Ahmed wants to open a small business selling custom bikes, and is looking at ways of raising money. He owns his own house and is considering acquiring a second mortgage. He is also speaking to his bank about a loan and is looking at crowd-funding sites, as he thinks his product is innovative and could attract investors.
- Assess a mortgage, a loan and crowd-funding as sources of finance for Ahmed.

Answers

Answer 1

Explanation:

Mortgages (Pros & Cons)

Defintion-

These are long-term loans, normally around 25 years, that are secured against specific asset, for example a building

Interest will be payable on the mortgage

Pros-

Large amounts of finance can be raise and repaid over a prolonged period of time

Ownership or control is not lost

Cons-

Interest is charged on the amount borrowed

Interest rates can fluctuate

Often secured against an asset which can be seized if repayments are missed

Interest has to be paid regardless of whether a profit is being made

Not suitable for small amounts or as a short-term source of finance .


Related Questions

i will give branliest if you can answer all these questions​

Answers

25 B, 26 B, 27 C, 28D

what characterizes a market with oligopolistic competition?

Answers

It is an oligopolistic market if it has the following:

- Few number of competitors (economy is shared through a few number of businesses/companies)

- The absence of other competitors besides the dominating ones

- If those few companies have a significant impact on the market (can increase price easily)

An objective of the expense recognition (matching) principle is to have bad debt expense debited in ______.

Answers

Answer:

An objective of the expense recognition (matching) principle is to have bad debt expense debited in ,Nation matching,

when a company capitalizes a cost, its ______ increase.

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Based on accounting principles, when a company capitalizes on a cost, its long-lived assets increase.

This is because long-lived assets are assets that a business enterprise uses for more than one year. It is mainly used for many years.

Long-lived assets are sometimes described as long-term assets. Because the business owners only pay for them once, it is believed that the company capitalizes on its cost to produce more commodities or services.

Hence, in this case, it is concluded that the correct answer is "long-lived assets."

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If the population of a country is 1,000,000 people, its labor force consists of 500,000, and 40,000 people are unemployed, the unemployment rate is:

Answers

Answer:

8.0 percent

Explanation:

To find the unemployment rate you:

Divide the number of people unemployed by the number of people in labor force (Employed and Unemployed)Then, multiply the number by 100

Hope this Helps

determining that the amount of cash agrees with the accounting records

Answers

Answer:

Receipt-A business form giving written acknowledgment for cash received. Memorandum-A form on which a brief message is written describing a transaction. Proving Cash-Determining that the amount of cash agrees with the accounting records.

the motor city miracle playoff game took place on january 8, 2000, when the tennessee titans returned a kickoff for a touchdown with 16 seconds left. what team did the titans beat in that game?

Answers

In January 8, 2000, the Motor City Miracle Playoff game took place that saw the Tennessee Titans play the Buffalo Bills.

The Motor City Miracle Playoff game:

Was played between the Buffalo Bills and the Tennessee Titans Ended in victory for the Titans Saw the Titans win with 16 seconds to go

In this very intriguing game, the Buffalo Bills were well on their way to victory after they scored a field goal with 16 seconds to go. The Titans however, scored a touchdown in those mere seconds to win the game 22 - 16

In conclusion, the Tennessee Titans played the Buffalo Bills.

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Price discrimination leads to a _____ price for consumers with a _____ demand. higher; perfectly elastic lower; less elastic higher; less elastic higher; more elastic

Answers

According to macroeconomic theory, Price discrimination leads to a higher price for consumers with less elastic demand.

This is because price discrimination is a pricing strategy whereby producer of similar products or identical goods is selling these goods at different prices.

These goods, however, would make the price of some goods higher for the consumers while at the same time having less elastic demand.

There will also be ones with lower prices that would have more elastic demand.

Hence in this, case, it is concluded that the correct answer is option C. " higher; less elastic."

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suppose you are advising a mayoral candidate in your town. the candidate’s platform includes strong opposition to monopoly suppliers because consumer welfare is compromised by monopoly pricing. which of the following statements would present your candidate with an alternative view about why it may make sense to tolerate the existence of some monopoly firms?

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Considering the situation described above, the alternative view about why it may make sense to tolerate the existence of some monopoly firms is that "Monopolies do reduce consumers surplus by producing less and charging more than the outcomes that would occur in a competitive market, but at times it makes sense to sacrifice some efficiency.

This can be illustrated in a situation whereby certain goods or services may not be available except through the chance of earning monopoly profits. This occurs whereby a patent ensures there are incentives for research and development.

In some other cases, it is more ideal if good is produced by a monopolist rather than by multiple producers due to the large fixed costs in production; thereby, with more profits, the price of products would reduce in the long run.

Hence, in this case, it is concluded that there are situations whereby Monopoly is necessary to provide goods and services for the people in a society.

