Answer:
The result is approximately $1,680. So the total interest paid on the $8,000 installment loan, repaid over 60 monthly installments of $178.00, would be $1,680.
Explanation:
The Perspective explains mental characteristics and traits that are shared by all or most humans.
Answer:
The perspective being referred to is likely the evolutionary perspective, which suggests that certain mental characteristics and traits are shared by all or most humans because they have evolved to be adaptive and enhance survival and reproductive success. These may include things like fear of dangerous animals, attraction to healthy mates, and language acquisition abilities.
Explanation:
5. The current level of money supply in the economy is 10million USD. However the economy needs 50million USD. If the reserve requirement is 15%, what the government should make to meet the amount of money supply its economy needs? (Use open market operation concept).
To meet the amount of money supply its economy needs the government should Use the open market operation concept.
What is the economy?The annual output to the annual consumption ratio, which also evaluates the flow of money into the market by considering each person's purchasing power, is the backbone of every country's economy.
The Federal Reserve participates in open market operations, which are defined as the sale and purchase of securities there. They enable the Federal Reserve to control price changes without directly affecting the market economy.
It would encourage economic stability by reducing commercial banks' reserves and by reducing their investment and loan activities. So this will be considered to meet the amount of money supply its economy needs.
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Stages and sample of marketing research
Marketing research is a process of collecting, analyzing, and interpreting data to gain insights into consumer behavior, market trends, and competitors.
What are the steps?
There are four stages of marketing research:
Problem identification: The first stage involves defining the problem, specifying research objectives, and developing a research plan. This involves understanding the client's needs, defining the problem in clear and concise terms, and setting research objectives.
Data collection: The second stage involves collecting data using primary and secondary sources. Primary data is collected through surveys, observations, experiments, and focus groups. Secondary data is collected from existing sources, such as market reports, government publications, and industry journals.
Data analysis: The third stage involves analyzing the data to identify patterns, trends, and relationships. This involves using statistical techniques, such as regression analysis, correlation analysis, and factor analysis, to uncover insights and relationships in the data.
Reporting and presentation: The final stage involves presenting the findings and recommendations to the client in a clear and concise manner. This involves preparing a report that summarizes the research findings, identifies key insights and recommendations, and provides supporting data and analysis.
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Free markets generally result in equilibrium prices at the intersection of supply and demand. This is sometimes interrupted by the government. In these cases, the government passes a law or regulation fixing the "price" above or below what would otherwise be the equilibrium price. 1) Imagine that the government mandated that the highest price that can be charged for a movie ticket is $25. Would that be a price floor or ceiling at today's prices? What impact would it have? Why? 2) Next, provide one real life example of a government imposed price floor or ceiling. How does it work? Do you think the policy is a good one or a poor one?
Answer:
A maximum price of $25 for a movie ticket would be a price ceiling because it is below the equilibrium price that would be determined by supply and demand. This would result in excess demand or a shortage of movie tickets. Some potential impacts of this price ceiling could be: (a) longer lines for tickets, (b) increased pressure on movie theaters to allocate tickets fairly, (c) a reduction in the quality or quantity of movies produced due to the lower revenue for studios, and (d) the emergence of a black market for movie tickets sold above the price ceiling.
One real-life example of a government-imposed price floor is the minimum wage. In the United States, the federal minimum wage is currently set at $7.25 per hour. This means that employers must pay their workers at least $7.25 per hour worked. The purpose of this policy is to protect workers from being paid excessively low wages by their employers. Supporters argue that it helps to reduce poverty and inequality, while opponents argue that it leads to reduced employment opportunities, particularly for low-skilled workers, as businesses may not be able to afford the higher wages.
Explanation:
Dimitri Designs produce 30000 chairs and sells for $240 each, Special order received of 800 chairs with asking price of $210, Current Variable Cost is $165 includes $50 Labor Cost, To accept the order it requires to run overtime and pay 150% labor cost of normal pay rate. What is impact on profit if order is accepted?
According to this research, accepting the special order would not be beneficial for Dimitri Designs because doing so would result in variable expenses that would be larger than the money made from selling the extra chairs.
What is variable and fixed cost?Fixed costs in accounting are outlaid that are consistent across time regardless of the volume of outputs. Costs that vary inversely or directly with changes in the volume or degree of company activity are known as variable costs.
To know the impact on profit if the order is accepted we have to follow such steps:
The total revenue from selling 800 chairs at $210 each would be:
800 x $210 = $168,000
To produce these chairs, Dimitri Designs would need to incur additional variable costs for labor, as well as potentially incur additional fixed costs for running the production line for longer. The variable labor cost per chair would increase by 150%, or an additional $50 x 1.5 = $75 per chair.
