Advocates of a fixed exchange rate contend that a fixed system will limit the destabilizing effects of currency fluctuations.
Currency fluctuations can have negative effects on international trade and investment, causing uncertainty and unpredictability in the global economy. A fixed exchange rate system, where the value of a currency is pegged to another currency or a fixed commodity, provides stability and predictability for businesses and investors. This stability can help to promote economic growth and reduce the risk of financial crises. However, critics of fixed exchange rate systems argue that they can also limit a country's ability to respond to changing economic conditions and may lead to imbalances in trade and capital flows.
A fixed exchange rate system establishes a set rate for the conversion of one currency to another. This can help provide stability and reduce fluctuations in exchange rates. Advocates contend that by fixing exchange rates, countries can prevent destabilizing effects such as excessive currency speculation, which can lead to sudden and unpredictable shifts in exchange rates. Additionally, a fixed exchange rate can promote international trade and investment by providing certainty for businesses and investors.
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during the past six months, a purchasing agent placed the following three orders for coal. tons of coal 1,200 3,000 500 price per ton $ 28.20 $ 87.28 $ 91.00 what is the weighted arithmetic mean price per ton?
The weighted arithmetic mean price per ton of coal for a purchasing agent is $72.57.
To find the weighted arithmetic mean price per ton of coal, we need to first calculate the total cost of all three orders.
Total cost of 1st order = 1,200 x $28.20 = $33,840
Total cost of 2nd order = 3,000 x $87.28 = $261,840
Total cost of 3rd order = 500 x $91.00 = $45,500
Now, we add up the total cost of all three orders:
$33,840 + $261,840 + $45,500 = $341,180
The total amount of coal ordered is:
1,200 + 3,000 + 500 = 4,700 tons
Therefore, the weighted arithmetic mean price per ton is:
$341,180 / 4,700 = $72.57
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What makes a bank insolvent?
Decrease in interest rates, increase in loan defaults and decrease in the value of securities held by the bank, all these activities makes a bank insolvent. Therefore the answer is option d.
The bank is insolvent when a liabilities exceed its assets which states that the bank is unable to meet its financial obligations and unable to pay its debts. Any of the factors mentioned in the options, such as a decrease in interest rates, increase in loan defaults, or decrease in the value of securities held by the bank, can cause a significant reduction in the bank's assets or income, which can result in insolvency.
For example, income will be reduced if there is a decrease in interest rate, because the bank earns from its loans and investments, which will make it hard for the bank to maintain balance and pay its expenses.
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Complete question is:
What makes a bank insolvent?
A. Decrease in interest rates
B. Increase in loan defaults
C. Decrease in the value of securities held by the bank
D. All of the above
when people say, "your price is too high," they probably mean, "you haven't sold me yet." T/F
Yes, the above statement is true. When people say "your price is too high," they often mean "you haven't sold me yet."
This indicates that they are not yet convinced of the value or benefits of the product or service being offered, and further persuasion or negotiation may be needed.
"Product value is the advantage a consumer receives by utilising a product to meet their demands, less related expenditures. The effort required to give such a product to the client is complexity. Product benefits are any favourable effects an excellent product or service has on a customer's interaction with it. Customers might see short-term or long-term advantages, which they might feel more of the further they use your good or service.
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head costs of $2.50 per unit at an anticipated production level of 1400 units. in july easel incurred actual fixed overhead costs of $3700 and actually produced 1100 units. what is easel's fixed overhead volume variance in july? $200.00 unfavorable $200.00 favorable $750.00 unfavorable $750.00 favorable
Based on the information given, Easel's fixed overhead volume variance in July is $750.00 unfavorable.
