True. A United States department of education spokesperson said borrowers with those loans could call their servicer and consolidate them into the direct loan program to become eligible for forgiveness.
The temporary changes allow student borrowers to receive credit for loan payments made through the Federal Family Education Loan (FFEL) Program, the Perkins Loan Program, and other federal student loan programs. To qualify for the program, these debtors must apply to combine their loans into a Direct Consolidation Loan before the October 31 deadline.
Furthermore, regardless of whether borrowers were enrolled in a qualifying repayment schedule or made payments, past repayment durations are counted under the temporary changes.
Most borrowers who have worked for a non-profit organization or the federal, state, tribal, or local government and have been reimbursing their loans are qualified. Borrowers can also merge various sources of part-time jobs and months of service to qualify.
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this wendy’s commercial confuses the notions of appreciation and consumer surplus. recall that consumer surplus is the difference between what a consumer is willing to pay for a good and what he or she actually pays for it. according to standard economic theory, consumer surplus must always be .
Standard economic theory states that consumer surplus must always be greater than zero. By neglecting the part that transaction costs play in human decision-making, we frequently simplify economic models. In addition to implicit transaction costs like the opportunity cost of the time spent looking for and buying a product, buying a good frequently entails explicit transaction costs like the cost of the gas used to drive to the store.
The economic concept of marginal utility, which is the additional enjoyment a customer receives from purchasing one more unit of an item or service, serves as the foundation for consumer surplus. According to each person's preferences, a good or service's utility differs from person to person. Because their marginal utility or additional benefit decreases as they have more of a good or service, consumers are typically less willing to pay for more of it. When a consumer is prepared to spend more on a specific product than the going rate on the market, this is known as a consumer surplus.
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shawna wants to know if her company had more assets or liabilities on september 30, 2015. what type of financial statement should she look at?
If Shawna wants to determine whether her company has more assets or liabilities, she should look at the balance sheet.
The assets, liabilities, and equity are categorized in the balance sheet.
What Is Liability?A liability is a financial debt that an individual or organization owes. Liabilities are finally paid through the transfer of economic advantages like money, goods, or services.
On the balance sheet's right side, liabilities are things that include debts like loans, accounts payable, mortgages, deferred revenue, bonds, warranties, and accumulated expenses.
Liabilities and assets can be contrasted. Liabilities are things you have borrowed money from or owe money on; assets are things you possess or owe money on.
A liability, in general, is an obligation between two parties that hasn't been fulfilled or paid for. A financial liability is an obligation in the world of accounting, but it is more specifically characterized by previous business transactions, events, sales, exchanges of goods or services, or anything else that will generate income in the future. Non-current liabilities are typically viewed as long-term obligations because they are anticipated to last more than a year (12 months or greater).
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Direct materials, direct labor, and manufacturing overhead are all ______ costs.
Direct materials, direct labor, and manufacturing overhead are all product costs.
The term "product cost" refers to the expenses that are spent during the manufacturing process of a product. The product costs consist of direct labor, direct materials, consumable manufacturing supplies, and factory overhead expenses. Direct labor and direct materials are also included. The price of the product may also be thought of as the price of the work that is necessary to provide a service to a consumer.
Formula-
Product Cost (per Unit ) = (Total Product Cost) / Number of Units Produced.
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How creamy is creamy
Answer:
creamy
Explanation:
Answer:
c r e a m
Explanation:
which system for tax collection supports the idea that some states are worth more than other states?
which system tax collection system supports the idea that some states are more valuable than others is the Articles of Confederation says that its value will be estimated based on land, people, and improvements
Taxes can be defined as mandatory levies from the people for the state. Every penny of tax money paid by the people will be included in the post of state income from the tax sector. Its use is to finance central and local government spending for the welfare of the community.
Taxes are very beneficial for the state. In full, taxes are widely used for:
Financing state expenditures, such as: self-liquidating expenditures, for example: expenditures for productive projects for export goods.Financing reproductive expenditures, such as: expenditures that provide economic benefits for the community, for example: expenditures for irrigation and agriculture.Financing expenses that are not self-liquidating and non-reproductive, for example: expenses for the construction of monuments and recreational objects.Financing unproductive expenses, for example: expenditures to finance national defense or war and expenditures for future savings, namely expenditures for orphans.You can learn more about tax here brainly.com/question/16423331
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according to the fortune article, many of the zero carbon and clean energy ideas are appropriate for venture funding. econ 125 quizlet
TRUE, according to the fortune article, many of the zero carbon and clean energy ideas are appropriate for venture funding.