The total variable cost per chair for the special order would be:
$165 (normal variable cost) + $75 (additional labor cost) = $240
Therefore, the total variable cost for the 800 chairs would be:
800 x $240 = $192,000
Assuming no additional fixed costs are incurred, the profit impact of accepting the special order would be:
Profit = Total Revenue - Total Variable Cost
Profit = $168,000 - $192,000
Profit = -$24,000
Based on this analysis, it would not be profitable for Dimitri Designs to accept the special order, as the variable costs associated with producing the additional chairs at a higher labor cost would exceed the revenue generated from the sale of those chairs.
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PLEASE I NEED HELP WITH THESE
When Alec started his online toy business, he was concerned that his customers might find his products too expensive if he also charged them for the shipping costs. Which kind of market research could he use to help answer this question?
A. causal
B. descriptive
C. exploratory
D. secondary
Option C. The exploratory market research could be use to help answer this question.
What is the exploratory market research?Exploratory market research would be most helpful for Alec in this situation. Exploratory research is used to gain insights and understanding into a problem or issue and is often conducted when there is limited information available.
By conducting exploratory research, Alec could gather information about his target audience's preferences and willingness to pay for shipping costs, as well as the prices of similar products in the market. This information could help him determine whether charging for shipping would make his products too expensive for his customers.
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For a bank loan that will not be paid down for an extended period, compound interest payments would be more likely than simple interest payments to do which of these to the amount of the loan?
A. increase in amount
B. decrease in frequency
C. remain stable in amount
D. remain stable in frequency
How do you rick roll someone
Question 2 (30 marks) Ananth started up a business, and pays £80,000 into her business bank account on 1st July and budgets as follows: • Fittings to be purchased on 1st July for £90,000, and this will have to be paid for by the end of the month. Depreciation is £10,000 a year. • Wages: £10,000 per month. • Rent of warehouse will be £84,000 per annum, payable in monthly instalments at the start of each month. • Other costs incurred in the running of the business (excluding purchases) will be £40,000 per month, payable in the month in which the costs are incurred. • Purchases will be supplied on one month’s credit (i.e. purchases in July will have to be paid for by the end of August). • Half of the sales are expected to be for cash; the remaining half on credit. Naaz is budgeting to allow two months’ credit by her credit customers (i.e. credit sales in July will not be settled until September). • For the purposes of the Profit & Loss and Balance Sheet closing stock is valued at £90,000. There is no opening inventory (stock) figure for the ‘Cost of Sales’ calculation. • Ananth had drawn £500 a month. • After careful market research, Ananth expects a steady but rapid expansion in her business. Her forecast for sales and purchases is as follows: Sales Purchases £ £ July 90,000 40,000 August 130,000 50,000 September 170,000 70,000 October 260,000 90,000 November 250,000 95,000 December 300,000 120,000 Required: a. Prepare a monthly Cash Flow Statement for Ananth for six months forecast from July to December. b. Prepare a budgeted trading and Profit and Loss Account for the six months to the end of December c. Prepare the Balance Sheet for the same period. d. From the results of your cash flow comment on the viability of Naaz’s proposed business. You should provide some recommendations within your discussion. e. Analyse the Income Statement (Profit and Loss Account) and Statement of Financial Position (Balance Sheet) with reference to the Net Profit Margin and Current Ratio.
When the blue bar goes up, it means that more money is being spent than is being taken in through taxation. This creates a deficit, which adds to the overall debt of the government.
What is taxation?Taxation is the process of levying taxes on individuals, businesses, or organizations to generate revenue for the government. It is usually done by a government or a governing body. Taxation is used to fund public services, infrastructure, and other government activities. Taxes are typically paid in the form of money, property, or labor. Taxes may be imposed on individuals, businesses, organizations, or other entities in exchange for specific services or products. Taxation can have both positive and negative effects on an economy, depending on the type of taxes imposed, the rate of taxation, and other factors. Ultimately, taxation serves as a means of redistributing resources, encouraging investment in public goods, and providing a source of income for the government.
Therefore, the red bar goes up as a result of the deficit created by the higher spending.
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Which of the following BEST describes how credit unions affect the national economy?
OA. They offer financial services to people with a common bond.
OB. They loan money to banks and other financial institutions.
OC. They offer loans to struggling government institutions.
OD. They audit and evaluate stock markets.
