"An analysis of yield curves of U.S. Government and lower medium quality corporate bonds shows the yield spread to be widening over the last 4 months. This is an indication that investors expect the economy to:"

Answers

Answer 1

Explanation:

recession

Answer:

To be going into recessionary situation over the coming time period. The widening spread indicates that the yield on lower grade corporate bond are higher than normal relative to yield bonds issued by government. This situation is happening due to investors investing highly in government bonds leading to increase in yields.


Related Questions

The liquidity trap _____. rev: 06_20_2018 Multiple Choice makes expansionary monetary policy less effective makes contractionary monetary policy less effective makes expansionary fiscal policy less effective makes contractionary fiscal policy less effective

Answers

Answer:

Makes expansionary monetary policy less effective

Explanation:

A liquidity trap occurs when interest rates are already so low, that most of the public prefer to hold money as cash, instead of investing in bonds and other interest-bearing securities.

In a situation like this, expansionary monetary policy becomes less effective, because the central bank cannot boost the economy anymore by lowering interest rates (interest rates are lowered by increasing the money supply) because most of the public prefers to hold money as cash, and the interest rate is very low already.

Larry’s Lawn Services provides custom landscaping for homes and businesses and uses job order costing to capture the cost of its landscaping jobs. There are no jobs in process at the beginning of May. Listed below are data concerning the three landscaping jobs conducted during May.

Southside Oceanview Rocky Heights
Direct materials $5,000 $6,890 $6,250
Landscaper labor costs $4,680 $5,850 $5,200
Landscaper hours 72 90 80

Overhead costs are applied to jobs on the basis of landscaper hours, and the predetermined overhead rate is $63 per landscaper hour. The Southside job is the only incomplete job at the end of May. Actual overhead for the month was $15,626.

Required:
a. Determine the cost of each job.
b. Indicate the balance of the Landscape Contracts in Process account at the end of May.
c. Calculate the ending balance of the Operating Overhead account for May.

Answers

Answer:

a. Southside     =  $14,216  , Oceanview   =  $18,410 and Rocky Heights = $16,490

b. Balance = $380 , Under-Applied Overheads.

Explanation:

Cost of each job

                                           Southside     Oceanview     Rocky Heights

Direct materials                    $5,000           $6,890             $6,250

Landscaper labor costs        $4,680           $5,850             $5,200

Overhead Cost at $63 / hr   $4,536           $5,670              $5,040

Total Cost                             $14,216           $18,410              $16,490

Overheads T - Account

Debit  :

Cash (Actual Overheads)    $15,626

Total                                      $15,626

Credit :

Work In Process :

Southside                              $4,536

Oceanview                            $5,670

Rocky Heights                        $5,040

Under-Applied Overheads      $380

Total                                      $15,626

Panamint Systems Corporation is estimating activity costs associated with producing disk drives, tapes drives, and wire drives. The indirect labor can be traced to four separate activity pools. The budgeted activity cost and activity base data by product are provided below. Activity Cost Activity Base Procurement $308,500 Number of purchase orders Scheduling $244,500 Number of production orders Materials handling $419,700 Number of moves Product development $720,200 Number of engineering changes Production $1,538,300 Machine hours Number of Purchase Orders Number of Production Orders Number of Moves Number of Engineering Changes Machine Hours Number of Units Disk drives 4,080 450 1,320 11 2,400 1,600 Tape drives 2,300 155 520 4 8,200 4,400 Wire drives 11,300 740 4,300 23 10,600 2,500 Determine the activity rate per production order for scheduling. a.$72.56 b.$17.45 c.$229.37 d.$181.78

Answers

Answer:

d.$181.78

Explanation:

The formula used for activity rate is activity cost divided by the activity base cost.

Panamint Systems Corporation

Activity Cost                                            Activity Base

Procurement $308,500                   Number of purchase orders

Scheduling $244,500                      Number of production orders

Materials handling $419,700           Number of moves

Product development $720,200    Number of engineering changes

Production $1,538,300                      Machine hours

                                                         Disk drives       Tape drives    Wire drives

Number of Purchase Orders           4,080                  2,300           11,300

Number of Production Orders           450                    155              740

Number of Moves                               1,320                 520             4300

Number of Engineering Changes       11                        4                23

Machine Hours                                    2,400             8,200          10,600

Number of Units                                  1600               4,400           2,500

As there are three kinds of drives the total activity base cost is obtained by adding the base cost of each drive.