We can calculate Easel's expected fixed overhead costs for July using the following formula:
Expected Fixed Overhead Costs = Head Costs per Unit x Anticipated Production Level
Expected Fixed Overhead Costs = $2.50 x 1400 = $3500
We can then calculate Easel's fixed overhead volume variance using the following formula:
Fixed Overhead Volume Variance = (Actual Production - Expected Production) x Head Costs per Unit
Fixed Overhead Volume Variance = (1100 - 1400) x $2.50
Fixed Overhead Volume Variance = -300 x $2.50
Fixed Overhead Volume Variance = -$750
Since the actual fixed overhead costs incurred were $3700 and the expected fixed overhead costs were $3500, we can also calculate Easel's fixed overhead spending variance:
Fixed Overhead Spending Variance = Actual Fixed Overhead Costs - Expected Fixed Overhead Costs
Fixed Overhead Spending Variance = $3700 - $3500
Fixed Overhead Spending Variance = $200 favorable
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an increase in the effective minimum wage will have less of an impact on employment if the demand for labor is:
An increase in the effective minimum wage will have a less significant impact on employment if the demand for labor is inelastic.
This means that employers are not very sensitive to changes in the wage rate, and will not reduce employment significantly when wages increase. This could occur when there is a shortage of workers or when the workers have specialized skills that are difficult to replace. In that case, employers are willing to pay a higher wage in order to retain their employees.
Therefore, an increase in the minimum wage would have a limited effect on employment in this scenario.
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Describe how the product life cycle concept might apply to shopping trolleys, and discuss the extent to which the product life cycle for roll cages is the same as for shopping trolleys.
The product life cycle concept can be applied to shopping trolleys in the same way as it is applied to any other product.
At the introduction stage, new shopping trolleys are designed, manufactured and placed onto the market. During the growth stage, the trolleys are heavily marketed and their use increases. During the maturity stage, demand for the trolleys stabilizes as the product reaches its peak in the market. At the decline stage, sales and demand for the trolleys start to decrease as newer and more innovative trolleys hit the market.
The product life cycle for roll cages is slightly different from that of shopping trolleys, as roll cages are often used in industrial settings and are not as subject to trends and innovations as shopping trolleys. Roll cages typically have a longer life cycle than shopping trolleys, as they are used for a more specific purpose and do not need to be replaced as often.
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sellers should know that the less elastic the demand for their product, the more advantageous it is for them to
Sellers should know that the less elastic the demand for their product, the more advantageous it is for them to set a higher price for their product.
When the demand for a product is inelastic, it means that consumers are not very sensitive to changes in the price of the product. In other words, even if the price of the product increases, consumers will still purchase roughly the same amount of the product.
In this situation, if the seller raises the price of their product, they will not see a significant drop in the quantity of products sold. This can result in higher revenues and profits for the seller.
On the other hand, if the demand for a product is elastic, it means that consumers are very sensitive to changes in the price of the product.
In this case, if the seller raises the price of their product, they may see a significant drop in the quantity of products sold. This can result in lower revenues and profits for the seller.
Therefore, sellers should take into account the elasticity of demand for their product when setting prices. If the demand for their product is less elastic, then they may be able to set a higher price without significantly reducing the quantity of products sold, which can be advantageous for their profits.
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If new firms enter a monopolistically competitive market, the demand curves for the existing firms will:
A)
Shift to the left and become more price inelastic.
B)
Shift to the left and there will be no change in price elasticity.
C)
Shift to the left and become more price elastic.
D)
Shift to the right and there will be no change in price elasticity.
If new firms enter a monopolistically competitive market, the demand curves for the existing firms will: C) Shift to the left and become more price elastic.
When new firms enter a monopolistically competitive market, it increases the number of substitutes available for consumers to choose from. This leads to a decrease in demand for the existing firms' products, causing their demand curves to shift to the left. Additionally, with more substitutes available, consumers have more options to compare prices and may become more price sensitive, making the demand curve more price elastic.
When new firms enter a monopolistically competitive market, the demand curves for the existing firms will:
C) Shift to the left and become more price elastic.
This occurs because the increase in competition from new firms leads to a decrease in demand for the existing firms' products, causing the demand curve to shift to the left. Additionally, the increased competition makes consumers more sensitive to price changes, resulting in a more price elastic demand curve.
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We decussed three categories of factors that influence the market entry mode of forms According to our discussion degree of controls Internal factor External factor
Industrial factor Management commitment None of the above
Market entry mode is influenced by internal, external, and industrial factors such as control, resources, competition, and technology.
Market entry mode refers to the various strategies that a company uses to enter a new market. Choosing the appropriate entry mode can have a significant impact on a company's success in the target market.