╭── ⋅ ⋅ ── ✩ ── ⋅ ⋅ ──╮
The best answer that describes how credit unions affect the national economy is:
OA. They offer financial services to people with a common bond.
Credit unions are not-for-profit financial cooperatives that are owned and operated by their members. They offer financial services, such as loans and savings accounts, to individuals and businesses who have a common bond, such as living in the same community or working for the same employer. By providing access to affordable financial services, credit unions help to promote financial stability and economic growth in their communities. However, credit unions generally do not loan money to banks or other financial institutions, offer loans to struggling government institutions, or audit and evaluate stock markets.
╰── ⋅ ⋅ ── ✩ ── ⋅ ⋅ ──╯
Johnny Cake Ltd. has 8 million shares of stock outstanding selling at $22 per share and an issue of $40 million in 10 percent annual coupon bonds with a maturity of 17 years, selling at 94.0 percent of par. Assume Johnny Cake's weighted-average tax rate is 34 percent, its next dividend is expected to be $3 per share, and all future dividends are expected to grow at 5 percent per year, indefinitely.
What is its WACC? (Do not round intermediate calculations and round your final answer to 2 decimal places.)
Complete the following analysis. Do not hard code values in your calculations.
Before-tax cost of equity
Before-tax cost of debt
Equity weight
Debt weight
WACC
Johnny Cake Ltd.'s WACC is 16.51% if its next dividend is expected to be $3 per share.
What is dividend?A dividend is a payment made by a company to its shareholders as a distribution of profits. It represents a portion of the company's earnings that is distributed to shareholders in proportion to the number of shares they own. Dividends can be paid out in cash or stock, and they are usually declared on a quarterly basis. Companies may choose to pay dividends to reward shareholders, attract new investors, or maintain their stock's value. The amount of dividends paid out can vary depending on the company's financial performance and growth prospects. Some companies may choose to retain earnings instead of paying dividends in order to reinvest in the business or pay down debt.
Ke = (D1 / P0) + g
Ke = ($3 / $22) + 5% = 18.64%
Kd = ($4 million / $37.6 million) x (1 - 34%) + (0 / 17) = 6.42%
WACC = (Ke x E / V) + (Kd x D / V)
WACC = (18.64% x $176 million / $213.6 million) + (6.42% x $37.6 million / $213.6 million) = 16.51%
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"Is college the best choice?" Using economic reasoning skills you have learned in this course, you will write an extended paragraph making a claim to the prompt, cite two pieces of evidence directly from the sources, and explain your reasoning of how this evidence connects to the claim.
Answer:
College education is undoubtedly the best choice for individuals seeking higher-paying jobs and better career prospects. According to the Bureau of Labor Statistics, individuals with a bachelor's degree earn an average of $1,248 per week, while those with only a high school diploma earn an average of $746 per week. This means that college graduates earn almost twice as much as those without a college degree. Additionally, a report by Georgetown University's Center on Education and the Workforce found that by 2020, 65% of all jobs in the United States will require some form of postsecondary education. This means that individuals without a college degree will have limited job opportunities and will be at a disadvantage in the job market.
The evidence from the Bureau of Labor Statistics and Georgetown University's Center on Education and the Workforce supports the claim that college education is the best choice. The higher earnings of college graduates compared to those without a college degree indicate that investing in a college education can lead to better financial outcomes. Furthermore, the report by Georgetown University's Center on Education and the Workforce highlights the increasing demand for postsecondary education in the job market. This means that individuals without a college degree will have limited job opportunities and will be at a disadvantage in the job market. Therefore, it is clear that college education is the best choice for individuals seeking higher-paying jobs and better career prospects.
2.0 Assume that you are analysing a company with the following cash flows for the next five
years. Assume also that the cost of equity is 13.625% and the firm can borrow long term
at 10%. (The tax rate for the firm is 50%.) The current market value of equity is $1,073,
and the value of debt outstanding is $800.
Year
1
2
3
4
5
Terminal Value
Cash Flow to Equity
50
60
68
76.2
83.49
$1.603.08
Interest (Long Term)
40
40
40
40
40
Cashflow to the Firm
90
100
108
116.20
123.49
$2,363.08
Calculate the present value of equity, the present value of the firm and the weighted average cost
of capital (WACC) (5 Marks).
According to the question the Weighted Average Cost of Capital (WACC) is 11.81%.
What is WACC?WACC stands for Weighted Average Cost of Capital and it is a metric that is used to measure the overall cost of the capital which a company has raised. It is calculated by taking into account the cost of equity and debt, weighted according to the proportion of each type of financing.
