A new homeowner is purchasing a living room set for $2,975 and must decide between two financing offers.

Offer 1: $250 down payment, 24.90% interest rate, compounded monthly, for 3 years, with no payments due for 6 months and then fixed payments of $139.05 for the remainder of the loan term

Offer 2: $400 down payment, 22.90% interest rate, compounded monthly, for 3 years, with no payments due for 12 months and then fixed payments of $165.76 for the remainder of the loan term

Part A: What is the total cost of offer 1? Explain which technology you used to solve and each step of your process. (3 points)

Part B: What is the total cost of offer 2? Explain which technology you used to solve and each step of your process. (3 points)

Part C: Which financing offer should the new homeowner choose? Explain your reasoning. (4 points)

Answers

Answer 1

Answer:

To compare the two financing offers, we need to calculate the total cost of each offer.

Part A: What is the total cost of offer 1?

To calculate the total cost of offer 1, we need to first calculate the total amount of interest that will be paid over the course of the loan. We can do this using the following formula:

Total interest = (interest rate/12) * loan amount * number of payments

In this case, the loan amount is $2,975, the interest rate is 24.90%, and the number of payments is 36 (3 years * 12 months/year). Plugging these values into the formula, we have:

Total interest = (0.2490/12) * $2,975 * 36

Calculating, we find that the total interest is approximately $1,534.89.

To calculate the total cost of the loan, we need to add the total interest to the original loan amount. In this case, the total cost is $2,975 + $1,534.89 = $4,509.89.

Therefore, the total cost of offer 1 is $4,509.89.

Part B: What is the total cost of offer 2?

To calculate the total cost of offer 2, we need to first calculate the total amount of interest that will be paid over the course of the loan. We can do this using the following formula:

Total interest = (interest rate/12) * loan amount * number of payments

In this case, the loan amount is $2,975, the interest rate is 22.90%, and the number of payments is 36 (3 years * 12 months/year). Plugging these values into the formula, we have:

Total interest = (0.2290/12) * $2,

To continue the calculation of the total cost of offer 2, we need to calculate the total interest using the formula:

Total interest = (interest rate/12) * loan amount * number of payments

In this case, the loan amount is $2,975, the interest rate is 22.90%, and the number of payments is 36 (3 years * 12 months/year). Plugging these values into the formula, we have:

Total interest = (0.2290/12) * $2,975 * 36

Calculating, we find that the total interest is approximately $1,405.70.

To calculate the total cost of the loan, we need to add the total interest to the original loan amount. In this case, the total cost is $2,975 + $1,405.70 = $4,381.70.

Therefore, the total cost of offer 2 is $4,381.70.

Part C: Which financing offer should the new homeowner choose?

Based on the total cost of the two financing offers, it is more cost-effective for the new homeowner to choose offer 2. Offer 2 has a lower total cost ($4,381.70) compared to offer 1 ($4,509.89), so it would be the better choice for the new homeowner.

Step-by-step explanation:

Answer 2
To calculate the total cost of Offer 1, we can use the formula for the present value of an ordinary annuity:

PV = PMT * (1 - (1 + r)^-n) / r

Where PV is the present value (in this case, the total cost of the loan), PMT is the fixed payment amount, r is the monthly interest rate (in decimal form), and n is the number of payments.

Plugging in the values from Offer 1, we get:

PV = $139.05 * (1 - (1 + 0.2490)^-36) / 0.2490

Using a calculator or spreadsheet to compute the exponent and division, we find that the total cost of Offer 1 is $4,941.51.

To calculate the total cost of Offer 2, we can use the same formula:

PV = $165.76 * (1 - (1 + 0.2290)^-36) / 0.2290

Using a calculator or spreadsheet to compute the exponent and division, we find that the total cost of Offer 2 is $4,847.93.

Based on these calculations, the new homeowner should choose Offer 2, as it has a lower total cost. This decision is based on the fact that Offer 2 has a lower interest rate and a longer period of time with no payments due, which results in a lower present value (total cost) of the loan.

To solve these problems, I used the present value of an ordinary annuity formula and a calculator or spreadsheet to compute the exponent and division.

Related Questions

Find the first five multiples of the number write a multiple equation to show their multiple

Answers

The first five multiples of 5 is 5, 10, 15, 20, 15 and the multiple equation is

5×1, 5×2, 5×3, 5×4, 5×5.

What is a numerical expression?

A numerical expression is a mathematical statement written in the form of numbers and unknown variables. We can form numerical expressions from statements.

Given, Find the first five multiples of the number.

Let, The number be 5.

Therefore, The first five multiples of 5 is,

5, 10, 15, 20, 25.

And, the multiple equation is,

5×1, 5×2, 5×3, 5×4, 5×5.

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Jim Clinnin purchased a used RV with 18,500 miles for $46,400. originally the RV sold for $67,500 with a residual value of $19,500. After subtracting the residual value, depreciation allowance per mile was $0.79. How much was Jim's purchase price over or below the book value?( input the amount as positive value.)​

Answers

Answer:

Jim bought the used RV at a price of $ 6,485 under its book price.

Step-by-step explanation:

Given that Jim Clinnin purchased a used RV with 18,500 miles for $ 46,400, and originally the RV sold for $ 67,500 with a residual value of $ 19,500 and, after subtracting the residual value, depreciation allowance per mile was $ 0.79, to determine how much was Jim's purchase price over or below the book value the following calculation must be performed:

18,500 x 0.79 = 14615

67,500 - 14,615 = X

52.885 = X

52,885 - 46,400 = 6,485

Therefore, Jim bought the used RV at a price of $ 6,485 under its book price.

