The amount that the non-smoker pays per month for premium is $31.25.
What is the determinant of the premium?Generally, in an insurance, the person that smokes will pay higher premiums for life insurance than a non-smoker.
Now, it is given that the non-smokers pays a 25% lower premium for life insurance, that is, 1/4 of the normal premium he is suppose to pay.
Because the smoker present a high risk, he will pay the full premium to cater for high risk situation on the policy.
Premium payable = $125 * 1/4
Premium payable = $31.25
Therefore, the answer is $31.25 for the non-smoker.
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Answer: $93.75
Explanation: Take 25% of $125 which is $31.25. Then subtract $31.25 from $125. This gives you the answer which is $93.75.
A machine operator can program machine #1
Answer:
yes they can i believe you can achieve anything if you put your mind to it...
Explanation:
All of the following are major IS planning functions except ________. Select one: A. align information systems with organizational strategy. B. develop IS priorities within the IS department. C. sponsor steering committee. D. communicate IS/IT issues to the executive group. E. choose the project team.
All the specified points related to the planning functions of information systems except the choice of the project team.
Option E is the correct answer.
What is the meaning of planning?Planning is the process of thinking about the needed steps which are required to be taken to achieve the set objectives and targets.
The choice of the project team is the function of the project management and more precisely, it is the task of the project manager. This function doesn't have any relatability to the planning functions of information systems management.
Therefore, the choice of the project team is not a planning function of information system management.
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One of the most important tasks to complete if you are going to drive in the rain, slush and mud is to_________. check your tire inflation and tread depth carry a bag of kitty litter change your warning lights apply a good coat of wax to your vehicle
The complete statement is "One of the most important tasks to complete if you are going to drive in the rain, slush and mud is to check your tire inflation and tread depth."
What are drive checks?Generally, some pre-drive checks include; Check driver's window, The driver's side window must be opened. Check the windshield must offer you and the examiner with a clear field of view.
In conclusion, Pre drive checks includes to check your tire pressure and tread depth.
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What are prenuptial contracts? jared and erika are getting married, but jared has children from a previous marriage. they decide to sign a that will provide for children from a previous relationship. jared also makes a to his will that gives erika his home.
An example of prenuptial contracts is when Jared and erika are getting married, but signed an agreement.
What is a prenuptial agreement?A prenuptial agreement serves as a written contract that is been entered by two people before they are married. A prenup
Therefore, prenuptial agreement involves the both parties to come together and shared their past and agree
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Answer:
1 - prenuptial agreement
2 - codicil
Jared and Erika are getting married, but Jared has children from a previous marriage. They decide to sign a prenuptial agreement that will provide for children from a previous relationship. Jared also makes a codicil to his will that gives Erika his home.
Explanation:
I got it right on the test.
True or false: Depreciation on non-manufacturing assets and property taxes are considered general and administrative expenses and, therefore, are included on the general and administrative expense budget.
Answer:true
Explanation:
Answer:
true
Explanation:
Greg and Barry have decided to not pay their income taxes in spite of understanding clearly that these taxes are needed to help run the country. This selfish behavior is the basis of a
Greg and Barry have decided to not pay their income taxes despite knowing that these taxes are needed. This selfish behavior is the basis of a prisoner's dilemma.
What is prisoner's dilemma?Prisoner's dilemma can be defined as the way a person or two person know the outcome of the decision they are about to take and still go ahead to take the decision so as to to satisfy their own self interest.
A person or an individual with prisoner's dilemma personality will often possess selfish behaviour.
Therefore This selfish behavior is the basis of a prisoner's dilemma.
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Halcyon company purchased equipment on january 2nd, 2019, for $75,000. On december 30th, 2022, when the book value was $16,225, the company decided to discard the equipment. Journalize the appropriate entry on december 30th, 2022.
The journal entry on December 30, 2022, for Halcyon Company is:
Debit Assets Disposal $58,775
Debit Loss on Disposal $16,225
Credit Equipment $75,000
What is assets disposal?Asset disposal is an attempt to write off an asset from the financial books of a company.
The asset disposal may be based on the sale of the old equipment or discarded due to obsolescence.
The appropriate journal entry is to credit the asset account while the disposal of the asset account is credited with the book value.