Scheduling per production=  Scheduling Cost/ Number of production orders

                                    =$244,500   / 450+ 155 +740

                                    = $244,500   / 1345= 181.78

Suppose that, in an attempt to combat severe unemployment, the government decides to increase the amount of money in circulation in the economy.
This monetary policy ___________ the economy's demand for goods and services, leading to ____________ product prices. In the short run, the change in prices induces firms to produce __________ goods and services. This, in turn, leads to a _________ level of unemployment.
In other words, the economy faces a trade-off between inflation and unemployment: Higher inflation leads to ____________ unemployment.

Answers

Answer:

increases

higher

more

lower

lower

Explanation:

If the money supply is increased. individuals would have more money and consumption would increase. Increase in consumption would lead to a rise in demand.

when demand exceeds supply, prices rise,

When there is a rise in price, it encourages producers to increase production in order to increase their profit margin.

In order to expand production, more factors of production would be needed. So, more labour would be hired. thus, unemployment would fall.

it can be seen that higher inflation lowers unemployment

Cost data for Johnstone Manufacturing Company for the month ended March 31 are as follows: Inventories March 1 March 31 Materials $210,000 $193,100 Work in process 435,900 510,400 Finished goods 586,200 615,900 Direct labor $3,500,000 Materials purchased during March 2,666,200 Factory overhead incurred during March: Indirect labor 320,000 Machinery depreciation 210,000 Heat, light, and power 175,000 Supplies 34,900 Property taxes 30,000 Miscellaneous costs 45,700 a. Prepare a cost of goods manufactured statement for March.

Answers

Answer:

Cost of goods manufactured statement for March

Direct labor                                                     $3,500,000

Materials                                                           $2,683,100

Indirect labor                                                      $320,000

Machinery depreciation                                     $210,000

Heat, light, and power                                        $175,000

Supplies                                                                $34,900

Property taxes                                                      $30,000

Miscellaneous costs                                             $45,700

Add Opening Work in process Inventory         $435,900

Less Closing Work in process Inventory          ($510,400)

Cost of goods manufactured                          $6,924,200

Explanation:

Prepare a Raw  Materials T - Account to determine the cost transferred to Manufacturing Account for Raw Materials.

Raw Materials T - Account

Debits  :

Opening Balance                                       $210,000

Purchases                                               $2,666,200

Totals                                                       $2,876,200

Credits :

Closing Balance                                          $193,100

Materials transferred to Production       $2,683,100

Totals                                                       $2,876,200

a. The preparation of the cost of goods manufactured is presented below:

Cost of goods manufactured statement for March

Direct labor                                                     $3,500,000

Materials                                                           $2,683,100

Indirect labor                                                      $320,000

Machinery depreciation                                     $210,000

Heat, light, and power                                        $175,000

Supplies                                                                $34,900

Property taxes                                                      $30,000

Miscellaneous costs                                             $45,700

Add Opening Work in process Inventory         $435,900

Less Closing Work in process Inventory          ($510,400)

Cost of goods manufactured                          $6,924,200

Working note:

Raw Materials T - Account

Debits

Opening Balance                                       $210,000

Purchases                                               $2,666,200

Totals                                                       $2,876,200

Credits :

Closing Balance                                          $193,100

Materials transferred to Production       $2,683,100

Totals                                                       $2,876,200

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Villalpando Winery wants to raise ​$20 million from the sale of preferred stock. If the winery wants to sell one million shares of preferred​ stock, what annual dividend will it have to promise if investors demand a return of a. 12​%? b. 15​%? c. 8​%? d. 7​%? e. 6​%? f. 3​%? a. What annual dividend will it have to promise if investors demand a return of 12​%?

Answers

Answer:

$2.4/share

Explanation:

In order to calculate annual dividend we have to find the price per share first

Price per share = Total Capital raised/Number of shares

Price per share = $20,000,000/1,000,000

Price per share = $20

The annual dividend can be calculated by the following formula

Formula: Expected Return = Annual dividend/ price per share

NOTE: To find Annual dividend we need to adjust the formula accordingly

Annual dividend = Expected Return x Price per share

If Expected return is 12%

Annual dividend = 12% x $20 = $2.4/share

If Expected return is 15%

Annual dividend = 15% x $20 = $3/share

If Expected return is 8%

Annual dividend = 8% x $20 = 1.6/share

If Expected return is 7%

Annual dividend = 7% x $20 = $1.4/share

If Expected return is 6%

Annual dividend = 6% x $20 = $1.2/share

If Expected return is 3%

Annual dividend = 3% x $20 = $0.6/share

Many enterprise organizations believe that cloud computing is essential to their business operations. There are some; however, that argue it is not cost efficient and operationally appropriate. Provide a use case where cloud computing is not appropriate and explain why you feel this is an appropriate decision for the enterprise.