Carbon is a chemical element with image C and atomic quantity 6. it's far nonmetallic and tetravalent—its atom making four electrons to be had to shape covalent chemical bonds. It belongs to group 14 of the periodic table. Carbon makes up best about 0. half percent of Earth's crust.
Carbon is the chemical spine of all life on the planet. all of the carbon we presently have on the planet is the same quantity we've got usually had. while new lifestyles is shaped, carbon bureaucracy key molecules like protein and DNA. it's also located in our ecosystem in the form of carbon dioxide or CO2.
Carbon atoms comprise a nucleus of neutrons and six protons surrounded by six electrons
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the doris dairy farm sells milk to a dairy broker in prairie du chien, wisconsin. because the market for milk is generally considered to be competitive, the doris dairy farm does not choose the
Doris's dairy farm sells milk to a dairy broker in prairie du chine, Wisconsin. because the market for milk is generally considered to be competitive, the Doris dairy farm does not choose the price at which it sells its milk.
Dairy products, also known as milk products, are food products made from (or containing) milk. Cows, water buffalo, nanny goats, and ewes are the most common dairy animals. Dairy products include common grocery store foods such as yogurt, cheese, and butter in the Western world. A dairy is a facility that manufactures dairy products. Dairy products are consumed to varying degrees around the world (see consumption patterns worldwide). Some people avoid dairy products entirely or in part due to lactose intolerance, veganism, or other health reasons or beliefs.
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select the four criteria used to determine if an item is recognized in the financial statements according to sfac 5.
Relevance, Measurability, Definition and Reliability
What is Financial Statements
The activities and financial success of a firm are detailed in financial statements. Financial statements are routinely audited by government agencies, accounting firms, etc. to ensure their accuracy and for tax, financing, or investment reasons. The four fundamental financial statements for for-profit businesses are the balance sheet, income statement, statement of cash flow, and statement of changes in equity. Nonprofit organizations employ a comparable but different set of financial statements.
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Mary ellen plans to invest 18000, putting part of the money x into a savings account that pays 5% annually and the rest into an account that pays 8% annually
Based on the amount that Mary Ellen plants to invest into the savings account and other account, an equation that describes the total interest received from both accounts is 1,440 - 0.03x
What equation represents the interest received?The interest that Mary Ellen will get from the first investment is:
= Amount invested in savings x 5%
Assuming that the amount invested at 5% is x, the equation for interest received is:
= 5% × x
= 0.05x
The amount invested in the other account is:
= 18,000 - x
Interest from this account is:
= (18,000 - x) x 8%
= 1,440 - 0.08x
The total interest is:
= (1,440 - 0.08x) + 0.05x
= 1,440 - 0.03x
Rest of the question is:
If Mary Ellen invests x dollars at 5%, write an equation that describes the total interest I received from both accounts at the end of one year.
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the ceo asks marci, a team leader, to attend the company’s leadership retreat and provide input for the 5-year strategic vision that they intend to announce at the end of the year. in which managerial function is marci participating?
Marci participating in Planning
What is planning?
Planning's main objective is to improve everyone's economic, physical, and mental health in our communities. Considerations for this include how we can get around our neighborhood, how to draw in and keep thriving businesses, where we wish to live, and the availability of recreational possibilities. Planning aids in building enduringly valuable communities.
While architects frequently concentrate on a single structure, a planner's role is to collaborate with locals and elected officials to direct the layout of a whole neighborhood or region. Planners adopt a broad perspective and consider how a community's components—buildings, roads, and parks—fit together like puzzle pieces. Then, planners offer suggestions for how the community should move forward.
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6) consider the hedge fund index data provided in file. for equity long/short, run two regressions: (i) a univariate regression of the hedge fund index’s excess return on market excess return; and
The hedge fund index's excess goes back is regressed on unmarried factor marketplace extra go back. In this form of funding, the investor is thinking about a single unbiased variable known as marketplace extra go back to estimate the hedge fund index's extra return. The loading of the impartial variable relies upon the extent of its influence on the structured variable.