There are several factors that influence the market entry mode of a firm. In our discussion, we identified three broad categories of these factors: internal factors, external factors, and industrial factors.
Internal factors are those that are specific to the company itself. These factors include the company's financial resources, the level of management commitment, the company's risk appetite, and the level of control that the company wishes to have over its operations in the target market.
For instance, a company that has strong financial resources may choose to enter a market through a wholly-owned subsidiary, which gives it full control over operations.
On the other hand, a company that is risk-averse may choose to enter a market through a joint venture or licensing agreement to share the risk with a local partner.
External factors are those that are beyond the control of the company. These factors include the political, economic, and legal environment in the target market, the level of competition, and the cultural differences between the company's home country and the target market.
For instance, a company may choose to enter a market through a joint venture if the legal and regulatory environment is complex, or if there is intense competition in the market.
Industrial factors refer to the characteristics of the industry in which the company operates. These factors include the level of technology required, the degree of product differentiation, and the level of vertical integration in the industry.
For example, a company that operates in a highly differentiated industry may choose to enter a market through a wholly-owned subsidiary to ensure that it has full control over the production and distribution of its products.
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Question) Make Swot Analysis of integrated digital marketingcampaign for Micro, Small and Medium Enterprises in theBakery Sector of Bangladesh. (15 Marks)
A SWOT analysis is a tool used to evaluate the strengths, weaknesses, opportunities, and threats of a business or campaign. Here is a SWOT analysis of an integrated digital marketing campaign for Micro, Small and Medium Enterprises (MSMEs) in the bakery sector of Bangladesh:
Strengths:
Wide reach: Digital marketing campaigns can reach a large audience, including potential customers in remote areas.
Cost-effective: Digital marketing can be more cost-effective than traditional marketing methods, such as print or television advertising.
Targeted advertising: Digital marketing allows for targeted advertising, which means that messages can be tailored to specific demographics or interests.
Real-time feedback: Digital marketing campaigns can provide real-time feedback on customer engagement and response rates, allowing for adjustments to be made as needed.
Weaknesses:
Limited technical expertise: Some MSMEs may lack the technical expertise necessary to effectively use digital marketing tools and platforms.
Competition: Digital marketing is becoming increasingly competitive, and it can be difficult for MSMEs to stand out from the crowd.
Privacy concerns: MSMEs may be concerned about the privacy implications of collecting and using customer data for digital marketing campaigns.
Opportunities:
Increased reach: Digital marketing provides a way for MSMEs to reach a wider audience, including potential customers beyond their local area.
Personalization: Digital marketing allows for personalized messaging and targeted advertising, which can help to build customer loyalty and increase sales.
Data analytics: Digital marketing provides access to data analytics, which can help MSMEs to understand their customers better and make more informed business decisions.
Threats:
Technological changes: The fast-paced nature of technology means that MSMEs must stay up-to-date with the latest digital marketing trends and tools in order to remain competitive.
Cybersecurity threats: Digital marketing campaigns can be vulnerable to cybersecurity threats, such as hacking or data breaches, which can have serious consequences for MSMEs.
Adverse market conditions: Economic downturns or changes in consumer behavior can negatively impact the effectiveness of digital marketing campaigns.
Overall, an integrated digital marketing campaign for MSMEs in the bakery sector of Bangladesh can be a powerful tool for reaching new customers and growing their businesses. However, it is important for MSMEs to carefully consider their strengths, weaknesses, opportunities, and threats before launching such a campaign, and to invest in the necessary technical expertise and resources to ensure its success.
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The opportunity to buy stock at a fixed price over a specific period of time is referred to as _____.a. Stock opportunitiesb. Stock optionsc. Real assetsd. Restricted stock
The opportunity to buy stock at a fixed price over a specific period of time is referred to as stock options. Therefore, the correct option is B.
Stock options give the holder the right, but not the obligation, to purchase or sell shares of a company's stock at a predetermined price, called the "strike price", during a set time frame. This allows the holder of the option to purchase the stock at the predetermined price, regardless of any price fluctuations in the market during the option period.