Transaction Analysis:January 2, 2019:
Purchase of equipment for $75,000
Book value on December 30, 2022 = $16,225
Decision = discard the equipment
Accumulated depreciation on December 30, 2022 = $58,775 ($75,000 - $16,225)
Accumulated depreciation $58,775 Assets Disposal $58,775
Assets Disposal $58,775 Loss on Disposal $16,225 Equipment $75,000
Thus, the appropriate journal entry is to debit the Assets Disposal account and the Loss on Disposal account while crediting the Equipment account with $75,000.
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Recognizing something as a revenue instead of as a liability has a positive effect on the reported financial statements because:
Revenue and liability has influence on reported financial statements because;
it understates liabilitiesit overstates revenuesWhat is revenue and liability?Revenue serves as the money that is been generated by the company as a profit while a liability serves as future sacrifices of economic benefits.
However, recognizing something as revenue instead of liability is dangerous because it can results in overstated net income.
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expenditures for residential care facilities ambulance providers medical care delivered in nontraditional settings such as senior citizens centers schools and military field stations and expenditures for the home and community waiver programs under medicaid represent what percentage of the cost of health care
The expenditures such as the medicaid programs represent about 5 percent of the cost of health care.
What is medicaid?This is an insurance program that is done as a health coverage to millions of Americans in the United States.
The insurance helps to trake care of the costs of health care for the people that are unable to afford health care.
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A national cola drink company created a catchy mass-media TV advertisement to run over the spring break holiday time. What type of strategy is this campaign considered?
The kind of strategy that the campaign is creating is known as pull strategy.
What is a pull strategy?As an promotion tactice, it is a strategy that is used by firm who aims to increase demand for its products and draw customer to their products.
Hnece, as the create a catchy mass-media TV advertisement to run over the spring break holiday time, then, it is creating a pull strategy.
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The use of social network services and websites by consumers to share their latest purchases, deals, product reviews, and other shopping finds with friends and contacts is referred to as
The task of doing online shopping by using various social networking sites where the customers share their perspectives about their latest purchases is referred to as social shopping.
What is social media?Social media is an interface that allows individuals to interact from any part of the country. It can be through the mode of messaging, voice calling, or video calling.
Social shopping is an online method where the customers share their feedback about the products or services they have used or purchased now from social shopping sites. Their reviews will eventually help other people to know more about the product or service which can be positive or negative depending on the customer's perspective.
Therefore, the sharing of the latest product or service experiences by the customers on online shopping sites is a kind of doing social shopping.
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When Harley-Davidson advertises to reinforce the perception that the brand is masculine, rugged, and individualistic, it is building brand Blank______.
Harley-Davidson is building brand personality by reinforcing the perception that his brand is masculine, rugged, and individualistic.
What is Brand personality?Brand personality is a characteristics attributed to a brand name to which the consumer can relate.
It is an effective brand increases which empowers one's company to build connections with its target audience.
Hence, Harley-Davidson is building brand personality by reinforcing the perception that the brand is masculine, rugged, and individualistic.
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Jill needs to pay the web developer who created a new website for her brokerage, but her checking account is low, so she floats herself a loan from earnest money kept in the brokerage’s escrow account to pay the developer. Which answer correctly identifies the violation(s) Jill has committed?
The term that has to do with the offense that Jill has committed by floating herself this loan is Commingling and conversion.
What is Commingling and conversion?Commingling has to do with the way that cash is deposited into an account on behalf of a given client.
Conversion has to do with the use of the cash for purposes that are outside the reasons why it was deposited.
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The use of displays, coupons, product samples, and other brand communications to influence shopping behavior in a store is termed Blank______.
A shopper marketing involves the use of displays, coupons, product and samples to influence shopping behavior in a store.
What is a shopper marketing?This is a form of marketing that involves getting the consumer awareness and enhancing of their interaction either with a current or new products.
Hence, the function of this strategy is improve the consumer's shopping experience in order to drive sales.
Therefore, the strategy is known as shopper marketing.
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Since the elderly population in the United States is expected to grow rapidly in coming decades, should you invest in companies that make the products that the elderly will need
There should be no investment in the companies concerning manufacturing the products for the elderly people due to the rapid growth in the elderly population in upcoming decades.
What is an investment?Investment is the process of acquiring some asset or property which will provide benefits in upcoming periods. It can be for a short period of time as less than a year or for a longer period of time like greater than one year.
The stock prices of the manufacturing companies (dealing in the production of goods used by elderly people) reflect the recent demographic variations, as a result, the investment in these companies would not be much profitable even if the population rises in the upcoming years.
Therefore, the companies engaging in the production of elderly people's goods should attract no investment.