The hedge fund index's excess go-back is regressed on a couple of elements - market, size, cost, and momentum. The investor is the usage of multiple variables to estimate the extra return. The loadings on those factors depend on the level of influence that they have got at the established variable.
Alpha in regression is the intercept of the established variable. The alpha in multivariate regression might be distinctive from the alpha in univariate regression and it will likely be a better estimate of the established variable due to the fact many factors that affect the structured variable are considered in deriving the regression equation. the translation of multivariate alpha is much like univariate alpha i.e., they each provide the cost of the dependent variable while the values of the unbiased variables are made 0.
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When a bank says their savings account earns 1% interest, that typically means you will earn 1% interest over what period of time (Note: this is not referring to the compounding frequency or frequency of interest payment)?
When a bank says their savings account earns 1% interest, that typically means you will earn 1% interest over what period of time (Note: this is not referring to the compounding frequency or frequency of interest payment)?
Daily
When a bank says their savings account earns 1% interest, that typically means you will earn 1% interest over a period of one year.
What is a savings account?A savings account can tend to be defined as the account that enables people to save their money in which they then earn interest on the amount or money they saved which is why this type of account is often recommended to those that wish to save and at the same time want to earn interest.
When a financial institution states that saving account holder will earn 1% interest on the money saved this implies that the account holder will tend to earn 1% interest annually or yearly.
Therefore when a bank says their savings account earns 1% interest, that typically means you will earn 1% interest over a period of one year.
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cash receipts from sales of property plant and equipment (ppe)are cash flows arising from?
Answer:
Investing activities
Explanation:
Investing activities refer to the activities of purchasing and selling long-term assets or other investment instruments. Cash flow from investing activities is among the three primary sources of a business's cash flows as recorded in a cash flow statement.
Other activities that are considered investing activities include
Acquisitions of other firms or businessesIncomes from the sale of other businesses Purchases or sale of marketable securities such as shares, bonds, etcRecently, the government announced that it would discontinue the production of a particular military aircraft. How will this decision affect the circular flow model?.
The income of households will decline, which will lower their purchasing power.
The circular flow model shows the movement of money in society. Money is sent back and forth between producers and employees in the form of wages and payments for goods. An economy is essentially an unending circle of money flow. The model is constructed in this manner, but actual cash flows are more intricate. To more accurately represent the complex modern economies, economists have included extra variables. These elements make up a country's national income or gross domestic product (GDP). The cyclic flow of income model is another name for the concept because of this. The circular flow model illustrates how money circulates in an infinite cycle from producers to households and back again.
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In two or three sentences, briefly describe how your work values relate to the career
planning process.
Your work values relate to the career planning process as they are what motivate you in order to work and contribute to your overall work satisfaction and success.
A person's work values are the subset of their fundamental beliefs and ideas, which also includes the core principles that are an important part of who you are. This includes things like service, honesty, self-respect, respect for others, and success.
So work values tend to be related to the career planning process as these values tend to motivate one in order to work. Thus, such values can influence your career path and job satisfaction. Also, when a person is conscious of these core values it helps to find a job which brings joy.
Hence, work values are related to the career planning process.
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What is the difference between a public relations specialist and a marketing professional?
Answer/Explanation:
The main difference? Marketing is focused on promoting and selling a specific product, whereas PR is focused on maintaining a positive reputation for a company as a whole.
analyzing transaction effects on equity would each of the following transactions increase, decrease, or have no effect on equity?
The effects on the transaction regarding the equity is mentioned as below.
What is EQUITY?The term equity refers to the ownership of the assets and bearing the liabilities as well. The amount of Equity is calculated by subtracting assets from the liability.
The increase, decrease, or have no effect on equity has the following transactions:-
a) Paid cash to acquire supplies, No effect on equity
b) Paid cash for dividend to shareholders, Decrease equity
c) Paid cash for salaries Decrease equity
d) Purchased equipment for casino effect on equity
e) Shareholders invested cash in business in exchange for common stock Increase equity
f) rendered service to customers on account Increase equity
g) Rendered service to customers for cash Increase equity
Therefore, it can be concluded that different transactions has the varied impact over the equity.
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Your question is incomplete, but most probably the full question was....
Which of the following countries did not trade with the Phoenicians?
