outcomes may be inconsistent with ideal economic efficiency. The correct option is c.
What are externalities?
An externality is an economic concept referring to a cost or benefit that affects a third party that did not choose to incur that cost or benefit. Economists often represent externalities by writing down the formula S + EX - IM = I. This formula represents that the number of imports in a country is equal to the excess supply of exports minus the excess demand for that country's exports. When externalities are present, competitive market outcomes may be inconsistent with ideal economic efficiency. Externalities may cause markets to be either underproduced or overproduced, depending on whether the external cost or benefit is positive or negative. A negative externality results in an overproduction of the goods, whereas a positive externality results in an underproduction of the goods.
Therefore, in the presence of externalities, market outcomes may be inconsistent with ideal economic efficiency. The other options are incorrect because: Suppliers will not refuse to produce desirable goods and services even in the presence of externalities. Therefore, option A is incorrect. Property rights may not be well-defined and enforced in the presence of externalities. Therefore, option B is incorrect. Competitive markets may not achieve ideal economic efficiency in the presence of externalities. Therefore, option D is incorrect.
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when establishing a space management system, there are areas or ( what ) zones around the vehicle that must be constantly monitored.
Establishing a space management system is crucial for the safety of a vehicle. It involves monitoring the areas or zones around the vehicle, and making sure that those areas are clear of any potential hazards.
The most important zones to be monitored are the front, the sides and the rear of the vehicle. The front zone should include a wide range of vision, including the front bumper, the hood, the headlights and the road ahead.
The side zones should be monitored for potential obstacles and other vehicles. The rear zone should be checked for any vehicles or objects that might be in the way of the vehicle.
All of these zones should be constantly monitored and updated to ensure the safety of the vehicle. By monitoring these zones, the driver can be aware of potential hazards and take the necessary steps to avoid them.
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kosher pickle company acquires all the outstanding stock of midwest produce for $17.0 million. the fair value of midwest's assets is $13.1 million. the fair value of midwest's liabilities is $2.1 million. calculate the amount paid for goodwill.
The amount paid for goodwill is $5.4 million.
When one company acquires another company, the purchase price paid by the acquiring company is allocated to the assets and liabilities acquired. The fair value of the assets and liabilities is determined based on their estimated market value at the time of the acquisition.
Goodwill is an intangible asset that represents the excess of the purchase price over the fair value of the net assets acquired in a business combination. To calculate the amount paid for goodwill, we need to subtract the fair value of Midwest Produce's net assets from the purchase price.
The amount paid for goodwill is calculated as:
⇒ Purchase price - Fair value of net assets = $17.0 million - ($13.1 million - $2.1 million) = $5.4 million
Therefore, the amount paid for goodwill is $5.4 million.
However, we also need to consider any adjustments to the fair value of the net assets acquired that may be made in the future. If the fair value of the net assets acquired is adjusted after the acquisition date but before the financial statements are issued, the amount of goodwill may need to be adjusted as well.
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calculate fixed cost using the high-low method. month units sold total cost jan. 190 $2,200 feb. 200 $2,100 march 120 $1,700 april 100 $1,500
To determine the fixed cost using the high-low method, we'll have to calculate the variable cost per unit. We can then subtract the variable cost per unit from the total cost of the month with the lowest unit sold to get the fixed cost.
What is the high-low method?
The high-low method is a management accounting tool that is used to analyze and split mixed expenses into their fixed and variable components.
It involves analyzing the costs at two levels of output, usually the highest and lowest levels. To calculate the variable and fixed costs, we first use these data points and then extrapolate them.
The calculation of fixed cost using the high-low method is as follows:
We first need to calculate the variable cost per unit. We'll do that by subtracting the cost of the lowest activity month from the cost of the highest activity month and dividing it by the difference in unit sales between the two months. We can calculate the variable cost per unit by following the steps below:
Variable cost per unit = (Highest Total Cost - Lowest Total Cost) ÷ (Highest Unit Sales - Lowest Unit Sales)
Now let's substitute the values we have:
Highest Unit Sales = 200
Lowest Unit Sales = 100
Highest Total Cost = $2,200
Lowest Total Cost = $1,500
Therefore,
Variable cost per unit = ($2,200 - $1,500) ÷ (200 - 100)
= $700 ÷ 100
= $7 per unit
The variable cost per unit is $7. To calculate the fixed cost, we subtract the variable cost per unit from the total cost of the month with the lowest unit sold.