Present Value of Equity:
The present value of equity is calculated by discounting the cash flows to equity in the given years to their present value.
Year 1: 50/(1+0.13625)^1 = 44.15
Year 2: 60/(1+0.13625)^2 = 50.42
Year 3: 68/(1+0.13625)^3 = 55.78
Year 4: 76.2/(1+0.13625)^4 = 60.42
Year 5: 83.49/(1+0.13625)^5 = 63.90
Terminal Value: 1603.08/(1+0.13625)^5 = 1083.52
Total Present Value of Equity: 44.15 + 50.42 + 55.78 + 60.42 + 63.90 + 1083.52 = 1357.69
Present Value of the Firm:
The present value of the firm is calculated by discounting the cash flows to the firm in the given years to their present value.
Year 1: 90/(1+0.1)^1 = 81.82
Year 2: 100/(1+0.1)^2 = 90.91
Year 3: 108/(1+0.1)^3 = 99.39
Year 4: 116.2/(1+0.1)^4 = 107.27
Year 5: 123.49/(1+0.1)^5 = 114.56
Terminal Value: 2363.08/(1+0.1)^5 = 1938.25
Total Present Value of the Firm: 81.82 + 90.91 + 99.39 + 107.27 + 114.56 + 1938.25 = 2431.20
Weighted Average Cost of Capital (WACC):
The WACC is calculated by taking the weighted average of the cost of equity and the cost of debt.
Cost of Equity: 13.625%
Cost of Debt: 10%
Weighted Average Cost of Capital (WACC): (13.625% * 1,073/1,873) + (10% * 800/1,873) = 11.81%.
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Mrs. Vick, a 40-year-old cash basis taxpayer, earned $45,000 as a teacher and $5,000 as a part-time, self-employed real estate agent in Year 5. Mr. Vick, who died on July 1, Year 5, had been permanently disabled on his job and collected state disability benefits until his death. For all of Year 5 the Vicks' residence was the principal home of both their 11-year-old daughter, Joan Vick, and Mrs. Vick's unmarried cousin, Fran Phillips, who had no income in that year. During Year 5, Joan received $200 a month in survivor Social Security benefits that began on August 1, Year 5, and will continue at least until her 18th birthday. In Year 5, Mrs. Vick provided over one-half of the support for Joan and Fran, both of whom were U.S. citizens. Mrs. Vick did not remarry. Mr. and Mrs. Vick received the following in Year 5:
Earned income $50,000
State disability benefits (workmen's comp) 1,500
Interest on:
Refund from amended tax return 50
Savings account and certificates of deposit 350
Municipal bonds 100
Gift 3,000
Pension benefits 2,000
Jury duty pay 200
Gambling winnings 450
Life insurance proceeds 5,000
Additional Information
Mrs. Vick received the $3,000 cash gift from her uncle.
Mrs. Vick received the pension distributions from a qualified pension plan, paid for exclusively by her husband's employer.
Mrs. Vick had $100 in gambling losses.
Mrs. Vick was the beneficiary of the life insurance policy on her husband's life. She received a lump-sum distribution. The Vicks had paid $500 in premiums.
Mrs. Vick received Mr. Vick's accrued vacation pay of $500 in Year 6.
Mrs. Vick did not itemize deductions on her Form 1040 for Year 4.
Mrs. Vick does not intend to itemize deductions on her Form 1040 for Year 5.
Mrs. Vick had a total of $6,125 in federal tax withheld in Year 5.
The Vicks did not qualify for a federal or state tax refund in Year 4.
Determine the amount of income that needs to be reported for each of the following income sources.
What is the taxable amount of Mr. Vick's state disability benefits that should be included in adjusted gross income (AGI)?
What is the taxable amount of the gift that should be included in AGI?
What is the taxable amount of the life insurance proceeds that should be included in AGI?
a. Mr. Vick has died in the year 2. Hence, for the year 2, Mrs. Vick should use the filing status as “Qualifying Widow”, as the following criteria are fulfilled;
The Criteria requiredShe has not remarried.
She has a child who is living with her and paid more than half of the living expenses.
b. Mrs. Vick can use the filing status for year 3 as “Head of the house hold”, as she has fulfilled the following criteria;
She remains as unmarried for the year.
She has paid more than half of the year’s maintenance costs for the qualifying person (her relative), and the person is living in the same home.
The exemption that can be availed by Mr. Vick: (for year 2):
Mr. Vick was disabled and receiving disability benefits. Hence, he can claim EITC (disability and Earned income tax credit)
Computation:
Half of the income from Social Security Disability payments.