Answers

Answer and Explanation:

Cloud computing provides a platform or infrastructure that is readily available to its subscribers at very efficient cost as compared to in house structures for same productivity. It enables small businesses that may not be able to afford storage facilities and IT infrastructure access software(saas) and other cloud infrastructures and environment for their productivity at affordable rates and less inconvenience. However there may be cases where a company should not use cloud computing services.

A simple example is one that goes against efficient cost/reduced cost of using cloud computing services, such as when internet connection is quite expensive and slow or dial up connections are used in the area where a company operates. This would particularly be cost inefficient for the company as cloud services relies heavily on internet.

Rainbow Paints Inc. is a leading paints company in Pakistan. In June 2019, the higher management of the company deliberated and decided upon the production targets for the year 2020. The procurement department was directed to order the supplies of required chemicals and raw materials from Chinese company i.e. XingPe Chemicals for the target production. The supplies were expected to arrive in January-February 2020 but unexpected situation halted the normal operations in China due to the spread of a novel virus. The situation created panic at Rainbow Paints Inc. as lack of supplies meant falling short of the targets and plunging in losses. The supplier was contacted but they were of the view that they cannot send the supplies as per the contract due to the lockdown. Now, conflict aroused between the parties as Rainbow Paints Inc. wanted the raw materials which the XingPi Chemicals cannot process due to restrictions from their respective government. It resulted in losses for Rainbow Paints Inc. Rainbow Paints Inc. decided to consult an International arbitrator for the resolution of the dispute. During negotiations, the Rainbow Paints Inc. maintained that they faced losses due to lack of supplies which did not reach them at the promised time. So, the supplier must not only compensate for it but also return their payments. While XingPe Chemicals insisted that they couldn’t move ahead due to unexpected and unavoidable pandemic situation, so the losses must be shared. They also reiterated the resolve to provide supplies in the future without any delays if the situation permits. They insisted on keeping the contract intact while finding a middle ground for the current dispute. Requirement: After analyzing the case, Identify the approaches to negotiation maintained by both the parties in conflict i.e. Rainbow Paints Inc. and XingPi Chemicals and explain them as per the scenario.

Answers

Answer:

Rainbow Paints Inc., Pakistan Vs XingPe Chemicals, China

1. Win-Lose Approach:  Rainbow Paints Inc. was under an immense pressure to deliver on "production targets for the 2020."  However, it approached the negotiation aggressively and assertively, blaming the Chinese company for its failure to deliver the required chemicals for its production.  It did not care about the Coronavirus pandemic that is ravaging the world.  It should not be confrontational in its approach.  Business relationships are not maintained in such atmospheres.  It must think long-term and not short-term.  It should have tried to reduce its losses by minimizing its costs, using all possible means.  Rainbow Paints, in its blindness, is even seeking for not only a compensation but the return of their payments, to ensure that the Chinese company bears the losses wholly.  Such a negotiating strategy lacks common sense, fairness, and friendly business relationships.

2. Win-Win Approach:  XingPe Chemicals approached the negotiation, seeking understanding.  It cannot be blamed for the pandemic, unless it should have supplied before the outbreak.  Its approach contrasts with the confrontational, aggressive, and assertive method being followed by the Pakistani company.  Its approach is integrative and accommodating.  It is even willing to share the losses of Rainbow Paints while Rainbow Paints was trying to push all of the losses to it.

Explanation:

There are many approaches to negotiation.  Some prefer the Win-Lose, Lose-Lose, Compromise, or Win-Win approaches.  The best for long-standing business relationships is the Win-Win approach, because it integrates and accommodates the interests of both parties.  However, different situations call for the approach or combination of approaches to adopt.

When the price of erasers increases from $1.50 to $2.50, the quantity demanded of pencils is unchanged. The cross-price elasticity of demand between erasers and pencils is

Answers

Answer:

The cross elasticity of demand is zero

Explanation:

Cross elasticity of demand measures the percentage change in the quantity demand of a product occasioned by a change in the price of another but related commodity.