This can be a valuable benefit for employees of a company who are given stock options as part of their compensation package. This is a common form of employee compensation, as it incentivizes employees to contribute to the growth and success of the company since their stock options will become more valuable as the company's stock price increases.
Restricted stock (option d) is a different type of equity compensation where the employee is given actual shares of stock, but with restrictions on when they can be sold. Real assets (option c) refer to physical assets such as property, equipment, or inventory. Stock opportunities (option a) is not a commonly used term in finance or investing.
Hence, the correct answer is option B: Stock options.
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which organization do nearly all groups choose in our in-class exercise that includes spinning the wheel of names?
DonorsChoose is a popular choice for classroom activities because it aligns with educational values and encourages students to engage in philanthropic activities
What is the purpose of the in-class exercise that involves spinning the wheel of names, and how does it relate to the organization that is typically chosen by most groups?The organization that groups typically choose in spinning the wheel of names is a nonprofit organization called "DonorsChoose."
DonorsChoose is an online charity platform that connects public school teachers with donors who can fund classroom projects and supplies. Through this organization, teachers can create a project proposal and request specific materials, such as books, art supplies, or technology equipment, to enhance their students' learning experiences. DonorsChoose then posts the proposals on their website, and donors can choose which projects they want to fund.
DonorsChoose is a popular choice for classroom activities because it aligns with educational values and encourages students to engage in philanthropic activities. Additionally, it is a transparent and trustworthy organization with a strong track record of successful projects and impact on public education.
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in light of attribution theory, evaluating the performance of a salesperson is all about the sales manager attributing causes of that performance. group of answer choices true false
True. In attribution theory, the sales manager is responsible for attributing the causes of a salesperson's performance.
Attribution theory is a psychological theory that explains how people interpret and make judgments about the behavior of others. In the context of sales management, attribution theory can be used to evaluate the performance of salespeople by examining the causes of their success or failure.
Attribution theory is a psychological theory that focuses on how people interpret events and relate them to their thinking and behavior. In the context of a salesperson's performance, the sales manager would analyze the causes of their success or failure, such as the salesperson's ability, effort, task difficulty, or luck.
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When hiring one additional worker raises output by less than the last worker hired, the firm experiences a. diseconomies of scale. b. increasing returns. c. decreasing costs. d. decreasing returns
When hiring one additional worker raises output by less than the last worker hired, the firm experiences d. decreasing returns.
This concept is also known as diminishing marginal returns. It occurs when adding more input (in this case, workers) to a production process results in a smaller increase in output compared to the previous input increase. The decrease in output per additional worker is due to factors such as limited resources, less efficient coordination, or reduced productivity.
This can lead to an increase in average production costs as more workers are added. Decreasing returns contrast with increasing returns, where additional input results in a proportionally greater increase in output, and diseconomies of scale, where an increase in the firm's size causes average production costs to rise. Therefore the correct option is
D
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melody is a sales representative at the anderson music instrument company. she receives compensation whereby payment is based on sales volume or profitability. this is referred to as
Melody's compensation structure is commonly referred to as a performance-based pay system.
This means that her pay is directly tied to her individual performance, which is typically measured by the amount of sales volume or profitability that she generates for the company. Essentially, the more successful she is in her role as a sales representative, the more she stands to earn in compensation.
Performance-based pay systems can be beneficial for both the employee and the employer, as they incentivize hard work and encourage employees to strive for better results. However, they can also be challenging for employees who struggle to meet performance targets and can lead to feelings of stress or dissatisfaction if they feel like they are not being fairly compensated for their efforts.
Overall, performance-based pay systems require careful planning and communication in order to be effective and fair for all parties involved.
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am wants to sell his golden retriever to jordan. sam tells jordan that the dog is three years old and that he will point, back, and retrieve. although the dog is three years old and will point at birds, he will not back (honor another dog's point) or retrieve. jordan relies on these statements and purchases the bird dog. the buyer has most probably been a victim of: a. fraud in the execution. b. undue influence. c. duress. d. fraud in the inducement.