Salary earned. All interest on savings accounts or similar savings vehicles, including tax sheltered or tax deferred interest.
All other normally taxable income.
After adding all sources of income together, as the amount is above limit of $25000, it is taxable.
2. Qualifying children exemption.
d) Exemption that can be availed by Mr. Vick: (for year 3):
Qualifying relative exemption (as the relative cousin is living with her and the maintenance expense is taken care of by him.)
Qualifying children exemption (till the age of 18 years of her child, she can claim this exemption as maintenance expenses are taken care by her)
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company production was working on Job 1 and Job 2 during the month. Of the $780 in direct materials, $375 in materials was requested for Job 1. Direct labor cost, including payroll taxes, are $23 per hour, and employees worked 18 hours on Job 1 and 29 hours on Job 2. Overhead is applied at the rate of $20 per direct labor hours. Prepare job order cost sheets for each job.
Answer:
To prepare the job order cost sheets for Job 1 and Job 2, we need to calculate the direct materials, direct labor, and overhead costs for each job. The job order cost sheet will then show the total cost incurred for each job.
Job 1:
Direct materials:
Requested materials = $375
Direct labor:
18 hours worked x $23 per hour = $414
Overhead:
18 hours worked x $20 per hour = $360
Total cost:
Direct materials + Direct labor + Overhead = $375 + $414 + $360 = $1,149
Therefore, the job order cost sheet for Job 1 would be:
Job 1
Direct Materials: $375
Direct Labor: $414
Overhead: $360
Total Cost: $1,149
Job 2:
Direct materials:
$780 total direct materials - $375 used for Job 1 = $405
Direct labor:
29 hours worked x $23 per hour = $667
Overhead:
29 hours worked x $20 per hour = $580
Total cost:
Direct materials + Direct labor + Overhead = $405 + $667 + $580 = $1,652
Therefore, the job order cost sheet for Job 2 would be:
Job 2
Direct Materials: $405
Direct Labor: $667
Overhead: $580
Total Cost: $1,652
Explanation:
Difference between nominal wage and real wages
Answer:
Nominal wages refer to the amount of money that an employee earns in terms of current dollars or the dollar amount stated in a contract. It is the wage rate that is paid to an employee without adjusting for the changes in the purchasing power of money over time.
Real wages, on the other hand, are nominal wages adjusted for inflation. Real wages are the purchasing power of the nominal wages or the actual amount of goods and services that an employee can buy with his or her wages. Real wages reflect the changes in the cost of living over time and provide a more accurate picture of an employee's standard of living.
Explanation:
Drag the tiles to the boxes to form correct pairs.
Samantha, a marketing professional integrates her work with other departments daily. Relate the dependence of marketing on other core functions.
Human Resource
recruits qualified marketing professionals
Information Technology
supports campaigns with broadcast emails
and server access
Finance
sets up concert events according to
market expectations
Production
allocates budget for promotional exhibition
arrowBoth
arrowBoth
arrowBoth
arrowBoth
Human Resource: Provides qualified marketing professionals who can effectively implement the marketing strategies.
What is implement ?Implement is a verb that means to put a plan, idea, or system into effect. It is used to refer to the execution of a plan or policy, such as an organizational change, a software application, or a government policy. It is the process of putting an idea or concept into practice. In business, it often entails following a specific set of procedures and guidelines to ensure the successful rollout of a new system or process.
Information Technology: Supports marketing campaigns through broadcast emails, server access, and other digital support.
Finance: Sets up financial plans to accommodate marketing campaigns, including events and exhibitions.
Production: Allocates budget and resources to produce promotional materials, exhibitions, and other marketing initiatives.
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When searching for information on a potential employer, you should look in the following places:
What do you check for while researching a possible employer? Choose all that apply. -the company's product or service -company history -related industry news.
What does it mean to do research?
Research is a systematic investigation that includes data gathering, documenting of key information, and analysis and interpretation of that data/information in accordance with appropriate procedures established by certain professional domains and academic disciplines.
Research is a way of gathering qualitative and quantitative data, confirming it, and drawing conclusions, whereas searching is an art form that involves knowing about search engines and taxonomies and being able to utilize them successfully to discover data and answers.
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For unit 5, the journal will focus on your personal growth and development strategy to deliver your personal mission and vision developed in unit 4. Review Figure 5.21 in section 5.7, Formulating Organizational and Personal Strategy with the Strategy Diamond in the text, Management Principles. Create a graphic or an outline capturing the topics in Figure 5.21 and populate the first field of the graphic/outline with your personal mission and vision from unit 4. In the diamond section list 2-3 strategies for achieving your personal mission and vision. In the last section, create a list of 3-4 personal goals and objectives related to your personal mission and vision. You will use the list of goals and objectives in unit 6 to expand them to comprise S-M-A-R-T goals.