If the the commodities are complements, the cross of elasticity of demand between them would be  negative. his implies an increase(decrease) in the price of one would lead to a decrease(increase) in the demand of the other.

If the the commodities are substitutes, the cross elasticity  of demand between them would be  positive. This implies an increase(decrease) in the price of one would lead to a increase (decrease) in the quantity demand of the other.

Where the cross elasticity of demand is zero, this implies that the goods are not in any way related. This implies that a change in the price of one would produce no change in the quantity demand of the other.

The owners decide to take the company public through an IPO, issuing additional 1 million new shares. Assuming that they successfully complete the IPO, the net income for the next year is estimated to be $6 million. The price of shares is set using average price-earnings ratios for similar businesses of 15. What portion of the company will be owned by the angel investor after the IPO

Answers

Answer:

15.79% = 300,000 stocks = $14,210,526

Explanation:

The question is incomplete, you are missing the following:

"The founders and owners of a private company have funded it through the following rounds of investment: Round Source Price Number of Shares Class A Self $1.00 200,000 Class B Angel $1.00 300,000 Class C Venture Capital $1.25 400,000"

total number of outstanding stocks after the IPO = 200,000 + 300,000 + 400,000 + 1,000,000 = 1,900,000

angel investors own 300,000 / 1,900,000 = 0.157895 = 15.79%

price earnings ratio = stock price / earnings per stock

EPS = net income / total outstanding stocks = $6,000,000 / 1,900,000 = $3.1579

15 = stock price / $3.1579

stock price = 15 x $3.1579 = $47.3684

angel investors own 300,000 stocks x $47.3684 = $14,210,526

The manager of a large commercial building became preoccupied with paperwork and did not inspect the premises as he should have, which resulted in lots of wear and tear from the tenants. The loss of value due to postponing repairs is called

Answers

Answer:

deferred repairs

Explanation:

In this scenario, the term being mentioned is known as deferred repairs. As mentioned in the question this term refers to the practice of postponing any and all maintenance activities, such as repairs on real property or personal property all with the hopes of saving costs, meeting budget funding levels, or realign available budget monies. This can also occur by accident due to neglect, such as in this specific scenario. Deferring repairs ultimately leads to higher costs due to worsening conditions.

The price level increases. The short-run aggregate supply curve will Choose one: A. shift to the right. B. shift to the left. C. remain unchanged.

Answers

Answer:

Option C, remain unchanged, is the right answer.

Explanation:

Option C is correct because the increase in the price level will result in the movement along with the given supply curve but in the question, option A says shifts to the right and in option B it says the shift to the left. Therefore these options are wrong. However, the supply curve remains the same because due to an increase in the price level the supply curve does not shift. Therefore option C will be the right option.

A current liability is a debt that is reasonably expected to be paid a. out of cash currently on hand b. within one year c. out of currently recognized revenues d. between 6 months and 18 months

Answers

Answer: within one year

Explanation:

Current liabilities are the liabilities that are incurred by a firm and must be settled within a year.

Typically, the current liabilities are settled by using the current assets. Examples of current liabilities are the accounts payable, noted payable, dividends and the short-term debt.

Zeus wanted to convey Mount Olympus to Artemis, Ares, Aphrodite, and Athena in equal shares. On July 1, he saw Artemis, Aphrodite, and Athena and gave them their conveyance stating to Artemis, Ares, Aphrodite, and Athena a 1/4 interest in Mount Olympus as joint tenants with rights of survivorship. On July 4, Zeus gave Ares his corresponding conveyance. Two months later, Ares died in battle, leaving two sons. The following month Athena transferred her share in Mount Olympus to Dionysos. How do Artemis, Aphrodite, Athena, and Ares hold title when Zeus conveyed them Mount Olympus?

Answers

Answer:

Joint Tenancy

Explanation:

Each tenant was given an equal share.

The conveyance deed was completed on a specific date passing all the land fairly to all tenants.

The Hera, Aphrodite, Athena and Ares also bear the title of Mutual Tenancy as Zeus transmitted Mount Olympus to them.