Fixed cost = Total Cost - (Variable Cost per unit × Unit Sales)
Let's use the month with the lowest unit sold, April, to calculate the fixed cost. In this month, the unit sold was 100, and the total cost was $1,500. Therefore,
Fixed cost = $1,500 - ($7 × 100)
= $1,500 - $700
= $800
Therefore, the fixed cost is $800.
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What are actions that strategic leaders of a company can take to increase their firm's intangible resource stocks?
Strategic leaders of a company can take the following actions to increase their firm's intangible resource stocks:Intangible resource stocks of a company include its knowledge, patents, trademarks, intellectual property, and goodwill.
These assets cannot be seen or touched but have the potential to bring immense value to the company. Hence, it is important for strategic leaders to increase the company's intangible resource stocks by following ways:
1. Acquiring other companies or patents to gain intellectual property rights.
2. Providing training to employees and making them knowledgeable, thereby increasing the knowledge stocks of the company.
3. Improving brand image and reputation by increasing customer loyalty and satisfaction.
4. Building a strong corporate culture that promotes innovation, creativity, and entrepreneurship.
5. Investing in research and development to create new products or improve existing ones.
6. Focusing on the company's core competencies and aligning its resources accordingly to create a competitive advantage.
7. Forming strategic alliances with other companies to access their resources and knowledge.
8. Encouraging collaboration and knowledge-sharing among employees to foster a learning culture.
9. Developing and implementing effective knowledge management systems to capture, store, and share knowledge within the company.
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true or false: the auditor should always use aggregated data when performing substantive analytical procedures since data generally provide higher-quality evidence to the auditor.
False: The auditor should not always use aggregated data when performing substantive analytical procedures because data does not always provide higher-quality evidence to the auditor.
What are substantive analytical procedures? Substantive analytical procedures are procedures that allow the auditor to draw conclusions about the accuracy and completeness of an account balance or class of transactions based on the analysis of changes in the balance or trend over time using financial and nonfinancial data. Analytical procedures, which include both substantive analytical procedures and ratio analysis, are a critical component of audit testing.
The role of aggregated data in substantive analytical procedures. It is not always appropriate to use aggregated data in substantive analytical procedures since data does not always provide higher-quality evidence to the auditor.
Some of the problems associated with using aggregated data in analytical procedures include:
Inadequate or inappropriate data: The data used in analytical procedures must be relevant to the account balance or class of transactions being examined. Using aggregated data may lead to the inclusion of irrelevant data, making the conclusions reached less reliable.
Difficulty identifying unusual items: When using aggregated data, it may be difficult to identify unusual items or outliers in the data. Such items may be hidden when data is aggregated, leading to conclusions that are less reliable or entirely incorrect.
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audit trails produced by auditing activities are which type of security control? answer directive deterrent preventative detective
Audit trails produced by auditing activities are detective security controls. Detective security controls detect and respond to security events after they have occurred, rather than preventing them from happening in the first place.
Detective security controls are important because they help organizations determine the root cause of security incidents and provide the data necessary to take corrective action and prevent similar events from happening in the future.
Detective controls include network scanning, logging, and alerting, among other methods.
Network scanning involves searching for vulnerabilities in a network, and it is typically conducted by an external security firm.Logging involves recording events on the network, such as login attempts, file access, and user activity.
Alerting involves the automated sending of notifications when suspicious activity is detected, such as an unauthorized user attempting to gain access to a system.
Audit trails, or audit logs, are a type of detective security control. Audit trails document the events that take place in an IT system or network and provide evidence of any suspicious or malicious activity.
They are generated by auditing activities, such as authentication attempts, access to sensitive files, system configuration changes, and user actions.
Audit trails are critical for ensuring compliance with security regulations, identifying security breaches, and taking corrective action.