Be sure that your Learning Journal entry is a minimum of 350 to 500 words.
Answer:
strategy to deliver your personal mission and vision developed in unit 4. Review Figure 5.21 in section 5.7, Formulating Organizational and Personal Strategy with the Strategy Diamond in the text, Management Principles. Create a graphic or an outline capturing the topics in Figure 5.21 and populate the first field of the graphic/outline with your personal mission and vision from unit 4. In the diamond section list 2-3 strategies for achieving your personal mission and vision. In the last section, create a list of 3-4 personal goals and objectives related to your personal mission and vision. You will use the list
Explanation:
A learning journal is a type of reflective writing where one records their thoughts, reflections, and observations about what they have learned, experienced, or achieved.
What is a Learning Journal?Through journaling, you may have a continuous conversation with yourself about your goals, including what they are, how you plan to achieve them, and any difficulties you encounter along the way. Writing down your goals and keeping track of them makes them real, which boosts accountability and drive. When writing about and discussing their community service projects, students are expected to incorporate a list of essential words and phrases into their journal entries.
Strategy to deliver your personal mission and vision developed in unit 4. Review Figure 5.21 in section 5.7, Formulating Organizational and Personal Strategy with the Strategy Diamond in the text, Management Principles. Create a graphic or an outline capturing the topics in Figure 5.21 and populate the first field of the graphic/outline with your personal mission and vision from unit 4. In the diamond section list 2-3 strategies for achieving your personal mission and vision. In the last section, create a list of 3-4 personal goals and objectives related to your personal mission and vision.
Therefore, learning journal is a type of reflective writing where one records their thoughts, reflections, and observations about what they have learned, experienced, or achieved.
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students from the lowest income backgrounds are eligble for the
Pell Grants are available to students from low-income families in the following categories: Undergraduate students with financial need can apply for this federal grant, which is not repaid.
Who are students with low incomes?Students with low incomes come from families with annual incomes below 200% of the federal poverty line, or around $40,000, in the lowest 20% of families nationwide. The poverty line for a four-person family was $25,100 in January 2018. The poverty line varies based on the number of family members, with smaller families having a lower poverty line and larger families having a higher poverty line because they need more money to support all of their members.
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What are the results when a marketing plan is effective?
How successfully a company's marketing methods enhance revenue while lowering customer acquisition costs is how effective its marketing is.
Why is marketing effective, in your opinion?Marketing effectiveness measures how successfully a particular marketer achieves the objective of optimizing their spending to produce favorable effects in both the immediate and long-term. It also has anything to do with return on investment in marketing. The advantages of advertising for your company is that it engages consumers and helps them decide whether to purchase your goods or services. A marketing strategy, which is a component of your business plan, also aids in establishing and sustaining demand, relevance, image, competition, etc.
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Suppose you deposit $100 that you were keeping under your mattress. Suppose this $100 stays in the banking system as reserves and banks hold reserves equal to 10 percent of deposits, by how much does the total amount of deposits in the banking system increase? By how much does the money supply increase?
The bank which keep some portion of money as mandatory deposit and lends rest of money called Frictional Reserve banking.
How to calculate the frictional reserve banking (with help of example)?Let I have deposit $100 in my bank account. Banks store 10% of money that is only $10 bank keep rest are lends by bank. The balance sheet shows that bank increase the money supply by $90. After the loan was made money supply was $190 as compared to $100. In second time loan banks lends $81 so the total money supply is $81+$190. In this way the whole process will go on until the loanable amount become zero.
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When planning for inventory , a company's goal is to have
Answer:
When planning for inventory, a company's goal is to maintain an optimal balance between the amount of product it can store and the amount of product it can sell. This balance ensures that the company maintains a healthy supply of goods while avoiding overstocking or understocking. The goal is to ensure that the company can meet customer demands while avoiding inventory control costs, such as storage costs and the cost of lost sales due to out-of-stock situations. Additionally, inventory planning can help to ensure the company's products are fresh and within their sell-by dates, as well as helping to anticipate customer demand and plan accordingly
Explanation:
2. Choose a real or made up example of a company, and describe at least three fixed costs the company has.
Answer:
Let's consider the example of a manufacturing company that produces custom-made furniture.