Therefore the correct option is Joint Tenancy and the same is to be considered

Monica has a Roth IRA to which she contributed $15,000. The IRA has a current value of $37,500. She is 54 years old and takes a distribution of $25,000. How much of the distribution will be taxable to Monica? Group of answer choices

Answers

Answer:

$10,000

Explanation:

Monica has a Roth IRA in which she contributed $15,000

The IRA has a current value of $37,500

Monica is 54 years old

She takes a distribution of $25,000

Therefore, the amount of distribtion that will be taxable can be calculated as follows

Amount of taxable distribution= $25,000-$15,000

= $10,000

Hence the amount of distribution that will be taxable to Monica is $10,000

On January 1, acquired 70 percent of common stock for $210,000 cash. The fair value of the noncontrolling interest at that date was determined to be $90,000. Data from the balance sheets of the two companies included the following amounts as of the date of acquisition:


Gulliver Corp. Sea-Gull Corp.
Cash $60,000 $20,000
Accounts Receivable 80,000 30,000
Inventory 90,000 40,000
Land 100,000 40,000
Buildings and Equipment 200,000 150,000
Less: Accumulated Depreciation (80,000) (50,000)
Investment in Sea-Gull Corp. 160,000
Total Assets $610,000 $230,000
Accounts Payable $110,000 $30,000
Bonds Payable 95,000 40,000
Common Stock 200,000 40,000
Retained Earnings 205,000 120,000
Total Liabilities and Equity $610,000 $230,000

At the date of the business combination, the book values of Sea-Gull's net assets and liabilities approximated fair value except for inventory, which had a fair value of $45,000, and land, which had a fair value of $60,000.

Based on the preceding information, what amount of total inventory will be reported in the consolidated balance sheet prepared immediately after the business combination?

a. $130,000
b. $135,000
c. $90,000
d. $45,000

Answers

Answer:

Gulliver Corp. and Sea-Gull Corp.

Amount of Inventory in the consolidated Balance Sheet, immediately after the business combination:

b. $135,000

Explanation:

Inventory:

Gulliver Corp. =  $90,000

Sea-Gull Corp. =   45,000

Total = $135,000

In consolidated financial statements, assets and liabilities are recognized based on their fair values.  The procedure is to add such assets and liabilities together, line item by line item, in the consolidated financial statements.  It is mainly equity interests and investments in the subsidiary by the investor entity that are eliminated.

On Mar 3, Lyons Company paid dividends of $1,000. Use your knowledge of what a correct journal entry should look like to identify what would be included.
a. Dividends would be debited and listed first.
b. Dividends would be credited and listed second.
c. Cash would be credited and listed second.
d. Dividends expense would be debited and listed first.
e. Cash would be debited and listed first

Answers

Answer:

Cash would be credited and listed second.

Dividends would be debited and listed first.

Explanation:

The journal entry that must be passed as Cash would be credited and listed second, and Dividends would be debited and listed first. Thus, option A and C are correct.

What is Dividend?

A dividend is a profit distribution made by a firm to its shareholders. When a business makes a profit or has a surplus, it can distribute a portion of the earnings to shareholders as a dividend. Any money that is not dispersed is re-invested in the company.

Dividends are typically paid out quarterly and might be either in cash or in the form of more stock reinvestment.

Cash would be credited and listed second in the journal entry, while dividends would be debited and listed first. As a result, options A and C are correct.

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An asset is said to be illiquid when: Group of answer choices it cannot be used to settle debts. it cannot act as a store of value. it is an illegal tender. it cannot be readily exchanged for goods. it lacks purchasing power.

Answers

Answer:

it cannot be used to settle debts

Explanation:

The assets are said to be liquid when it is convertible into cash and the liquid asset we called as a current asset. The liquidity of an asset is important to pay off the short term debt or obligations arise.

It can be in terms of account payable, inventory, prepaid insurance, etc

The asset that said to be illiquid when it is not be used for settling the debts

Hence, the first option is correct

debit Product Warranty Expense; credit Cash b. debit Product Warranty Expense; credit Product Warranty Payable c. debit Product Warranty Payable; credit Cash d. debit Product Warranty Payable; credit Product Warranty Expense

Answers

Answer:

b. debit Product Warranty Expense; credit Product Warranty Payable

Explanation:

The journal entry for recording the estimated product warranty liability is shown below;

Product Warranty expense Dr XXXXX

          To Product warranty payable XXXXX

(being the estimated product warranty liability is recorded)\

For recording this we debited the product warranty expense as it increased the expenses and credited the product warranty payable as it also increased the liabilities

Clinton and Trump on fiscal policy In the 2016 Presidential election​ campaign, both Hillary Clinton and Donald Trump committed to big government infrastructure spending and tax cuts. ​Source: The Wall Street Journal​, July​ 27, 2016 Consider an increase in infrastructure spending and a tax cut of the same magnitude. What policy will change aggregate demand the​ most: an increase in infrastructure spending or a cut in​ taxes?