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Carlton Company does not ring up sales taxes separately on the cash register. Total receipts for February amounted to $126,000. If the sales tax rate is 5%, what amount must be remitted to the state for February's sales taxes

Answers

Based on the information given the amount that must be remitted to the state  for February's sales taxes is $6,000.

Using this formula

Remitted amount=[February Total receipts÷(1+Sales tax rate)]×Sales tax rate

Where:

February Total receipts=$126,000

Sales tax rate=5%

Let plug in the formula

Remitted amount=[$126,000÷(1+0.05)]×0.05

Remitted amount=($126,000÷1.05)×0.05

Remitted amount=$120,000×0.05

Remitted amount=$6,000

Inconclusion  the amount that must be remitted to the state  for February's sales taxes is $6,000.

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Higher product taxes and costly regulations will
A. Increase Supply
B. Supply/Demand Equilibrium
C. Decrease Supply

Answers

Increase supply because I did the test and this was right and if it isn’t sorry

In selecting a media vehicle, media planners need to determine the cost of the vehicle's reach. To measure this, they use a method known as ______________.

Answers

Based on the Cost Per Thousand analysis, when deciding to select a media vehicle, media planners need to determine the cost of the vehicle's reach. To measure this, they use a method known as "Cost Per 1,000."

Cost Per 1,000 is a term used in the media world, particularly social media advertisement, to describe the price of 1,000 advertisement impressions on a single web page.

Cost Per 1,000 is often called cost per thousand (CPM) or called Cost per mille.

It is measured by dividing the total cost of the advertising by the quantity of impressions and times 1000. CPM => cost ÷ impressions x 1000.

Hence, in this case, it is concluded that the correct answer is Cost Per 1,000.

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nothing is ________ than a sales presentation which proceeds from the sellers perspective.

Answers

People often engages in different tactics so as too make sales. Nothing is worse than a sales presentation which proceeds from the sellers perspective.

There is always the need for assessment  as it is very vital. A good assessment gives one the room to channel one's presentation to your audience and make it interesting.

There are three Stages to Sales Process. They are;

QualificationCollaboration Negotiation

Conclusively, Relationship selling is known as when a sales representative serves as a partner to the buyer.

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which of the scenarios is the best example of a firm practicing perfect price discrimination?

Answers

Someone who is able to divine what the information is worth to each customer

personal finance question,, think its a or b??? i second guess myself alot lol

Answers

Answer:   C

Explanation:

Answer:

It is either B or C. But, C is most reasonable.

In your job application, you must sound professional so they actually think about hiring you, or by sounding professional, it gives you a higher chance of getting the job.Why I think it's B is because it's quite helpful having a paper and online copy. But it's not essential. Having either or is enough.

I hope this helped at all.

a blank is a path of connected jobs that all work together to help you develop your skills and experience in one particular area

a. life choice
b. career
c. plan
d. specialty

Answers

The answer is A. Life choice

Answer:

A life choice

why in life choice you have to get your choice because life is yours

If a customer gives his broker-dealer an order to sell his stock if it falls to or below 69 and will not accept a price below 69, the order is A) a stop limit order. B) a sell limit order. C) a buy limit order. D) a stop order.

Answers

Answer:

D Stop Order

Explanation:

When an order is entered , the customer has directed that it should not be engaged until the stock is at or below 69, a STOP order. Because the client will not accept an execution below 69 it is a stop limit order.

New household appliances, automobiles, and __________ were goods popular among consumers of the 1920s. A. airplanes B. sailboats C. televisions D. radios

Answers

Answer:

I believe the answer is C and if the answer is wrong then my second best choice is D but im sure its C let me know!

Explanation:

Answer:

radios because people would need it 2 listen 2 music and other things

Explanation:

the ______ perspective of the balanced scorecard asks the question, how do we look to our shareholders?

Answers

According to the strategy map, the finance perspective of the balanced scorecard asks the question, how do we look to our shareholders.

The strategy map of any business activity is categorized into four divisions.

The financial data perspective of the balanced scorecards focuses on income, expenditures, financial ratios, budget variances, income targets, and shareholders, etc.

Other categories of balanced scorecards include the following:

Learning and growthBusiness processesCustomers

Hence, in this case, it is concluded that the correct answer is "Finance."

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The sales interns of Nortrom Inc., an electronics company, call the company's potential clients and inform them about the company's various products and offers. In this scenario, the sales interns of Nortrom Inc. are engaged in _____.

Answers

Answer:

whys it taking so long to load bro

Explanation:

throughout the years, various beer companies have entered and exited the market. anheuser-busch in the 1960s had a little over 10% market share but has grown to about 50%. when anheuser-busch decides to change its prices on beer, the other beer manufacturers do the same. what type of competition-based pricing does this illustrate?

Answers

Answer:

price leader/follower

Explanation:

The type of competition-based pricing used by other beer manufacturer is the Price leadership type of competition-based pricing

Basically, the competition-based pricing refers to price decision-making by a firm which are majorly influenced by the price its dominant competitors of same product.