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Dahlia is an associate at a prestigious law firm. The associates in the firm generally work until at least 7 p.m. or 8 p.m. each day. This is an element of the firm's
According to the situation, Dahlia is attempting to build a connection, or we can say that partner, at one of the prominent law firms, and it is understood in every organization or business that workers work in the office at least 7 or 8 o'clock each evening, so this is one of the firm's social norms.
What exactly are social norms?Companies, among other assets, are well-positioned to achieve social norm change by leveraging their brand credibility, marketing skill, reach, and access to important influencers.
The behavioral norms that are accepted in a group or community. This encompasses what your community or a specific group expects of you as well as what you believe they expect of you.
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Question 21 The managerial value of regularly consulting the data in the Year-to-Year Performance Highlights report has to do with the data provided being the quickest and best way to:
The regular consultation of the data is the best way to review the caliber of the operating results and key performance outcomes being achieved in all four geographic regions for all years.
What is a Year-to-Year Performance Highlights report?This is a report that compares the performances of a firm for different years for consultation and future purpose.
Hence, the consultation help to review the caliber of the operating results and key performance outcomes being achieved in all four geographic regions for all years.
Therefore, the Option E is correct.
Missing options "make better Competitive Assumptions on the Internet and Wholesale decision screens in the upcoming year. spot the flawed decisions made in the prior-year's decison round. determine how to improve the company's brand reputation/image rating in the upcoming decision rounds. identify which of the company's competitive efforts in the branded Internet and Wholesale segments need to be increased, left as is, or decreased in the upcoming decison round Oreview the caliber of the operating results and key performance outcomes being achieved in all four geographic regions for all years completed to date--so that needed corrective actions can be taken in upcoming decision rounds"
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A manager is using a full-cost approach, then allocating fixed costs on the basis of sales volume as a way of analyzing marketing costs. This method could:
This strategy may create a situation in which low-volume consumers appear to be more profitable than they are.
What exactly is the full cost approach?In the oil and gas business, the full cost technique is a cost accounting method. All property acquisition, exploration, and development costs are consolidated and capitalized into a national cost pool using this method. Whether or not a well is regarded as successful, this capitalization occurs.
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Which skills are most likely to start at birth and develop as a person matures?Planning aides work with _____.
school planners
city planners
federal planners
business planners
Answer:
im thinking C. or D.
Explanation:
Which of these actions could constitute a breach of the Civil Rights Act? A. The human resources department rejected Fatima’s application because she did not have the right qualifications. B. The human resources department rejected Fatima’s leave application because they were short staffed. C. The human resources department rejected Fatima’s application for a sabbatical because she had only worked for a year. D. The human resources department rejected Fatima’s leave application because she just got back from a long vacation. E. The human resources department did not promote Fatima because they thought that she would not be able to travel as frequently as the job required because she has two young children.
Answer:E. The human resource department did not promote Fatima because they thought that she would not be able to travel as frequently as the job requred because she has two young children.
Explanation: This action constituted a breach of the Civil Rights Act.
True or False: A tax cut that will last for only one year will have a greater impact on aggregate demand than a tax cut that is expected to be permanent. True False
A tax cut that will last for only a year will not have a huge effect on the aggregate demand as the aggregate demand increases only when the tax cut is permanent.
The given statement is false.
What is a tax?A tax is a liability imposed on the taxpayer to pay a specified sum to the government based on the income they have earned in the previous year.
When the cutting of taxes becomes permanent in the country, then the citizens can start to acquire more which will increase the spending. The families will expect that the tax cuts are for the longer term which now induces them to buy and spend more and also act as an addition to their incomes. This whole impact would eventually lead to rising in aggregate demand.
Therefore, the demand increases when the tax cuts are permanent rather than when tax cuts are for only one year.
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Financial incentives paid to health care organizations to encourage focus on models of care that increase quality at a reasonable cost are called
The financial incentives which are paid to organizations in the healthcare sector to increase quality of models of care are called Performance-based payment programs.
What are Performance-based payment programs?These are programs that are meant to increase the quality of care offered to people by the health care sector.
They involve paying health care organizations financial incentives to come up with better ways of giving care.
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Kelly works for a digital marketing firm. Her assignment is to harvest possible customers for the Green Bay Packers. She targets males who tweet about the Packers, live in a medium to large city, and tailgate for home games. Her approach is an example of __________.
Kelly works for a digital marketing firm. Her assignment is to harvest possible customers for the Green Bay Packers.Her approach is an example of Demographic Profile.