Answers

Answer:

Clinton and Trump on fiscal policy In the 2016 Presidential election​ campaign

The policy that will change aggregate demand (AD) the most is a cut in taxes.

Explanation:

Aggregate demand is fueled mostly by household consumption.  A cut in taxes increases the marginal propensity to consume (MPC) and reduces the marginal propensity to save (MPS), but at the same time fuels the marginal propensity to invest by firms trying to meet the new aggregate demand, thereby increasing the aggregate supply (AS) which is the real GDP output.

Santana Mortgage Company uses a process cost system to accumulate costs in its Application Department. When an application is completed, it is forwarded to the Loan Department for final processing. The following processing and cost data pertain to September.

1. Applications in process on September 1, 170
2. Applications started in September, 930
3. Completed applications during September, 660
4. Applications still in process at September 30 were 100% complete as to materials (forms) and 60% complete as to conversion costs.


Beginning WIP:
Direct materials $1,310
Conversion costs 4,140
September costs:
Direct materials $5,114
Direct labor 12,820
Overhead 7,581


Materials are the forms used in the application process, and these costs are incurred at the beginning of the process. Conversion costs are incurred uniformly during the process.

Required:

a. Determine the equivalent units of service (production) for materials and conversion costs.
b. Compute the unit costs and prepare a cost reconciliation schedule.

Answers

Answer: a) The equivalent units for material = 1,100

The equivalent units for conversion cost = 924.

b) The unit cost for material and conversion cost is $5.84 and $26.56 respectively.

c) cost reconciliation schedule is in the explanation column

Explanation:

first , we calculate units in process

Units in Process =  Units of applications Opened + units of application  started -  units of application completed

= 170 + 930 - 660 = 440 units

Equivalent units of production for materials =application units completed + Application units in process  x its percentage complete

660 + (440 x 100%)=660+440= 1,100

Equivalent units of production for conversion  = application units completed + Application units in process  x its percentage complete

660 + (440 x 60%)=660+264=924

Computing  the unit costs

Units of cost as per material

Number of application units during the month = 660units

Wor in process unit = 440units

Material cost during ,month -=$5,114

Beginning work in progress cost for materials =$1,310

Equivalent unts of production for materials = 1,100

Unit cost for material  = Material cost during  the month +Begining work in progress cost for materials/Equivalent units of production for materials = $5,114 + $1,310=$6,424/ 1100=  $5.84

Units of cost as per conversion

Number of application units during the month = 660units

Work in progess unit = 440units

conversion cost during ,month -= direct labour + overhead = $12,820 + $7,581= $20, 401

Beginning work in progress cost for materials =$4,140

Equivalent unts of production for materials = 924

Unit cost = Material cost during  the month +Beginning work in progress cost for materials/Equivalent units of production for materials = $20,401 + 4,140=$24,541 / 924=  $26.56

Cost Reconciliation schedule

Particulars        no of units     materials    conversion   Total

units transferred  660             $5,114         $20,401     $25,515

ending WIP         440              $6,424        $24, 541   $30,965

Total                                        $11,538     $44,942     $56,480

Larry’s Life Insurance Co. is trying to sell you an investment policy that will pay you and your heirs $32,000 per year forever. Assume the required return on this investment is 7.2 percent.
How much will you pay for the policy? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

Answers

Answer:

$444,444.44

Explanation:

Larry's life insurance corporation is trying to sell an investment policy that will pay you and your heirs a total amount of $32,000 per year

The required return on this investment is 7.2%

= 7.2/100

= 0.072

Since the cash flow is a perpetuity then, the amount that will be paid for the policy can be calculated as follows

PV= C/r

= $32,000/0.072

= $444,444.44

Hence the amount of money that will be paid for the policy is $444,444.44

"The cash flow is a perpetuity then, the amount that will be paid for the policy is = $444,444.44". To understand the calculations, check below".

What is Investment policy?

When Larry's life insurance corporation is trying to sell an investment policy that will pay you and also your heirs a total amount of $32,000 per year

Then The required return on this investment is 7.2%

After that = 7.2/100

Then = 0.072

Since that when the cash flow is perpetuity then, the amount that will be paid for the policy can be calculated as follows:

The formula is PV= C/r

Then = $32,000/0.072

Therefore, = $444,444.44

Find more information about Investment policy here:

https://brainly.com/question/11514232

XYZ, Inc. just sold 700,000 shares in a public offering for an offering price of $24 per share. The underwriting fee was 7.50% of the issue’s total value based on the offering price. As soon as the shares were issued, the price jumped to $36 per share. What are the explicit, implicit, and total costs of the issue?