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one of your roles as a social media marketer is to mitigate any chance of getting blindsided by a crisis. how do you do that?
In order to mitigate any chance of getting blindsided by a crisis as a social media marketer, it is important to stay vigilant and be aware of any potential risks or issues that could arise.
Monitor trending topics and industry news, as well as customer feedback, for any signs of an issue. Additionally, be prepared with a crisis plan that can be implemented quickly if needed.
This should include a plan of action for communication, strategies for addressing and resolving any issues, and clear lines of authority for decision making.
That way, if a crisis does arise, your team will be ready to handle it.
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why are the world bank, the international monetary fund, and the world trade organization so important to the current global economy?
The World Bank, the International Monetary Fund, and the World Trade Organization are important to the current global economy because they provide stability, assistance, and regulation to the international financial system.
What is the world bank?The World Bank provides loans and technical assistance to countries that need help in developing their economies. The International Monetary Fund provides financial assistance to countries that are experiencing economic problems or crises.
The World Trade Organization helps to regulate international trade and promote free trade between countries. In addition to providing assistance and regulation, these institutions also help to create stability in the global economy.
By working together and coordinating their efforts, they can help prevent economic crises and mitigate their impact when they do occur. This is particularly important in an increasingly interconnected and interdependent global economy where problems in one country can quickly spread to others.
In short, the World Bank, the International Monetary Fund, and the World Trade Organization are important to the current global economy because they help to promote growth, stability, and cooperation among countries.
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what is the effective interest rate per quarter if the interest rate is 14 % annually compounded monthly?
If the interest rate is 14% annually compounded monthly, we need to calculate the effective interest rate per quarter. The effective interest rate is the actual rate earned or paid on an investment or loan after taking into account the compounding of interest over a given period.
First, we need to calculate the monthly interest rate. We can do this by dividing the annual interest rate by 12 (the number of months in a year):
Monthly Interest Rate = Annual Interest Rate / 12
Monthly Interest Rate = 14% / 12
Monthly Interest Rate = 1.1667%
Next, we can use the formula for calculating the effective interest rate to find the quarterly rate:
Effective Interest Rate = (1 + (Annual Interest Rate / Number of Compounding Periods))^Number of Compounding Periods - 1
We want to find the effective quarterly interest rate, so we will use 4 as the number of compounding periods:
Effective Quarterly Interest Rate = (1 + (0.14 / 4))^4 - 1
Effective Quarterly Interest Rate = 3.39%
Therefore, the effective interest rate per quarter is 3.39% if the interest rate is 14% annually compounded monthly.
It's important to note that the effective interest rate can vary depending on the compounding period. For example, the effective rate would be slightly higher if the interest was compounded daily instead of monthly.
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green, an employee of argon industries, earned a salary of $60,000 in year 2. in addition, the following two transactions between green and argon occurred in year 2: green received a bonus of 100 shares of publicly-traded stock worth $13,000 with a basis to argon of $8,000, and green purchased 1,000 shares of unrestricted argon stock pursuant to a nonqualifying stock option plan for $10 per share when stock was valued at $25 per share. what amount of compensation should argon report in green's form w-2 for year 2?
The total compensation argon report in green's form w-2 for year 2 is $88,000 if the stock was valued at $25 per share.
Salary earned = $60,000
Time taken = 2 years
Bonus = 100 shares worth = $13,000
The Stock Option is calculated as the product of the number of shares and the market value of each share is subtracted from the nonqualifying stock option plan
Stock Option = [(1,000 shares x ($25 fair market value - $10 option price)]
Stock Option = $15,000
The total compensation that Argon should report in Green's Form W-2 for Year 2 is calculated as the sum of salary earned till now, Bonus shares, and the stock options earned money from all the shares.
The total compensation = ($60,000 + $13,000 + $15,000)
The total compensation = $88,000
Therefore we can conclude that the total compensation is $88,000.
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what happens if a company doesnt have a repruchase plan for unvested options that i already early exercised
If a company does not have a repurchase plan for unvested options that have already been early exercised, then the individual who early exercised their options will not have the right to repurchase those same options at a later date.