O Babylonia
Japan
O Egypt
Greece
financial and managerial accounting are similar in that both question content area bottom part 1 a. are designed to meet the needs of managers. b. use information provided by the internal accounting system. c. provide information primarily to external users. d. are regulated by outside regulatory agencies and commissions. e. primarily emphasize future operating results and goals.
Both financial and managerial accounting are similar because they b. use information provided by the internal accounting system.
How are managerial and financial accounting similar?Financial accounting is meant for the external environment and as such follows regulations from relevant bodies. It still uses internal information however.
Managerial accounting is concerned with providing information for internal users in the company and like financial accounting, the source of its data is internal company information.
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the laffer curve relates question 33 options: a) the tax rate to tax revenue raised by the tax. b) the price elasticity of supply to the deadweight loss of the tax. c) the tax rate to the deadweight loss of the tax. d) government welfare payments to the birth rate.
The correct option is A. The laffer curve relates the tax rate to tax revenue raised by the tax.
Why does the Laffer Curve have the shape?The curve's shape suggests that when tax rates climb, tax receipts will follow suit. But these enhanced tax receipts will only rise until a peak, after which they will start to fall. This indicates that raising tax rates beyond a certain point is counterproductive.
The Laffer Curve, which depicts the connection between tax rates and the money governments take in through taxes, is frequently cited to support the claim that lowering tax rates can boost overall tax collection.
The classic arithmetic impact, which is frequently linked to greater taxes, is expanded upon by the Laffer curve.
Thus, A is the best choice. The tax rate and the amount of money the tax brings in are related to the Laffer curve.
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according to sfac 5, the four criteria that must be met for an item to be recognized in the basic financial statements are
These are the 4 main criteria that must be met for an item to be recognized in the basic financial statements according to sfac 5.
RelevanceMeasurabilityDefinitionReliabilityWhat is meant by financial analysis?Financial analysis is the process of examining a company's various finances in order to assess its financial stability and future prospects. Financial analysis assists business owners in determining any necessary courses of action to remain afloat, make a profit or avoid bankruptcy. It also assists investors in deciding whether to invest in your company. During this process, a company's financial statements, such as its income statement and balance sheet, are examined.
1. Vertical
Vertical financial analysis examines the relationship between various items on a financial statement. During one accounting period, for example, one item is measured against another item that is considered the base, and the relationship is expressed as a percentage. Despite the fact that it only accounts for one time period, it can assist you in recognizing changes over time and comparing various entities.
2. Horizontal
Horizontal analysis is the examination of how financial statement figures change over time. To put it another way, it compares one item to another from a different time period. As a result, it can aid in the analysis of a company's finances from one year to the next.
3. Availability of liquidity
Ratios are used in liquidity analysis to determine whether or not a company will be able to repay any debts or other expenses. This type of analysis is useful because if a company is unable to pay off its liabilities, it will face financial difficulties in the near future. Liquidity analysis is especially useful for lenders or creditors who want to know about your financial situation before extending you a loan or credit. In a liquidity analysis, various ratios such as the cash ratio and current ratio are used.
Thus the financial analysis is of different types and can be used according to the need.
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Which accurately reflect economic conditions in developing nations?
(Select all that apply.)
Lending institutions do not exist or only serve wealthy members of society.
Developing nations often lack efficient and effective law enforcement.
Education is often reserved for the wealthiest members of society.
Most developing nations are located in the G7 countries of Western Europe.
Answer:
Developing nations often lack efficient and effective law enforcement.
Lending institutions do not exist or only serve wealthy members of society.
Explanation:
When a bank makes a loan:
A. It causes an increase in the money supply.
B.it causes a reduction in the money supply.
C. it can stimulate business activity, but there is no effect on the money supply.
D. it can cause either an increase or a decrease in the money supply depending on the elasticity of supply
Answer:
C
Explanation:
this is the answer bc there is really no effect
When taking out a loan, the shorter your term length, the _______ your monthly payments, and the _______ the total interest you will pay.
When taking out a loan, the shorter your term length, the _______ your monthly payments, and the _______ the total interest you will pay.
lower, higher
When taking out a loan, the shorter your term length, the higher your monthly payments, and the lower the total interest you will pay.
Loan can be defined as the money a person borrow or lend from a lender in which the person is expected to payback the loan amount at a stipulated period of time.
A borrower should note that the shorter their loan term length is the higher their monthly payment will be and on the other hand the lower or lesser their total interest they are to pay will be.