Jordan has most probably been a victim of fraud in the inducement. Fraud in the inducement occurs when false statements are made to induce someone to enter into a contract. In this case, Sam made false statements about the abilities of the dog in order to convince Jordan to purchase it.
While the dog may be three years old and able to point at birds, it is unable to back or retrieve as promised. Jordan relied on these statements when making the purchase and would not have done so if he had known the truth about the dog's abilities.It is important to note that fraud in the inducement requires that the false statements be material to the transaction. In this case, the false statements about the dog's abilities were material because Jordan relied on them when making the purchase. If Sam had made false statements about something that was not material to the transaction, then it would not be considered fraud in the inducement.In conclusion, Jordan has most probably been a victim of fraud in the inducement as Sam made false statements about the abilities of the dog in order to induce Jordan to make the purchase. Jordan relied on these statements when making the purchase and would not have done so if he had known the truth. It is important to be aware of fraudulent behavior when making purchases to avoid being taken advantage of.
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a company is suffering sales setbacks because a competitor has launched an identical product in the market. the company decides to improve its product design by adding additional features that would differentiate its offerings from those of the competitors. in this example, the focus of change is .
In this example, the focus of change is technology. In business, competition reduces a company's market share and reduces the pool of potential customers, particularly if demand is constrained. Reduced profit margins for each sale or service might result from a competitive market's need to cut prices in order to remain competitive.
A flooded market is an extreme case. The way a company's product or service differs from what its rivals have to offer is known as competitive differentiation. It is based on what consumers value, including features, branding, costs, and customer service. Making ensuring that potential customers understand what makes an offering unique is the responsibility of marketing.
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Optics Company uses the direct method for preparing its statement of cash flow. Optics reports the following information regarding 2019:From the income statement:Sales Revenues, $268,000Cost of Goods Sold, $215,000Operating Expenses, $36,000Net Income $17,000From the balance sheet:Accounts ReceivableBeginning Balance $14,900Ending Balance $17,800
Merchandise Inventory23,50018,000Accounts Payable6,90014,000Accrued Liabilities4,2001,700
Using the direct method for preparing its statement of cash flow for 2019, Optics Company has net cash provided by operating activities of $13,200.
Step 1: Calculate cash received from customers
Cash received from customers = Sales Revenues - (Ending Accounts Receivable - Beginning Accounts Receivable)
Cash received from customers = $268,000 - ($17,800 - $14,900) = $265,100
Step 2: Calculate cash payments for merchandise
Cash payments for merchandise = Cost of Goods Sold + (Beginning Merchandise Inventory - Ending Merchandise Inventory) - (Ending Accounts Payable - Beginning Accounts Payable)
Cash payments for merchandise = $215,000 + ($23,500 - $18,000) - ($14,000 - $6,900) = $213,400
Step 3: Calculate cash payments for operating expenses
Cash payments for operating expenses = Operating Expenses - (Ending Accrued Liabilities - Beginning Accrued Liabilities)
Cash payments for operating expenses = $36,000 - ($1,700 - $4,200) = $38,500
Step 4: Calculate net cash provided by operating activities
Net cash provided by operating activities = Cash received from customers - Cash payments for merchandise - Cash payments for operating expenses
Net cash provided by operating activities = $265,100 - $213,400 - $38,500 = $13,200
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which of the following statements is most accurate? group of answer choices proposals are informative documents used to share problems, identify emerging issues, and categorize available resources for resolution. proposals are always solicited. proposals are persuasive documents used to solve problems, provide services, or sell products. proposals are developed for external audiences only.
Out of the given options, the most accurate statement regarding proposals is that they are persuasive documents used to solve problems, provide services, or sell products.
While proposals may sometimes contain information about available resources and emerging issues, their primary purpose is to convince the audience to take a specific action. Proposals may be solicited, meaning that a request for proposals (RFP) has been issued by an organization or individual seeking solutions, services, or products. However, proposals can also be unsolicited, meaning that the proposer has taken the initiative to develop a proposal without a specific request. Proposals can be developed for both external and internal audiences, depending on the purpose and intended audience of the proposal. In summary, while proposals may contain informative elements and can be developed for both internal and external audiences, their primary function is to persuade the audience to take action. They can be both solicited and unsolicited, and their content and intended audience can vary widely depending on the context and purpose of the proposal.