This is because the early exercise is a form of surrendering the option agreement, meaning the individual no longer has the right to repurchase the options at a later date.
In this situation, the individual would need to rely on the secondary market to sell their unvested options. However, since the options are unvested, there may not be a secondary market for them, meaning that the individual may be unable to sell the options for their true value. Furthermore, since the individual surrendered their option agreement, the company does not owe them anything should the options become more valuable.
Therefore, it is important for individuals to understand the repurchase plan for unvested options before they decide to early exercise their options. Without a repurchase plan in place, the individual may be putting their options at risk by early exercising them.
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which international organization(s) was(were) involved with developing security measures? group of answer choices international maritime organization customs alliance nafta international monetary fund swift
The International Maritime Organization (IMO), Customs Alliance, North American Free Trade Agreement (NAFTA), International Monetary Fund (IMF), and Society for Worldwide Interbank Financial Telecommunication (SWIFT) are all international organizations involved with developing security measures.
The IMO works to ensure maritime safety and prevent pollution from ships. It does this through establishing international maritime standards and regulations which member states agree to follow.
The Customs Alliance is a regional organization that focuses on preventing terrorism, smuggling, and other security threats. It does this by working together to exchange intelligence and coordinate activities between its member countries.
NAFTA is a trilateral agreement between Canada, the United States, and Mexico, with the goal of increasing economic integration between these three countries. It includes provisions to ensure customs and border security between the countries.
The IMF is an international organization that works to promote global economic stability and growth. It provides loans to member countries and helps them manage their foreign exchange reserves.
SWIFT is an international network of banks and financial institutions that facilitates the transfer of money between countries. It is regulated by the international banking community and includes security measures to protect against fraud and money laundering.
Hence, all the international organizations mentioned in the options were involved with developing security measures.
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a firm is trying to decide whether to export its good or use horizontal fdi. high trade costs make a firm more likely to and internal economies of scale make a firm more likely to .
A firm with high trade costs is more likely to use horizontal FDI, as this will help it to avoid the costs associated with exporting its goods. Internal economies of scale make a firm more likely to export, as this will enable it to take advantage of the economies of scale.
A firm with high trade costs, such as tariffs or transportation costs, may be more likely to use horizontal FDI as a strategy to avoid those costs associated with exporting its goods. Horizontal FDI involves establishing production facilities in foreign countries to serve the local market, rather than exporting goods from the home country. This strategy can help to avoid trade costs and reduce transportation costs, making the firm more competitive in foreign markets.
However, the second part of the statement is not entirely accurate. While internal economies of scale can make a firm more competitive in exporting, it does not necessarily make it more likely to export. A firm with internal economies of scale may choose to export, or may choose to use other strategies such as FDI or licensing agreements to enter foreign markets.
Additionally, other factors such as market size, labor costs, and regulatory barriers can also influence a firm's decision to use different strategies for entering foreign markets.
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understanding how cultural differences across and within nations affect the way business is practiced is known as blank literacy.multiple choice question.cross-purposecross-disciplinecross-sectionalcross-cultural
The correct answer is "cross-cultural literacy."Understanding how cultural differences across and within nations affect the way business is practised is known as cross-cultural literacy.
Cross-cultural literacy is the capability to recognize, comprehend, and respect cultural distinctions and adapt to cultural contexts beyond one's own. In a globalized business environment, where organizations and markets span countries and continents, cross-cultural literacy is becoming increasingly essential.
It is essential to grasp the values, customs, and etiquette of various cultures to communicate effectively and establish effective business relationships. It also aids in the avoidance of cultural misunderstandings and the promotion of productive collaboration among team members from various cultures.
Cross-purpose, cross-discipline, and cross-sectional do not refer to this concept of cultural differences and their impact on business practices.
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which traits are true of all products? (choose every correct answer.) multiple select question. bought through an online distributor delivered directly to the consumer something that a customer values offered through a marketing exchange
Answer:
something that customers values
and offered through a marketing exchange
Explanation:
The following traits are true of all products:
Something that a customer values
Offered through a marketing exchange
Of the given options, the traits are true of all products:
Something that a customer values: Products are created to satisfy the needs and wants of consumers. The customer should perceive some value in the product that motivates them to purchase it.