Answers

Answer:

explicit costs = $1,260,000

the implicit costs = $8,400,000

total costs = $9,660,000

Explanation:

the underwriter's explicit costs = total number of shares x initial price x % charged by underwriter = 700,000 x $24 x 7.5% = $1,260,000

the implicit costs = (market price - initial price) x total number of shares = ($36 - $24) x 700,000 = $8,400,000

total costs = $9,660,000

What is the stock price per share for a stock that has a required return of 12%, an expected annual dividend of $3.15 per share in the first year, and a constant (sustainable) growth rate of dividends of 8%

Answers

Answer:

Price per share = $78.75

Explanation:

The Dividend Valuation Model is a technique used to value the worth of an asset. According to this model, the worth of an asset is the sum of the present values of its future cash flows discounted at the required rate of return.

If dividend is expected to grow at a given rate , the value of a share is calculated using the formula below:

Price=Do (1+g)/(k-g)  

Where Do- Dividend now, g- growth rate, k- required rate of return(cost of equity)

Note Do (1+g) represents the expected dividend in the first year

DATA:

Do (1+g) = 3.15

g= 8%

k= 12%

Price per share = 3.15/(0.12- 0.08) = $78.75

Price per share = $78.75

Sarbanes-Oxley applies to a.publicly held companies b.privately held businesses c.not-for-profit organizations d.All of these choices are correct.

Answers

Answer: A

Publicly held companies

Explanation:

The Sarbanes Oxley act of 2002 was established against the back drop of corporate frauds in publicly quoted companies in the United States. It goal was to make corporate disclosure more accurate by means of more accurate financials.

Perteet Corporation's relevant range of activity is 3,000 units to 7,000 units. When it produces and sells 5,000 units, its average costs per unit are as follows: Average Cost per Unit Direct materials $ 6.70 Direct labor $ 3.25 Variable manufacturing overhead $ 1.60 Fixed manufacturing overhead $ 3.00 Fixed selling expense $ 0.70 Fixed administrative expense $ 0.40 Sales commissions $ 0.50 Variable administrative expense $ 0.55 If 4,000 units are produced, the total amount of manufacturing overhead cost is closest to

Answers

Answer:

Total overhead= $21,400

Explanation:

Giving the following information:

Variable manufacturing overhead per unit= $1.60

Fixed manufacturing overhead= $3.00*5,000= $15,000

4,000 units are produced

Because the production level is between the relevant range, the total fixed costs remain constant.

Total overhead= 1.6*4,000 + 15,000

Total overhead= $21,400

On December 31, 2021, Larry's Used Cars had balances in Accounts Receivable and Allowance for Uncollectible Accounts of $66,000 and $900, respectively. During 2022, Larry's wrote off $2,275 in accounts receivable and determined that there should be an allowance for uncollectible accounts of $5,500 at December 31, 2022. Bad debt expense for 2022 would be:

Answers

Answer:Bad debts expense =  $6,875

Explanation:

A bad debt expense is recognized when a customer cannot pay its financial obligations therefore the  account  receivable will no longer be collectible

Beginning uncollectible accounts= $900

Ending allowance for uncollectible accounts = $5,500

Amounts written off = $2,275

Ending allowance for uncollectible accounts =Begining uncollectible accounts + current bad debts expense - amounts written off in 2022

$5,500= $900 + bad debts expense - $2,275

current bad debts expense for 2022= $5,500 - $900 + $2,275 = $6,875

Can also be illustrated as  

ACCOUNTS

Begining uncollectible accounts                              $900

Amounts written off (less)                                       - $2,275

Bad debts expense(add)                                         + $6,875

Ending allowance for uncollectible accounts          $5,500

On November 1, Alan Company signed a 120-day, 10% note payable, with a face value of $27,000. What is the maturity value of the note on March 1

Answers

Answer: $27,900

Explanation:

From the question, we are informed that on November 1, Alan Company signed a 120-day, 10% note payable, with a face value of $27,000.