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On December 31, 2020, Berclair Inc. had 400 million shares of common stock and 8 million shares of 9%, $100 par value cumulative preferred stock issued and outstanding. On March 1, 2021, Berclair purchased 60 million shares of its common stock as treasury stock. Berclair issued a 6% common stock dividend on July 1, 2021. Four million treasury shares were sold on October 1. Net income for the year ended December 31, 2021, was $400 million. Also outstanding at December 31 were 45 million incentive stock options granted to key executives on September 13, 2016. The options were exercisable as of September 13, 2020, for 45 million common shares at an exercise price of $50 per share. During 2021, the market price of the common shares averaged $75 per share. The options were exercised on September 1, 2021. Required: Compute Berclair's basic and diluted earnings per share for the year ended December 31, 2021. (Enter your answers in millions (i.e., 10,000,000 should be entered as 10). Do not round intermediate calculations.) Numerator 1 Denominator = Earnings per Share Basic Diluted
Berclair's basic earnings per share for the year ended December 31, 2021, was $2.75, and its diluted earnings per share were $2.64.
To compute Berclair's basic and diluted earnings per share, we need to calculate the weighted average number of common shares outstanding for the year ended December 31, 2021.
The weighted average number of common shares outstanding:
= (Common shares outstanding on January 1, 2021) + (Common shares purchased as treasury stock x Weighted average number of months held) - (Common shares sold as treasury stock x Weighted average number of months held) + (Common stock dividend shares issued)
= (400 million) + (60 million x 10/12) - (4 million x 9/12) + (400 million x 6%)
= 417 million
Basic earnings per share:
= (Net income - Preferred dividends) / Weighted average number of common shares outstanding
= ($400 million - ($100 par value x 9% x 8 million)) / 400 million
= $2.75
Diluted earnings per share:
To compute diluted earnings per share, we need to adjust the weighted average number of common shares outstanding for the effect of the stock options. The treasury shares sold are also included in the calculation since they could potentially dilute earnings per share.
The weighted average number of common shares outstanding (diluted):
= Weighted average number of common shares outstanding + (Number of stock options x (Option exercise price - Average market price)) / Average market price
= 417 million + (45 million x ($50 - $75)) / $75
= 383 million
Diluted earnings per share:
= (Net income - Preferred dividends) / Weighted average number of common shares outstanding (diluted)
= ($400 million - ($100 par value x 9% x 8 million)) / 383 million
= $2.64
Therefore, Berclair's basic earnings per share for the year ended December 31, 2021, was $2.75, and its diluted earnings per share were $2.64.
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Broussard Skateboard's sales are expected to increase by 20% from $7.4 million in 2019 to $8.88 million in 2020. Its assets totaled $4 million at the end of 2019.
Broussard is already at full capacity, so its assets must grow at the same rate as projected sales. At the end of 2019, current liabilities were $1.4 million, consisting of $450,000 of accounts payable, $500,000 of notes payable, and $450,000 of accruals. The after-tax profit margin is forecasted to be 7%, and the forecasted payout ratio is 40%. Use the AFN equation to forecast Broussard's additional funds needed for the coming year. Enter your answer in dollars. For example, an answer of $1.2 million should be entered as $1,200,000. Do not round intermediate calculations. Round your answer to the nearest dollar.$
Broussard Skateboard's additional funds needed for the coming year is $244,596.
The AFN (Additional Funds Needed) equation is:
AFN = (A*/S)ΔS - (L*/S)ΔS - MS1(RR)
Where:
A* = projected total assets
S = projected sales
ΔS = increase in sales
L* = projected total liabilities and equity
MS1 = 1 - Payout ratio
RR = retention ratio = 1 - Payout ratio
Using the given information:
Projected sales (S) = $8,880,000
Increase in sales (ΔS) = 20% of 2019 sales = 0.20 × $7,400,000 = $1,480,000
Projected total assets (A*) = $4,000,000 + $1,480,000 = $5,480,000
Projected total liabilities and equity (L*) = $1,400,000 + (0.6 × $8,880,000 × 0.07) = $2,234,800
Payout ratio = 40%
Retention ratio (RR) = 1 - 0.4 = 0.6
After-tax profit margin = 7%
Using the equation:
AFN = ($5,480,000/$8,880,000)($1,480,000) - ($2,234,800/$8,880,000)($1,480,000) - (0.6)($1,480,000)(1-0.07)
AFN = $244,596.09 ≈ $244,596
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a cross between a tall and short plant is made. all of the osspring are intermeidate hight plants these intermediate plants are crossed, and the offsrping hav ea broad
When a cross between tall and short plants that produce intermediate-height offspring takes place, the offspring display a broad range of heights.