Offered through a marketing exchange: Products are made available to customers through various marketing channels such as physical stores, online marketplaces, and direct sales.
While the other options - "bought through an online distributor" and "delivered directly to the consumer" - are common characteristics of many products, they are not true of all products. For example, some products may be purchased in physical stores and delivered to the customer, while others may be purchased online and picked up in store. Therefore, they cannot be considered as universal traits of all products.
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elena plans to open a non-profit child-care center in her depressed neighborhood. she may qualify for an sba loan program that provides loans of up to $50,000 known as the:
Certified Development Company 504 Loan Program. Elena plans to open a non-profit child-care center in her depressed neighborhood. She may qualify for an SBA loan program that provides loans of up to $50,000 known as the 7(m) Microloan Program.
The Small Business Administration (SBA) is in charge of the MicroLoan Programme. The MicroLoan Programme has offered microloans to start-up, recently established, or expanding small business ventures since 1992.
It is specifically intended to assist people like women, low-income, veteran, and minority entrepreneurs who might not be able to secure capital in the commercial sector. Additionally, the programme offers technical assistance to current and potential microloan borrowers as well as assistance with marketing and management.
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core cpi is a. the cpi including only food, clothing, and energy. b. the cpi including only food and energy. c. the cpi excluding food, clothing, and energy. d. the cpi excluding food and energy.
The cpi core is the cpi without regard to food, clothes, and energy. (C option)
A component in a CPI is what?The The "Consumer Price Index" for All Urban Customers: All Products Less Food & Electricity" is an average of the costs urban consumers paid for a typical basket of products, excluding energy and food. Given the high price volatility of food and energy, economists frequently utilise this figure, also known as "Core CPI". For calculating the CPI, the Office of Labor Statistics takes a monthly sample of 80,000 prices and weights each index according to its share of current consumer spending to determine the total change in prices.
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PERSONAL FINANCE
What is a deductible? (1 point)
O the maximum amount a policy will pay out in any one year
O the amount paid by the policyholder to the insurer on a regular basis for the policy
O the amount paid by the policyholder before the insurance policy starts paying on the claim
O the amount paid after the deductible has been satisfied and until the out-of-pocket maximum has been reached
A deductible is the amount paid by the policy holder before the insurance policy starts paying on the claim.
What is Insurance?Insurance is a contract that allows a party to secure its asset from damage and the other party charges a premium and in return when the asset is damaged the amount of the asset is refunded or as directed in the contract.
Policy holder pays annual or monthly premiums which is also known as the deductible, after the payment of deductible the insurance company pays the policy holder as per the terms agreed in the contract.
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Answer: 1. a policy purchased from a company that provides financial protection against financial loss or harm caused by a possible event
2. the amount paid by the policyholder to the insurer on a regular basis for the policy
3. the amount paid by the policyholder before the insurance policy starts paying on the claim
4. Health insurance policies for those who do not have access to employer-provided health plans or who do not qualify for government-provided plans, offered through a marketplace, and purchased by individuals for themselves and their families.
5. Medicare
Explanation: My quizlet name is Aron_Sonn so consider dropping by :)
______ has a greater chance of arising from intangible resources than from tangible resources.
Competitive advantage has a greater chance of arising from intangible resources than from tangible resources.
What is a competitive advantage?Competitive advantage is the term used to describe a business's ability to gain a competitive edge over its rivals in the industry. A company with a competitive advantage can outperform its competitors by producing products or services that are of higher quality or are more cost-effective.Intangible resources are those that cannot be touched, such as a company's reputation or brand image, while tangible resources are physical assets such as equipment or property. Intangible resources are typically more difficult to imitate, making them a source of competitive advantage for firms.
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if the risk premium on the stock market was 6.78 percent and the risk-free rate was 2.54 percent, what is the stock market return?
The stock market return is the difference between the risk premium and the risk-free rate. In this case, the stock market return would be 4.24 percent (6.78% - 2.54%).