Three fixed costs for this company could be:
Rent: The company has a factory where it manufactures the furniture. It needs to pay rent for the factory space, which is a fixed cost as it does not change based on the number of furniture pieces produced.
Salaries: The company employs workers who manufacture the furniture, and it needs to pay them a fixed salary each month. This is a fixed cost as the company needs to pay the same amount each month, regardless of the number of furniture pieces produced.
Insurance: The company needs to insure its factory, equipment, and workers against any damages or accidents. The insurance premium is a fixed cost as it remains the same regardless of the number of furniture pieces produced.
Explanation:
Required information
Exercise 7-3 Predicting future cash flow (LO 7-2)
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Shelter Products sells portable livestock shelters to hog producers in the Central and Midwest regions of the United States. The terms of sale require cash payment within 30 days, and most customers take full advantage of this payment option. Sales are somewhat seasonal, as indicated by the following table of monthly sales, accounts receivable, and cash receipts information. Accounts receivable figures are as of the month end, and December credit sales and cash collections are omitted for brevity.
Dec Jan Feb Mar Apr May June
Credit sales $ 38,000 $ 24,000 $ 45,000 $ 56,000 $ 63,000 $ 42,000
Accounts receivable $ 15,000 36,000 23,000 42,000 55,500 61,000 41,000
Cash collections 17,000 37,000 26,000 42,500 57,500 62,000
Requirement 2
2. Briefly explain why current period accrual earnings may be a better predictor of future operating cash flow than is current period operating cash flow.
Accrual earnings take into account all of the income and expenses that have been incurred during the current period, regardless of whether the associated cash has been received or paid.
What is income?Income is money received from work or investments, or any other source of wealth. It is typically earned through wages, salaries, tips, dividends, rents, royalties, bonuses, gifts, commission, and other forms of compensation. It is a form of financial gain that can be used to purchase goods and services, save, pay taxes, and provide financial security. Income is necessary for individuals to maintain their standard of living, and it is necessary for businesses to generate profits. Income can come from various sources, such as employment, self-employment, investments, government programs, and businesses. Income can also be affected by economic conditions, taxes, inflation, and other factors.
As a result, current period accrual earnings may offer a better indication of future operating cash flow since it takes into account all of the transactions that have taken place. This is especially true in cases where there is a delay between when a sale is made and when cash is received for that sale.
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motive how ebusiness benefit the interpreur
The e-business can benefit entrepreneurs in several ways, including: Increased reach and customer base, Cost savings, Improved efficiency and Competitive advantage.
What is business?Business refers to the activity of producing, buying, selling, and exchanging goods or services for profit.
It involves a range of processes such as identifying customer needs, developing products and services, setting prices, marketing and advertising, managing finances, and providing customer service.
By establishing an online business, entrepreneurs can reach a wider audience beyond their local market. This can help them expand their customer base and increase sales.
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Create and Query an Inventory
Problem: A local company would like to be able to search their shipping supplies inventory in an easy
manner. They have given you sample data shown in Table 6-7.
Table 6-7 Inventory Data
Inventory
Number
Module 6: In the Lab
CX1D1
ED7XL
T562W
VP45L
DC 30W
LX550
SR123
Description
mailing labels
bubble wrap
packing tubes
corrugated boxes
packing tape
poly mailers
packing peanuts
Unit
carton
roll
single
bundle
case
carton
bag
Quantity in
Stock
25
4
14
17
11
9
5
List Price
$12.86
$27.59
$ 1.75
$26.80
$65.00
$ 8.99
$21.00
Perform the following tasks:
Part 1: Create the criteria range, the table, and the extract range with formatted headings and data.
Save the workbook. Perform the following extractions.
a) all inventory items with more than 10 in stock
b) all inventory items in cartons
c) all inventory items under $25
d) all inventory items with 10 or less in stock and a list price of less than $10
Part 2: Do you think small companies without extensive database experience might use tables such as
this every day? What would be some advantages and disadvantages? What calculated fields might you
add to this table?
Answer:
Part 1:
To create the criteria range, table, and extract range with formatted headings and data, follow these steps:
Open a new Excel workbook and create a new sheet.
In cells A1 to G1, enter the following headings: Inventory Number, Description, Unit, Quantity in Stock, List Price, Criteria 1, Criteria 2.
In cells A2 to G8, enter the data from Table 6-7.
Select cells A1 to G8 and click on the "Insert" tab.
Click on "Table" in the "Tables" group and select "Table" from the dropdown menu.
In the "Create Table" dialog box, make sure that "My table has headers" is selected and click "OK".
The table will be created with formatted headings and data.