Therefore when taking out a loan, the shorter your term length, the higher your monthly payments, and the lower the total interest you will pay.
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A business advertises that everything in the store is an additional 10% off the already reduced prices. marcus picks out 2 shirts that are on a 30% off rack. if the shirts are originally priced at $28.99 and $30.29 and there is 6% sales tax, how much does marcus end up paying for them? a. $39.59 b. $37.70 c. $37.35 d. $35.57 please select the best answer from the choices provided a b c d
The amount that Marcus end up paying for the two shirts originally priced at $28.99 and $30.29 will be $39.59.
Suppose the value of which a thing is expressed in percentage is "a'
Suppose the percent that considered thing is of "a" is b%
Then since percent shows per 100, thus we will first divide the whole part in 100 parts and then we multiply it with b so that we collect b items per 100 items.
Thus, that thing in number is
a/100 × b
For this case, we're given that:
Cost of two shirts originally is $28.99 and $30.29
30% is off on each of them, so we get:
New price of each shirt = Old price of each shirt - 30% of old price of each shirt
New price of each shirt = 28.99- 28.99/100 × 30 and 30.29 - 30.29 / 100 × 30
This sums up to $41.496
Now, at this price, there'd be application of 10% additional discount.
That will make the new price as:
41.496 - 41.496/100 × 10 = 37.3464
Now, on this price, there'd be applied 6% sales tax
So, the amount he paid for 2 shirts = discount price + 6% tax on discounted amount
37.3464 + 37.3464/ 100 × 6= 39.59 dollars
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What is the purpose of making an estate plan?
to contribute to savings for retirement
to grow money quickly within a year or less
to make money to help pay for immediate expenses
to protect property for distribution after death
Answer:
Pretty sure it’s: To protect property for distribution after death
Explanation:
Answer: D. To protect property for distribution after death.
Explanation: Its right on Edg!
target audience → the group of people at whom advertisements are aimed
True
False
the bay city planning department, the coastal county zoning commission, the california environmental quality agency, and the u.s. bureau of land management issue regulations. these rules constitute
In a condition wherein the bay city planning department, the coastal county zoning commission, the California environmental quality agency, and the U.S. bureau of land management issue regulations, their regulations are constituted under the administrative laws. Therefore, the option A holds true.
What is the significance of Administrative Laws?The administrative laws can be referred to or considered as the laws that relate to the functioning and governing of the official bodies of the government in the Americas.
All the government agencies, and the regulations issued by them in regular as well as extraordinary course of their functioning, are constituted under these laws.
Therefore, the option A holds true and states regarding the significance of administrative laws.
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The choices of the question are added below for better reference.
the bay city planning department, the coastal county zoning commission, the california environmental quality agency, and the u.s. bureau of land management issue regulations. these rules constitute
A, administrative laws
B. Government regulations
C. federal laws
D. Judiciary laws
PLEASE HELP! you get 20 points
Alfonso comes to you for advice on creating a web application for his new startup, a store that turns discarded clothes into quilts for sale. He’s a novice when it comes to these things, so he asks you to give him advice on what kinds of functions would be useful for the application, as well as why an app is useful beyond providing a digital store front. In a paragraph, summarize your advice to Alfonso.
Answer:
i need help with this too someone please help
Explanation:
Answer:
An app would be important because you could track your orders easier and you would be able to promote the product. THe main function would need to be the ability to manage a business while trying to get all of the product made while finding people to be part of your business. IF you are going to interview employees they would have to know how to stitch and sew.
Explanation:
TRUST ME ON THIS ONE
1. a new billing specialist in the office tells you it is less costly to submit electronic claims directly to to the insurance carriers without using a clearinghouses? why do you think offices use clearinghouses? what are benefits?
Offices use clearinghouses for different reasons, consisting of the "scrubbing" of claims before they are communicated to a person carrier to ensure claims are clean.
Why do you think offices use clearinghouses?
In an office that conducts business with a large number of insurance carriers, it would be time-consuming to learn the transmission requirements of each carrier.
Adding to it, the main drawbacks of clearinghouses include no guarantees, costly, juggling multiple clearinghouses and HIPAA compliance problems.
Furthermore, the benefits of clearinghouses allow healthcare practices to communicate electronic claims.
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