The maturity value of the note on the note on March 1 will be the face value plus the interest. This will be:

= $27,000 + [($27,000 × 10%)/360 × 120]

= $27,000 + [($2700/360) × 120]

= $27,000 + ($7.5 × 120)

= $27,000 + $900

= $27,900

Busy Beaver, Inc. signed a $315,000, 5-year note payable to buy a new industrial veneer cutter. Busy Beaver paid $5,000 cash for transportation of the machine and $750 cash for installation costs. What is the overall effect of this transaction on the accounting equation?

Answers

Answer:

Machinery asset increase by $320,750

Total asset increase by $315,000

Total liabilities increase by $315,000

Explanation:

As we know that

Accounting equation is

Total assets = Total liabilities + stockholder equity

Since the industrial veneer cutter is purchased for

= Note payable + transportation cost + installation cost

= $315,000 + $5,000 + $750

= $320,750

There is a cash outflow of $5,000 + $750 i.e $5,750 which decrease the assets

But at the same time it also increased the assets by

= $320,750 - $5,750

= $315,000

And, since there is a note payable for $315,000 which also increased the liabilities

The CEO has given her secretary this material for a memo, but it is highly un-organized. Rewrite the memo so that the main point is first, that the memo flows in a much more logical order. Delete information not relevant to the main idea. Use strong subjects and verbs -- in other words, employ the principles we talked about in the lesson on writing.
To employees at a call center
I’m hoping you can send out a memo for me to all phone operators. As you might or might not be aware of, we’ve had some problems lately with operators asking for breaks, or simply taking them, at all sorts of time during their shift. While we are happy to be flexible, we do have a job to do and must have a certain amount of operators manning the phones at all times. Several times the phones have rung and rung with not enough people to answer them. Several supervisors have complained to me that their people have argued with them about combining their breaks and meal break to get an hour at one time. I feel like I need to put my foot down so that each supervisor doesn’t have to make their own decision. We need to remind folks of our policy on breaks and meal breaks through the day. Remind telephone operators that they should take the two 15 minute breaks allotted to them generally about halfway through a four-hour work period. If they want or need to take a break during another time, they should talk with their supervisor. But let folks know this should be under extraordinary circumstances. Stress that these should be extraordinary circumstances so we can count on enough people to be on the phones through the day. Meal breaks should be taken roughly halfway through their shift, but they should be coordinated with their supervisor. Several times, we’ve lost folks we were counting on, only to find that they were on break. Phone operators can stay at their desks and work on personal business, or simply each lunch, as long as they are not tying up resources. We’d prefer, though, that they go to the break rooms or leave their cubicles. We don’t want people to create the perception that they’re doing personal tasks during work time. I often eat at my desk but of course I’m not salaried employee. Oh, and we don’t want folks saving up their breaks and leaving work early. We need to staff our phones from 8 a.m. to 8 p.m. Our staggered schedule allows us to do that, but not if folks create their own schedules. Do people have to take their breaks? Yes, they do -- federal law mandates it. So tell them they just can’t skip the breaks, though why they’d want to I don’t know. By the way, it looks like we’ll be hiring in the new fiscal year, as we go ahead with that expansion into the Southeast. Should be about 20 to 25 new phone operators.

Answers

Answer:

                   TO EMPLOYEES AT A CALL CENTER

It is my aim to send out a memo to you all phone operators. As you might or might not be aware of, we have faced series of problems lately with operators asking for breaks, or simply taking them without express permission which ended up clashing with their shift time for work. While we are happy to be flexible, we need to remind you of our policy on breaks and meal breaks through the day.

Most times,when a call came in, there will be no one to attend to it. Several supervisors have tabled the complaints of their team members, about combining their normal breaks and meal break in-order  to get an hour at one time. Despite being a noble suggestion, the employees and their supervisor should remember that, the working condition was explicitly stated in the contract agreement they signed before taking this job.

In a situation were there is extraordinary condition, the call operators should liaised with their supervisor and discuss about the need to take extra break time. Meal breaks should be taken roughly halfway through their shift, which should be under strict coordination by their supervisor.  Phone operators can stay at their desks and work on personal business, or simply each lunch, as long as they are not tying up resources.

We would prefer, though, that they go to the break rooms or leave their cubicles. We don’t want people to create the perception that they’re doing personal tasks during work time.  We need to staff our phones from 8 a.m. to 8 p.m. Our staggered schedule allows us to do that, but not if folks create their own schedules. Do people have to take their breaks? Yes, they do -- federal law mandates it. By the way, it looks like we will be hiring in the new fiscal year, as we go ahead with that expansion into the Southeast. Should be about 20 to 25 new phone operators.

Explanation:

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