The risk premium is the additional return investors can expect to receive for investing in the stock market. This additional return compensates investors for taking on additional risk when investing in the stock market.
The risk-free rate is the expected return on an investment with no risk. This rate is usually based on government bonds since they are backed by the government and are considered to be a safe investment.
When we subtract the risk-free rate from the risk premium, we get the stock market return. This return is what investors can expect to make from investing in the stock market. In this example, the stock market return is 4.24 percent (6.78% - 2.54%).
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which of these help desk positions is often staffed by an employee with programming or product development experience?
The help desk position that is usually staffed by an employee with programming or product development experience is known as d). Technical Support Specialist.
What is Technical Support Specialist?The Technical Support Specialist is a knowledgeable and experienced employee that works on a Help Desk, in a computer or IT support department.
The Technical Support Specialist role requires the ability to diagnose and troubleshoot problems with both computer hardware and software. A Technical Support Specialist should have excellent problem-solving abilities, customer service abilities, and attention to detail.
Additionally, excellent written and oral communication abilities are necessary, as Technical Support Specialists must write detailed notes, communicate effectively with coworkers, and deliver concise, jargon-free explanations to customers.
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Complete Question:
The ____ position is unlikely to exist in a help desk that is organized in a multi-level support model.
a. Product Specialist
b. Incident Screener
c. Needs Analyst
d. Technical Support
rebeya is setting goals with the executive team of her organization. these goals include financial and productivity goals, as well as environmental and sustainability goals. which type of goals is rebeya establishing?
Rebeya is establishing a set of multidimensional goals that encompass financial, productivity, environmental, and sustainability objectives. These types of goals are commonly referred to as "balanced scorecard" goals or "integrated goals."
The ''integrated goals'' recognizes that an organization's success cannot be measured by financial metrics alone, but rather by a combination of factors that contribute to long-term success and sustainability.
By setting multidimensional goals, Rebeya is taking a holistic approach to management that considers not only the financial bottom line but also the impact of the organization's activities on the environment and society.
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a real estate property is on the market. you have estimated it will give you net cash flows of $6623 per month. you hope to sell it in 6 years for $402220. your required return is 9.74%, how much should you be willing to pay for the property today?
The maximum amount you should be willing to pay for the real estate property is $311,837.45. This is determined by using the present value of an annuity formula.
The present value of an annuity formula is PV = C x ((1-(1+r)^-n)/r). The present value (PV) represents the maximum amount you should be willing to pay for the property today. C represents the cash flow of $6,623 per month. r is the required return of 9.74%, and n is the number of months, or 6 years. Therefore, PV = $6,623 x ((1-(1+9.74%)^-72)/9.74%) = $311,837.45.
The amount you are willing to pay for the property should not exceed this amount as it is the present value of the future cash flows. In other words, it is the maximum amount you should be willing to pay for the property today. The present value of the future cash flows is lower than the expected sale price of $402,220 in 6 years due to the effects of time and discounting.
To calculate the internal rate of return (IRR) of the property, use the equation IRR = C/PV. C is the cash flow of $6,623 per month and PV is the amount you are willing to pay of $311,837.45. The IRR of the property is therefore 9.74%, which is equal to the required return. This confirms that the amount you are willing to pay is an appropriate price.
In summary, the maximum amount you should be willing to pay for the real estate property is $311,837.45, as determined by the present value of an annuity formula. This is the present value of the future cash flows, discounted to their present-day equivalent. The internal rate of return of the property is 9.74%, which is equal to the required return.
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briefly describe the user groups, their needs for information, and how these tie into the four objectives of federal financial reporting identified in the statement.
The four objectives of federal financial reporting identified in the Statement are:
AccountabilityTransparencyEnhanced PerformanceImproved Public ConfidenceThe user groups of federal financial reporting include Congress, the executive branch, state and local governments, financial markets, and the public. Each of these user groups have different needs for information that relate to the objectives of federal financial reporting. For example, Congress and the executive branch need information to ensure accountability, while financial markets and the public need information to increase transparency and confidence.
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