To create the criteria range, enter the following criteria in cells F2 and F3 respectively: ">10" and "carton".
In cells H2 to H5, enter the following formulas:
=IF(AND(D2>10),A2,"")
=IF(AND(C2="carton"),A2,"")
=IF(AND(E2<25),A2,"")
=IF(AND(D2<=10,E2<10),A2,"")
Drag the formulas down to cells H3 to H8.
The extract range with the required data will be displayed in column H.
Part 2:
Yes, small companies without extensive database experience might use tables such as this every day. The advantages of using tables include easy data entry and management, quick access to information, and the ability to easily filter and sort data. The disadvantages could include limited functionality and scalability compared to more sophisticated database systems.
Some calculated fields that could be added to this table include:
Total Inventory Value: calculated by multiplying the Quantity in Stock and List Price fields
Inventory Turnover: calculated by dividing the Quantity in Stock by the average monthly sales volume
Reorder Point: calculated by multiplying the average monthly sales volume by the lead time for ordering new inventory.
I think that will be heplful for you
Explanation:
Follow these steps to create table, criteria range and extract range with formatted heading and data:
Open a new Excel Workbook and create a new sheet.
In cells A1 to G1, enter the following headings, Inventory Number, Description Unit, Quantity in stock, list price, Criteria 1, Criteria 2.
In cells A2 to G8, enter the data from Table 6-7
Select cells A1 to G8 and click on the "insert" tab.
Click on "Table" in the "Tables" group and select "Table" from the dropdown menu.
In the create Table dialogue box, make sure that "My Table has headers" is selected and click "OK".
The table will be created with formatted headings and data.
To create the criteria range enter the following criteria in cells F2 and F3
In cells H2 to H5, enter the following formulas:
=IF(AND(D2>10), A2,")
=IF(AND(C2="carton"),A2,"")
=IF(AND(E2<25),A2,"")
=IF(AND(D2<=10,E2<10),A2,"")
Drag the formulas down to cells H2 toH8.
The extract range with the required data will be displayed in column H.
What is total inventory?sure, small businesses without a lot of database experience might utilize these tables frequently. Tables have the advantage of simple data entry and maintenance, quick information access, and simple data filtering and sorting. Limited funtionality and scalability in comparison to more advanced database systems could be the drawback.
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A
job will involve designing, testing, and developing all parts
of the medical and surgical components that allow doctors to do more and more
impressive things for patients.
therapist's
Ophlebotomist's
biomedical engineer's
midwife's
A job that involve designing, testing, and developing all parts of the medical and surgical parts that allow doctors to do more and more impressive things for patients are biomedical engineer's. Thus option (C) is correct.
Who is biomedical engineer?Biomedical engineers use their knowledge of biology, medicine, and engineering to design and develop medical equipment, devices, and software that help healthcare professionals diagnose and treat patients.
They work on a wide range of projects, from artificial limbs and joints to diagnostic imaging systems and surgical robots.
The job that involves designing, testing, and developing all parts of the medical and surgical components is a biomedical engineer's job. Therefore, option (C) is correct.
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Select the best answer for the question.
7. A large facility that manufacturers send large quantities of product to then be distributed to stores is called:
A large facility that manufacturers send large quantities of product to then be distributed to stores is called a distribution center.
What is A distribution center?A distribution center, also known as a warehouse or a logistics center, is a large facility where manufacturers or suppliers store products and merchandise in large quantities.
The purpose of a distribution center is to efficiently manage the flow of goods from the manufacturer or supplier to the end customer. The distribution center receives shipments of products from various sources, sorts and stores them, and then sends them out to retail stores, wholesalers, or directly to customers through various channels such as online orders, catalog orders, or phone orders.
Hence, the goal is to ensure that the right products are delivered to the right place at the right time in the most efficient and cost-effective manner possible.
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1 benefit of transportation management system is fewer stock outs
Answer:
One benefit of a transportation management system (TMS) is that it can help reduce stockouts in a supply chain. A TMS can optimize the transportation of goods, providing real-time visibility into inventory levels and shipment statuses. This can help to ensure that goods are delivered to their intended destination on time, reducing the likelihood of stockouts caused by delays or other transportation-related issues.
By using a TMS, companies can also better manage their inventory levels by forecasting demand and adjusting shipments accordingly. This can help to prevent overstocking and reduce the need for excess inventory storage, which can save costs in the long run.
Overall, by improving transportation management and providing greater visibility into inventory levels and shipment statuses, a TMS can help to minimize the occurrence of stockouts and improve supply chain efficiency.
Explanation: