Treasury Bills (T-Bills) are US Treasury bills backed by the Treasury and have a maturity of one year or less. US Treasury bills are generally sold in denominations of $1,000 and are backed by u. S. Government, these financial instruments are short-term debt obligations with a maturity of less than one year. They are considered risk-free investments.
Short Treasury Bond Funds are investment funds that, by their risk-free investment objectives and the Fund's Articles of Incorporation, are restricted primarily to investments in short-term federal or agency bonds. The short term is up to 5 years, depending on the definition of the fund.
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starbucks has $1 billion to invest. it can either purchase a rival coffee shop chain or build additional starbucks shops. if starbucks chooses to purchase the rival chain, we can conclude that starbucks' management team determined that the relative profitability of purchasing and owning the rival's existing shops is (click to select) the expected profitability of using the money to build additional starbucks shops.
The management team of Starbucks' have determined that the relative profitability of purchasing and owning the rival's existing shops is greater than the expected profitability of using the money to build additional Starbucks shops.
What is the relative profitability?The main aim of most organisations excluding not for profit organisations is to make profit. Profit can be earned either by reducing cost or by increasing revenue.
If it is determined that purchasing the existing shops of rivals would be cheaper than building new shops, management would decide to purchase existing rivals' shops.
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ten years ago, you put $5,000 in a savings account. today, your investment has the purchasing power of $4,800 what is your real rate of return? (just calculate like a normal interest rate)
Answer:
-0.41%
Explanation:
Explain what might happen if businesses neglect the marketing-information management function.
Answer:
Businesses could only guess at what to produce or what changes to make. They might produce too much or not enough to meet demand. They might not know what their competitors are selling or why customers are not buying.
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Hope this helps!
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a study by university of minnesota economist, joel waldfogel, estimated the difference in the actual monetary value of gifts received and how much the recipients would have been willing to pay to buy them on their own. the study suggested that the average recipient’s valuation was approximately 90% of the actual purchase price.
The deadweight loss is $90.6.
How to calculate the loss?The study suggested that the average recipient's valuation of the gift received was approximately 90% of the actual purchase price of the gift.
This means there's a loss of 10% in value constitute the deadweight loss.
Average amount spent on gift = $906
Percentage loss in value = 10% or 0.10
Calculate the deadweight loss -
= Average amount spent on gifts * Percentage loss in value
DWL = $906 * 0.10
The deadweight loss would be $90.6.
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A study by university of minnesota economist, joel waldfogel, estimated the difference in the actual monetary value of gifts received and how much the recipients would have been willing to pay to buy them on their own. the study suggested that the average recipient’s valuation was approximately 90% of the actual purchase price.
Calculate the deadweight loss if the average amount is $906.
i need to know whether you are able to perform the following functions of the job, revising existing marketing materials, promoting the company at trade shows, and reaching potential customers through direct mail campaigns.
I want to know if you're capable of updating current marketing materials, promoting the business at trade fairs, and contacting potential clients through direct mail campaigns.
How do you recognize prospective clients?
Divide Up Your Potential Clientele. The first step in locating and comprehending your potential consumer base is segmenting your current customer base.
Research rivals.
Create a marketing plan for a healthy brand.
Recognize Changing Consumer Demands and Behaviours.
Customer and potential customer definitions
Customers are current users who consume our products, services, or other offerings and express interest in our brand. Potential clients are individuals who haven't yet used our services but are likely to be interested clients in the future.
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The concept of a value chain is not significant to organizations unless they manufacture products. True or false?.
The correct answer is false
The indirect services that enhance the primary activities of the value chain are known as support or secondary activities. Input resource procurement, administration of human resources, infrastructure (financial, legal, and administrative), and research and development are examples of secondary or support operations (technology). According to Porter's Value Chain, these assist the main value chain activities, which include inbound logistics, operations, outbound logistics, marketing and sales, and customer services. The phrase for the operations in the value chain analysis that are necessary but do not immediately add value to the goods or services the business sells to its consumers is secondary or supplementary activities
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methodologies emerged out of frustration with using traditional project management processes to develop software.
Agile Project Management emerged out of frustration with using traditional project management processes to develop software.
What is Agile Project Management?Throughout a project's life cycle, agile project management is an iterative delivery method.
The several iterations or incremental phases that go into finishing a project make up iterative or agile life cycles. Since the benefit of iteration is that you may make adjustments as you go along rather than following a linear path, iterative approaches are widely employed in software development projects to promote velocities and adaptability.
Rather than releasing advantages solely at the conclusion of the process, an agile or iterative method releases them periodically. Agile initiatives should, at their heart, demonstrate the fundamental beliefs and conduct of cooperation, trust, and adaptability.
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Of all the strategies for reaching global markets, offers the least amount of commitment, control, risk, and profit potential.
We can actually deduce here that of all the strategies for reaching global markets, licensing offers the least amount of commitment, control, risk, and profit potential.
What is licensing?
In business, licensing is actually known as the process of obtaining permission from a company who is known as licensor in order to manufacture and sell some of their products. It can be to sell or manufacture one or more of their products within a defined market area.
The company which gets this right or license is known as the licensee and they pay royalty fee to the licensor.
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the owner occupies a portion of the building after the architect has deemed the project is substantially complete. the owner notices a hole in the wall that wasn't noted on the architect's punch list. who is responsible for fixing the issue?
The proprietor occupies a portion of the building after the architect has deemed the undertaking is considered whole. the proprietor notices a hollow within the wall that wasn't stated on the architect's punch list. final crowning glory occurs after the architect has tested the completion of the challenge. they'll perform a final inspection to verify the paintings. income, condo, losses of use, and financing is chargeable for fixing the issue.
An architect is someone who plans, designs and oversees the development of buildings. To practice architecture means to provide services in reference to the layout of buildings and the distance within the web page surrounding the buildings that have human occupancy or use as their predominant cause.
Architects create designs for new creation initiatives, changes, and redevelopments. They use their expert creation understanding and high-level drawing talents to lay out homes that can be functional, secure, sustainable, and aesthetically captivating. Doing an architecture diploma may be hugely worthwhile. but it's also most of the most challenging – with lengthy hours, a large workload, and awareness of detail – so it's vital to understand what you are letting yourself in for.
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your broiled swordfish has a food cost of $7.50, and you're targeting a food cost of 33% on this expensive dish. what will the final selling price be?
Answer:
The formula for food cost percentage (FCP) given selling price (SP) and food cost (FC) is FCP = FC/SP x 100.
Explanation:If you set your par for 5 jars of mayonnaise, and you only have 2 on the shelf, you know you need to order 3 more.
FCP = FC/SP x 100 is the formula for food cost percentage (FCP) given selling price (SP) and food cost (FC)
What is the cost?A cost is the amount of money that has been spent to produce something or provide a service and is thus no longer accessible for use. In business, the cost could be one of acquisition, in which case the money spent to obtain it is recognized as cost. In this situation, money is
the input that is used to purchase the item. If you set a goal of 5 jars of mayonnaise and only have 2 on hand, you know you need to order 3 more. Private expenses are the costs borne by the buyer of a commodity or service. This is also known as the costs associated with the firm's production function. External costs (also known as externalities) are the costs borne by people other than the buyer
Therefore, the formula for food cost percentage (FCP) is given the selling price (SP) and food cost (FC).
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to attend a winter concert presented by the community chorus, every attendee was asked to donate one unwrapped toy at the concert hall door. the donation is most closely related to the element of the marketing mix.
In the given statement the Pricing is the element of the marketing mix.
Pricing is one of the four main principal components of the marketing mix. It is the main income producing component in the marketing mix. It is firmly connected to the plan of action.
Pricing ought to achieve three objectives:
Accomplish the organization's monetary objectives
Fit inside the real factors of the commercial center
Support an item's situating and be predictable with different factors in the showcasing blend.
The plan of action is a reasonable portrayal of the organization's income streams. Any massive changes in the price will influence the suitability of a specific plan of action.
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What does it mean to follow ethical principles?
when the fed increases the money supply, short-term interest rates tend to decline. when the economy is weakening, the fed is likely to increase short-term interest rates. foreign investments fuel growth in a country. however, this investment is based on factors that affect the business environment and increase riskiness, such as macroeconomic policies, political changes, labor issues, tax rates, and regulations. when the economy is weakening, the fed is likely to decrease short-term interest rates.
Statement 1: This statement is untrue because inflation would rise if the Fed injected a large amount of money into the economy.
Statement 2 is accurate because foreign investment in the economy is highly erratic and depends on a number of variables.
Statement 3 is accurate since a stronger national balance sheet makes credit easier to get, which lowers interest rates.
Statement 4: This statement is accurate because the Fed lowers short-term interest rates to boost credit growth, which is necessary to fuel economic expansion.
What do short and long-term interest rates mean?The interest rate levied on a short-term loan is known as the short-term interest rate. The interest rate levied on a debt with a long period is known as the long-term interest rate. The time it takes to repay the loan is the main distinction between a short-term interest rate and a long-term interest rate.
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what is the present value of the following cash flow stream at a rate of 10.0%? years: 0 1 2 3 cfs: $750 $2,450 $3,175 $4,400
The present value of the given cash flow stream at a rate of 10.0% for all the years that is from year zero to year three is $10,777.50. Hence, Option B is correct.
What is a cash flow stream?For describing any business proposal, there are very specific requirements, but the two things that are majorly required are cash flow instances and cash flow stream.
A cash flow stream is basically a kind of specific amount that sometimes flows into or sometimes flows out of an organization. It is basically for a particular time period, which can be calculated with the help of some proposal.
Therefore, the given data after doing these required calculations when the cash flow is calculated at a rate of 10.0%, the amount is $10,777.50. Option B is correct.
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The complete question is attached in text form:
What is the present value of the following cash flow stream at a rate of 10.0%?
Years: CFs:
0 $750
1 $2,450
2 $3,175
3 $4,400
a. $8,283.53
b. $10,777.50
c. $10,866.57
d. $7,749.11
e. $8,907.02
Which best describes a scholarship?
Hey!
A scholarship is an aid given to a student by an institution. A scholarship is the financial help provided by the institution to a student. These are a means of help to the students to encourage in further studies and researches. Financial aids and awards are given to the students who qualify the criteria. Some disabled individuals, disabled parents with children, or people who can't afford any other extra activities or advancements. Scholarship is an encouraging effort taken by the institution or government to help the students engage more on academic fields. Monetary awards and waving off the fees are the two ways by which scholarships are provided. Some people may recieve scholoships for dance or any sport, career wise, military, and many more. This is a very helpful tool for many people.
Hope this helps! Have a great day! :)
Answer: A financial award that does not need to be paid back.
Explanation:
abc corp has a larger debit balance than credit balance under assets. if the accounting equations must always be in balance, why would this occur?
ABC corp has larger debit stability than credit score balance underneath belongings. if the accounting equations need to always be in balance, debits growth the left facet of the balance sheet and accounting equation, even as credits grow the proper aspect.
Accounting is the procedure of recording monetary transactions touching on a business. The accounting technique includes summarizing, analyzing, and reporting these transactions to oversight companies, regulators, and tax collection entities. the machine for recording and summarizing business and financial transactions and reading, verifying, and reporting the results. also: the principles and procedures of this system. studied accounting as a freshman. : paintings are done in accounting or by accountants.
Accounting, additionally called accountancy, is the measurement, processing, and communication of economic and nonfinancial records approximately economic entities inclusive of companies and groups. Accounting performs an important position in walking an enterprise as it enables you to song income and costs, make sure statutory compliance, and provide investors, management, and authorities with quantitative monetary statistics which may be used in making enterprise decisions.
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4. if stefany's liabilities increased by $10,000 and equity decreased by $6,000, assets must have by $
If Stefany's liabilities increased by $10,000 and equity decreased by $6,000, assets must have by $4,000 increase.
In finance, equity is ownership of assets that may be associated with liabilities or other liabilities. Equity is determined for accounting purposes by subtracting liabilities from the value of assets.
What is the true meaning of equity?
Equity is defined as ,war "the state, quality, or ideal of being fair, impartial, or just." The concept of equity is synonymous with fairness and justice. It is helpful not to think of equity simply as a desirable state or a high value.
What is an example of equity?
Equity can be calculated by subtracting liabilities from assets and can refer to a single asset such as a company. B. Applies to real estate, or companies. For example, if someone owns a $400,000 house and has a mortgage of $300,000, the $100,000 difference is equity.
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classify each cost and its amount as either product or period. the first cost is completed as an example.
The classification of each cost and its amount as either product or period costs is as follows:
Classification of Costs by Function:Product Costs Period Costs
1. Plastic for the casing— $20,000
2. Wages of assembly workers— $88,000
3. Property taxes on factory— $7,000
4. Accounting staff salaries— $36,000
5. Drum stands (1,000 stands purchased)— $38,000
6. Rent cost of equipment for sales staff— $12,000
7. Upper management salaries— $175,000
8. Annual flat fee for factory
maintenance service— $13,000
9. Sales commissions— $24 per unit
10. Machinery depreciation, straight-line— $48,000
What is the difference between product costs and period costs?Product costs are directly related to production, including direct materials, direct labor, and allocated factory overhead.
Period costs are not directly related to production, for example, general and administrative expenses, such as rent, office depreciation, office supplies, and utilities.
Thus, we can determine product costs as those that involve production, while period costs are not involved in the production but marketing, selling, and administration.
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Question Completion:Listed here are the total costs associated with the 2017 production of 1,000 drum sets manufactured by TrueBeat. The drum sets sell for $493 each.
Costs
1. Plastic for the casing—$20,000
2. Wages of assembly workers—$88,000
3. Property taxes on factory—$7,000
4. Accounting staff salaries—$36,000
5. Drum stands (1,000 stands purchased)—$38,000
6. Rent cost of equipment for sales staff—$12,000
7. Upper management salaries—$175,000
8. Annual flat fee for factory maintenance service—$13,000
9. Sales commissions—$24 per unit
10. Machinery depreciation, straight-line—$48,000
10.0% complete question one aspect of threat modeling is to identify potential threat actors and the risks associated with each one. when assessing the risk that any one type of threat actor poses to an organization, what are the critical factors to profile?
When assessing the risk that any one type of threat actor poses to an organization, then the most critical factors to the profile are the intent and motivation.
What is the significance of threat modeling?Threat modeling refers to the process that works to identify, communicate, and understand the threats and mitigations that may impact a particular system or network.
Threat modelling plays a very significant role as it reduces the risk exposure by minimizing and mitigating vulnerabilities.
Basically, threat modeling is a systematic and structured process that helps to identify the security requirements of a system or process.
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ms. pike, who lives in california, traveled to oregon to purchase gold jewelry for $20,000. california has a 7.25 percent sales and use tax, while oregon has no sales and use tax.
Pike owes $1200 in taxes is she the purchase $16,000 in Oregon and owes $820 in transactions if she purchase $16,000 in Oergon.
What is taxes?Whether municipal, regional, or federal, taxes are mandated payments made by individuals or businesses to the government. Government programs like Social Security and Medicare as well as public infrastructure and services like roads and schools are funded by tax income.
Taxes are borne by whoever bears the cost of the tax, whether this is the entity being taxed, such as a business, or the final users of the items produced by the firm. Taxes of all kinds, including payroll taxes, federal and state income taxes, and sales taxes, need to be taken into account from an accounting standpoint.
The government collects taxes as a required contribution.
Federal income taxes in the US are collected by the Internal Revenue Service (IRS).
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given that jacob's chocolates had owner investments of $4,000; net income during the period of $10,000; and owner withdrawals of $300 calculate the ending balance in the owner's capital account.
Based on the owner investments, the net income and the owner withdrawals, the ending balance in the owner's capital account for Jacob's Chocolates is $13,700
What is the ending balance in owner's capital?The ending balance in the owner's capital can be found by the formula:
= Beginning owner investments + Net income during the period - Owner withdrawals
This is because net income increases the capital account but any withdrawals by the owner decreases it.
Solving for the ending balance gives:
= 4,000 + 10,000 - 300
= 14,000 - 300
= $13,700
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clara is the ceo of an online retail store. her business saw a 40 percent increase in profits in the current year owing to her instant adaptation to current and upcoming trends. this shows that:
Given that Clara is the CEO of an online retail store. her business saw a 40 percent increase in profits in the current year owing to her instant adaptation to current and upcoming trends. this shows that Clara is a flexible leader.
Who is a flexible leader?This is the term that is used to refer to the type of leader that is able to have a modification of their style and their approach so as to make it suitable to the unpredicted circumstances and other forms of uncertainties that may arise in the environment.
Such a leader is one that has the ability of trying to make revisions to what is already in existent in order to incorporate new things. This is the type of leader that Clara is showing herself to be because she is said to be adapting instantly to new and upcoming trends.
Hence we would conclude by saying that Given that Clara is the CEO of an online retail store. her business saw a 40 percent increase in profits in the current year owing to her instant adaptation to current and upcoming trends. this shows that Clara is a flexible leader.
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do individual investors drive post-earnings announcement drift? direct evidence from personal trades
We find no evidence from personal trades that individual trading explains the concentration of drift at later earnings announcement dates.
Personal Trades
Personal Trades denotes the purchase or sale of Securities by an Access Person for any account in which they hold Beneficial Ownership, or any account "managed" by an Access Person that is not an advisory client of the Firm. An account is "Controlled" by an Access Person, who decides what Securities transactions will be carried out for the account, either by giving suggestions to the account owner or by directly executing orders with the broker handling the account. A trade for an advise client of the Firm will never be considered a Personal Trade.
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in the 1800s, the federal government paid railroad companies for each mile of track built. this payment scheme created incentives for railroad companies to lay track:
In the 1800s, the federal government paid railroad companies for each mile of track built. This payment scheme incentivized railroad companies to lay track between points A and B using the most indirect route.