There are three type of competition-based pricing and includes Price leadership. Predatory pricing and Going-rate pricing.

The Price leadership is a type of competition-based pricing where setting of prices in a market by a dominant company are followed by others company in same market.

Therefore, the type of competition-based pricing used by other beer manufacturer is the Price leadership.

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if bill performs plumbing upgrades for alice in exchange for her incorporating his business, then their _________________________ will be satisfied.

Answers

For performing the plumbing upgrades for Alice while she incorporates Bill's business, they have satisfied each other's _________NEEDS_______ without the exchange of money.

This satisfaction of needs by the exchange of services is a trade by barter.  The barter system enables Bill, who is a professional plumber, to upgrade the plumbing system at Alice's house.  In payment for the plumbing service, Alice can incorporate Bill's plumbing business.

Thus, the exchange of services satisfies each other's needs without the payment of cash.

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Explain why it is important for
entrepreneurs to talk with industry
experts when developing the new
business concepts​

Answers

Explanation:

Cause they are expert in that kind of task will make thing look faster and easy to deal with while having any problems that arise on the long run of the business, experts will have a ways of making solutions to that cause they have deal with series of serious issues relating to that

Labeling is important for four specific reasons, including identification, promotional and legal reasons. What is the fourth reason

Answers

Answer:

informational

Explanation:

i know were not suppost to do this but cheeck out quizlit

Labeling is important for four specific reasons that are identification, promotional, legal, and informational reasons.

What is the importance of labeling?

The identification of different batches of products becomes easy through labeling that grabs customers' attention.The promotional activities through labeling are done by providing a description and usability of the product. The legal issues could be eliminated by adhering to proper labeling laws.This gives vital ingredients, manufacturing dates, and other vital information to customers.

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in the united states, the nation’s fiscal policy is conducted by

Answers

Answer:

By both the executive and legislative branches. 

Beck and Carli are married. Carli purchases a condominium near Downhill Ski Resort. Beck and Carli each technically own an undivided one-half interest in the condo. This is a. community property. b. a joint tenancy. c. illegal.

Answers

Based on the fact that both Beck and Carli own an undivided interest in the condo, we can say that this is a. community property

Community property means:

Spouses own half of things acquired in marriage Spouses own these things regardless of who actually bought it

When a marriage abides by community property, each spouse owns half of everything that was acquired in the marriage. This half is however undivided and only comes into play during divorce proceedings.

In conclusion, this condominium is a community property.

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warren works at a distribution center that ships merchandise by truck to 300 stores. in order to handle complex transportation problems, what does warren rely on?

Answers

In other to maximize the effectiveness of delivery equipments and manage time, Warren would need to rely on routing and scheduling softwares.

Handling logistics is an important aspect of business as it is at the core of the distribution process. Therefore, in other to solve complex transportation problems, reliance would be on routing and scheduling software.

These softwares takes into cognizance, road, traffic and other constraints on other produce the most efficient route for warren.

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Charismatic leadership is now considered part of ________ leadership. Multiple Choice humble transformational ethical transactional

Answers

Based on leadership skills, Charismatic leadership is now considered part of transformational leadership.

Though there are specific differences between charismatic and transformational leadership, they share various similarities in their approach and execution.

However, the significant difference between the two is that Charismatic leaders tend to improve the status quo better, while transformational leaders emphasize transforming the organization into the leader's vision.

Hence, in this case, it is concluded that the correct answer is option B. "transformational."

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Alex just got a new car. Because Alex obtained full-coverage car insurance, Alex will have an incentive to ______ because of ______.

Answers

Since Alex obtained full-coverage car insurance, he will have to drive more cautiously than if he didn't have insurance because of moral hazard.

Moral hazard simply means a risk that an individual has not entered into a contract in good faith or the person provided inadequate information about his assets.

In this case, since Alex just got a new car and obtained full-coverage car insurance, Alex will have an incentive, he'll have to drive more cautiously than if he didn't have insurance due to moral hazard.

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The Federal Reserve implemented a series of new policies and tools in response to the 2007-2008 financial crisis and recession. Many economists believe these policies helped avert another Great Depression, but exacerbated what problem in the financial system

Answers

Considering the situation described the many economists believe these policies helped avert another Great Depression but exacerbated the inflation problem in the financial system.

This is because the new policies and tools used to tackle the 2007-2008 financial crisis and recession was based on Keynesian economics.

However, while Keynesian economics concentrates on regulating aggregate demand to solve or prevent economic recessions, it is considered inflationary.

This is because it is believed that these policies encourage lower tax rates and increase the national deficit to ensure there is employment.

However, with more money in circulation, many economists believed it would cause inflation and more income disparity.

Hence, in this case, it is concluded that the correct answer is Inflation.

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