In this scenario, the initial cross between a tall and short plant produces all intermediate-height plants. This indicates that the height trait in these plants is likely controlled by incomplete dominance or codominance, where neither of the parent's traits is completely dominant over the other.
Next, when these intermediate plants are crossed with each other, the offspring exhibit a broad range of heights. This occurs because the intermediate plants carry both the tall and short height genes. When they reproduce, they can pass on different combinations of these genes to their offspring, resulting in varying heights among the new generation.
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what is the worth today of a $214,000 mortgage that will give me annual interest payments of 6.8% for 12 more years, discounted at 6.8%?
The worth today of your $214,000 mortgage that will give you annual interest payments of 6.8% for 12 more years, discounted at 6.8%, is $214,000.
When you discount the future payments back to today using the same interest rate of 6.8%, the present value of those payments is equal to the original amount of the mortgage. This means that if you were to sell the mortgage today, you could expect to receive the full $214,000 for it.
To find the worth today of a $214,000 mortgage with annual interest payments of 6.8% for 12 more years, discounted at 6.8%, we'll use the present value formula.
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item 1 which of the following is a disadvantage of a sole proprietorship? multiple choice entrenched management. double taxation. unlimited liability. excessive regulation.
A disadvantage of a sole proprietorship is unlimited liability. In a sole proprietorship, the owner is personally responsible for all debts and liabilities, meaning their personal assets can be seized to pay off business debts.
The disadvantage of a sole proprietorship is unlimited liability. This means that the owner is personally liable for all debts and legal issues related to the business, and their personal assets could be at risk in the event of a lawsuit or financial trouble.
The other options listed in the multiple choice (entrenched management, double taxation, excessive regulation) are not typically associated with sole proprietorships.
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if you purchase a two-year zero-coupon bond now, what is the expected total rate of return over the next year? ignore taxes.
When you purchase a two-year zero-coupon bond, the expected total rate of return over the next year can be calculated by comparing the bond's purchase price to its face value.
Zero-coupon bonds don't pay periodic interest, so the return is realized when the bond matures or is sold.
To calculate the expected total rate of return, you can use the following formula: ((Face Value / Purchase Price)^(1/years to maturity)) - 1
Since we're looking for the expected return over the next year and ignoring taxes, you can plug in the given values and solve for the expected return: ((Face Value / Purchase Price)^(1/2)) - 1
This formula will give you the expected total rate of return for the one-year period on your two-year zero-coupon bond, without considering taxes.
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the "4 ps" (product, pricing, place, promotion) make up which of these items?
The "4 Ps" (Product, Price, Place, Promotion) make up the Marketing Mix.
The Marketing Mix is a framework used by businesses to develop and implement effective marketing strategies. The 4 Ps of the Marketing Mix are: Product: This refers to the product or service that the company offers, including its features, design, packaging, and branding.
Price: This refers to the pricing strategy used by the company, including the price point, discounts, and payment options. Place: This refers to the distribution channels used by the company to make the product or service available to customers, including physical stores, online sales, and partnerships with other businesses. Promotion: This refers to the marketing and advertising strategies used by the company to promote its products or services, including advertising, public relations, and sales promotions. By considering each of these elements of the Marketing Mix, a company can create a cohesive and effective marketing strategy that will help to attract and retain customers and ultimately drive sales and profits.
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a guideline for responsible action by a firm in its operations worldwide is a(n) ________.
A guideline for responsible action by a firm in its operations worldwide is a code of conduct.