Railroad land incentives were popular in the second half of the 19th century. To encourage railroad construction, states and railroad companies constructed extensive sections of public lands between 1850 and 1872.
Typically, the companies received alternative sections of public land from the federal government in twenty- or fifty-mile strips for each mile of track built. The United States was in charge of mapping and surveying the grants. Myriad maps of the United States and individual states and counties were created to show the parts of granted land and railroad rights-of-way clearly.
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In many parts of the US, local governments impose additional taxes on sugary or soda drinks to discourage consumption and promote healthier habits. These taxes are examples of "sin taxes." Other examples include additional taxes on cigarettes and vapes. Now suppose Colorado Springs imposes a "soda tax" within city limits. Which of the following is a likely unintended consequence of this tax?
O Some people will switch to water and juice. Some people will stop liking soda altogether. No one will change their behavior because price doesn't matter when it comes to soda. O Some people will drive to Fountain to purchase cheaper soda.
Answer: I think its the third one because if people don't want it they won't pay to drink soda then the soda industry wouldn't like that, and they wouldn't be able to profit, thus making them rebel against the government, or people will illegally sell toxic sodas and make a profit because the people are so desperate to drink it. They could also move out of the state if there like really desperate and make the states really unpopulated and cause a disaster if they all move and there's not any living space in other states. I hope this helps!: ) Im sorry if it's wrong: (
s is a life insruance policyowner and enters into a written agreement to receive immediate cash in exhage
S, a life insurance policyholder, signs a formal agreement to sell and transfer her life insurance policy in exchange for instant cash. A Viatical Settlement is the name given to this arrangement.
A contractual settlement is a written agreement to give a life insurance policy holder instant cash in exchange for the sale and transfer of a life insurance policy. A contract between an insurance policy holder and an insurance company in which the insurer agrees to pay a quantity of money in exchange for a premium upon the demise of an insured person or after a specific amount of time is known as life insurance.
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choose the best answer to fill in the blank: supply is the and the willingness to produce and sell specific quantities of a good or service at different prices in a specific time period, all things remaining the same.
Supply is the ability and the willingness to produce and sell specific quantities of a good or service at different prices in a specific time period, all things remaining the same. Ability is the talent, skill, or proficiency in a particular area.
What is supply..?"Supply is known to be the amount of goods (products) and services which a producer is willing and able to supply to the market at various prices over a specified period of time. Thus, producers tend to produce and supply more goods (products) and services as the prices go higher in order to get more profits and revenue."
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a colleague from the plant in germany has arrived at the chicago plant to share insights on a recent product line changeover implemented in germany. this c
The barriers that have been identified here are:
Psychological barriersNonverbal distractionFaking attentionWhat are the barriers?The barriers can be seen in the fact that James is not really listening to this colleague as he makes his speech,. Instead he is more concerned on things like his dress sense.
A better way to get him to listen would be:
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Complete quesation
A colleague from the plant in Germany has arrived at the Chicago plant to share insights on a recent product line changeover implemented in Germany. This changeover has saved thousands of euros at the German facility, but Jim does not think it will work in the United States. Jim feels that there is a completely different attitude towards work and innovation in the U.S., and in fact, thinks the German facility is technologically behind his plant. Additionally, the colleague often mispronounces words when he speaks English, and doesn't dress appropriately for the U.S. office. He showed up to work on the plant floor in a formal suit and tie, with dress shoes that had a slippery sole. However, the colleague is a guest, and it is important that Jim pretends to be interested.
Identify the listening barriers. Check all that apply.
Psychological barriers
Thought speed
Grandstanding
Nonverbal distractions
Faking attention
Identify tips that would help Jim listen more effectively to what his international colleague has to say about the production process. Check all that apply.
Control his surroundings
Provide feedback
Focus on nonverbal signals
asset acquisition planning is one of the earliest financial activities you undertake in life. it involves the purchase of , including tangible and financial assets, liquid assets, investments, and personal and real property.
Answer:things we own
Explanation:
all of the following are examples of environmental actors in an information system except: group of answer choices sales force. competitors. customers. regulatory agencies. suppliers.
All of the following are the actors that exists in the information systems except the sales force.
What is meant by environmental actors?The environmental actors are the people or the forces that would have the roles that they have to play in the business. They are the ones that have to act as the business actors in the demand and supply and other forms of distribution in an economy.
The actors are the players that are in the business that they organization and the business are going to interact with. These are the people such as the customers, the suppliers, the shareholder, the competitors and other forces. The action of the environmental actors keeps businesses alive and are of crucial importance to any economy.
Hence we can say that All of the following are the actors that exists in the information systems except the sales force.
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