What is a Demographic Profile?Generally, a Demographic Profile is simply defined as a population-based on factors such as race, and gender.
In conclusion, a demographic Profile helps make assertions on an Environment of people or content.
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The recording of business transactions is a basic part of financial reporting and is referred to as:.
The recording of business transactions is a basic and fundamental component of financial reporting and is known as bookkeeping.
What is Bookkeeping?Bookkeeping is the process of recording financial transactions. It entails preparing reference papers for all company transactions, activities, and other occurrences.
The primary goal of bookkeeping is to maintain a comprehensive and precise record of all operations and transactions in a methodical, ordered, and logical way. This guarantees that the financial consequences of these activities are accounted for in the accounting books.
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Flawed ways to pursue competitive efforts that will successfully differentiate a company's branded footwear from the branded offerings of rival companies include
Focusing only on one differentiating feature is a flawed way to pursue competitive efforts that will differentiate a business.
How is differentiation effective?Differentiation is a competitive advantage that occurs through market segmentation, the positioning of the company and its products and services. Must meet the criteria:
ImportanceSpotlightExclusivityAccessibilitySuperiorityProfitabilityTherefore, a company that wants to differentiate itself from its competitors must focus on several resources that help change the consumer's perception of differentiation.
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A(n) _____ projects the types and amounts of assets a firm will require to carry out its future plans and forecasts the amount of additional funds that will be needed to acquire those assets.
Additional funds needed is “extra money needed,” and it refers to other resources that will be needed for the company to expand its operations.
What do you mean by additional fund needed projects?Additional funds needed is a way of calculating how much new funding will be needed so that the firm can truly look at whether it will be able to make some extra money and thus be able to achieve a higher level of sales.
Additional funds needed project the types and amounts of assets a firm will require to carry out its future plans and forecast the number of additional funds that will be needed to acquire those assets
Thus, the correct word is Additional funds needed.
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If a manufacturing process takes 4 hours per unit of x1 and 2 hours per unit of x2 and a maximum of 100 hours of manufacturing process time are available, then an algebraic formulation of this constraint is: Group of answer choices
The algebraic formulation of the constraint involved in this manufacturing process is c. 4x1 + 2x2 <= 100.
What is a constraint?A constraint is a condition that an optimization problem must satisfy to provide a solution.
The types of constraints are:
Equality constraintsInequality constraintsInteger constraints.Answer Options:a. 4x1 + 2x2 >= 100
b. 4x1-2x2 <= 100
c. 4x1 + 2x2 <= 100
d. 4x1 2x2 >= 100
Thus, the algebraic formulation of the constraint involved in this manufacturing process is c. 4x1 + 2x2 <= 100.
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The generic strategy in which an organization's advantage comes from being able to sell products at lower prices than its competitors is referred to as a(n) ______ strategy.
The generic strategy in which an organization's advantage comes from being able to sell products at lower prices than its competitors is referred to as a low cost strategy.
What is low cost strategy?Low-cost strategy is a pricing strategy characterized by low prices of goods and services using various saving methods. In a low cost strategy, the true winner is the company with the actual lowest cost in the market place.
The company here reduces real costs, which contributes to more customers and thus increases its sales.
Hence, the generic strategy in which an organization's advantage comes from being able to sell products at lower prices than its competitors is referred to as a low cost strategy.
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A firm that sells baseballs has estimated that at its current level of production its variable costs are $70 while its fixed costs are $50. The firm has sold $300 worth of baseballs this year. What is the firm's total profit
The firm's total profit for this year based on the firm's current level of production is $180.
What is the total profit?The total profit is the difference between sales revenue and total (variable and fixed) costs.
Data and Calculations:Sales revenue = $300
Variable costs = (70)
Contribution $230
Fixed costs (50)
Total profits $180
Thus, the firm's total profit for this year based on the firm's current level of production is $180.
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Just as banks and thrifts accept the deposits of and make loans to the public, the ______ accepts the deposits of and makes loans to banks and thrifts.
If banks and thrifts accept the deposits of and make loans to the public, the central bank accepts the deposits of and makes loans to banks and thrifts.
What is central bank?Central bank is a financial institution that have control over other banks and they help to regulate the flow of money or money in circulation,
Cental bank oversees the financial activities of other financial institution and they as well accept deposit and grant loans to banks.
Therefore central bank accepts the deposits of and makes loans to banks and thrifts.
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