A code of conduct is a set of principles and standards that a company uses to guide its behavior in various situations. These guidelines help the company to establish a consistent standard of behavior across all of its operations, regardless of the location.
A code of conduct typically outlines the ethical and legal responsibilities that a company has to its stakeholders, including its employees, customers, shareholders, and the communities in which it operates. It may cover a wide range of issues, such as environmental sustainability, labor practices, human rights, anti-corruption, and social responsibility.
By adopting a code of conduct, a firm can demonstrate its commitment to responsible and ethical business practices, which can enhance its reputation and build trust with its stakeholders. Furthermore, it can help the company to avoid legal and reputational risks, which can be costly and damaging to the business.
In summary, a code of conduct serves as a guide for responsible action by a firm in its operations worldwide. It helps the company to establish a consistent standard of behavior across all of its operations and demonstrates its commitment to responsible and ethical business practices.
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accounts payable 3,144.00 5,906.00 accounts receivable 6,895.00 9,047.00 accruals 5,653.00 6,047.00 additional paid in capital 20,286.00 13,199.00 cash ??? ??? common stock 2,850 2,850 cogs 22,158.00 18,427.00 current portion long-term debt 500 500 depreciation expense 1,042.00 1,004.00 interest expense 1,256.00 1,142.00 inventories 3,018.00 6,742.00 long-term debt 16,834.00 22,086.00 net fixed assets 75,943.00 74,037.00 notes payable 4,098.00 6,526.00 operating expenses (excl. depr.) 19,950 20,000 retained earnings 35,901.00 34,463.00 sales 46,360 45,873.00 taxes 350 920 what is the firm's cash flow from financing?
The firm's cash flow from financing is 1,031.00
The firm's cash flow from financing can be calculated using the following formula: Cash Flow from Financing = Changes in Long-term Debt + Changes in Notes Payable + Changes in Additional Paid-in Capital + Changes in Common Stock - Changes in Retained Earnings.
In this case:
Changes in Long-term Debt = 22,086.00 - 16,834.00 = 5,252.00
Changes in Notes Payable = 6,526.00 - 4,098.00 = 2,428.00
Changes in Additional Paid-in Capital = 13,199.00 - 20,286.00 = -7,087.00
Changes in Common Stock = 2,850 - 2,850 = 0 (since there is no change)
Changes in Retained Earnings = 34,463.00 - 35,901.00 = -1,438.00
Now, plug these values into the formula:
Cash Flow from Financing = 5,252.00 + 2,428.00 - 7,087.00 + 0 - (-1,438.00) = 1,031.00
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The formal process of monitoring and controlling risk focuses on _____________ new risks.
A. identifying
B. tracking previously identified
C. analyzing
D. all of the above
D. all of the above. The formal process of monitoring and controlling risk focuses on identifying, tracking previously identified, and analyzing.
Main answer in 140 words: Monitoring and controlling risk in project management entail identifying, tracking previously identified, and analyzing new risks. Identifying risks involves uncovering potential threats and opportunities that may impact the project. Tracking previously identified risks means following the status of known risks and their corresponding response plans. Analyzing new risks is the evaluation of potential impacts and likelihood, helping to prioritize and develop appropriate responses. These three aspects work together, ensuring that project teams can effectively manage and mitigate risks throughout the project lifecycle. This comprehensive approach is essential for successful project completion, as it helps to prevent unforeseen issues and allows for proactive decision-making.
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retailing that occurs outside a retail outlet, such as through direct marketing, direct selling, and automatic vending, is referred to as
Retailing that occurs outside a retail outlet, such as through direct marketing, direct selling, and automatic vending, is referred to as non-store retailing.
This type of retailing involves the use of various channels to sell products and services directly to consumers, without the need for a physical retail store. Non-store retailing can take many forms, including online sales, mail-order catalogs, telemarketing, home shopping networks, and vending machines.
This type of retailing requires a different set of skills and strategies compared to traditional retailing, as it relies heavily on technology and the ability to reach customers through various channels. Overall, non-store retailing provides consumers with a convenient and flexible way to purchase products and services, while also allowing retailers to expand their reach and reduce costs associated with running physical stores.
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