Find the measure of ∠ 1

Answers

The measure of ∠ 1 is 68.7°

What is linear pair angles?

Linear pair of angles are formed when two lines intersect each other at a single point. The angles are said to be linear if they are adjacent to each other after the intersection of the two lines. The sum of angles of a linear pair is always equal to 180°.

Given is a figure of angles showing the pair of linear angles.

Therefore, by the definition of linear pair angles,

∠ 1 + 111.3° = 180°

∠ 1 = 180° - 111.3°

∠ 1 = 68.7°

Hence, the measure of ∠ 1 is  68.7°

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find the volume of the cylinder. use 3.14 for π. 5ft 10ft (10 is the radius) PLS HELP :(

Answers

Answer:

157[tex]ft^{3}[/tex]

Step-by-step explanation:

Volume =  the area of the base times the height.

Area of a circle = [tex]\pi[/tex][tex]r^{2}[/tex]

a = [tex]\pi[/tex][tex](5^{2})[/tex]   I am going to use 3.14 for [tex]\pi[/tex]

a = 3.14(25)

a = 15.7

Volume = 15.7 x 10 = 157

Answer:

785 ft२

Step-by-step explanation:

volume =3.13*5२*10

=3.14*25*10

=785 ft२

20 points!!!! Which figure has only rotational symmetry?​

Answers

Answer:

A

Step-by-step explanation:

The figure was turned 90 degrees

A
The figure was turned 90 degrees

Suponga que el monto promedio de compras por cliente de una empresa es de $128.45 y una desviación de $18.26

Answers

Answer:

Asumiendo que la distribución de las compras sea normal, tenemos:

_

x = 128.45

σ = 18.26

a)

x = 100

Normalizamos:

.......... _

z = (x - x) / σ

z = (100 - 128.45) / 18.26

z = -28.45 / 18.26

z ≅ -1.56

Buscando en la tabla de áreas bajo la curva normal tipificada (de 0 a z) obtenemos que para z = 1.56 la probabilidad es de 0.4406 = 44.06%. Esta es P(-1.56 < z < 0) = P(0 < z < 1.56).

Como preguntan P(x > 100), tenemos que

P(x > 100) = 0.5 + P(-1.56 < z < 0) = 0.5 + 0.4406 = 0.9406

La probabilidad de que un cliente compre más de $100 es del 94.06%.

=======

b)

x = 150

Normalizamos:

.......... _

z = (x - x) / σ

z = (150 - 128.45) / 18.26

z = 21.55 / 18.26

z ≅ 1.18

Buscando en la tabla de áreas bajo la curva normal tipificada (de 0 a z) obtenemos que para z = 1.18 la probabilidad es de 0.3810 = 38.10%. Esta es P(0 < z < 1.18).

Como preguntan P(x > 150), tenemos que

P(x > 150) = 0.5 - P(0 < z < 1.18) = 0.5 - 0.3810 = 0.1190

La probabilidad de que un cliente compre más de $150 es del 11.90%.

=======

c)

x = 120

Normalizamos:

.......... _

z = (x - x) / σ

z = (120 - 128.45) / 18.26

z = -8.45 / 18.26

z ≅ -0.46

Buscando en la tabla de áreas bajo la curva normal tipificada (de 0 a z) obtenemos que para z = 0.46 la probabilidad es de 0.1772 = 17.72%. Esta es P(-0.46 < z < 0) = P(0 < z < 0.46).

Como preguntan P(x < 120), tenemos que

P(x < 120) = 0.5 - P(-0.46 < z < 0) = 0.5 - 0.1772 = 0.3228

RESPUESTA:

La probabilidad de que un cliente compre menos de $120 es del 32.28%

help me plz god bless

Answers

The answer is D for this questom

5x -2y = 1, 5x -6y = b

what is the value of b so that it has no solution

Answers

Answer:

  DNE

Step-by-step explanation:

You want the value of 'b' so that the system of equations has no solution.

5x -2y = 15x -6y = b

No solution

In order for the system of two linear equations to have no solution, the equations must describe parallel lines. That is, the lines must have the same slope.

Slope

The slope of the line written in the form px -qy = c is the coefficient of x when the equation is rearranged to "y=" form. Here, that is p/q.

The slope of the first line is 5/2; the slope of the second line is 5/6. These values are different and do not depend on 'b'.

There is no value of 'b' that will make this system have no solution. It does not exist (DNE).

y


x
If
y
=
45
when
x
=
81
find,
x
when
y
=
100

Answers

Answer:

x = 400 when y = 100

Step-by-step explanation:

This is a question in relation to direct variation.

y ∝ [tex]\sqrt{x}[/tex]

y = k [tex]\sqrt{x}[/tex]

Given that, y = 45, x = 81. Then;

45 = k [tex]\sqrt{81}[/tex]

45 = 9k

k = [tex]\frac{45}{9}[/tex]

k = 5

Thus the relationship among the variables is;

y = 5 [tex]\sqrt{x}[/tex]

If y = 100, then;

100 = 5 [tex]\sqrt{x}[/tex]

[tex]\sqrt{x}[/tex] = [tex]\frac{100}{5}[/tex]

[tex]\sqrt{x}[/tex] = 20

x = [tex](20)^{2}[/tex]

x = 400

Therefore, x = 400 when y = 100.

Solve 44>7+s+26. Graph the solution.

Answers

Answer:

44-31=13

so 13

Step-by-step explanation:

Help me please?!?!? Giving brainly!

Answers

Answer:

Multiply input by 4.

Step-by-step explanation:

So, all we have to do is find the difference between the input/output.

So for the first one.

4y=1x

Divde both sides:

1y=1/4x

Next we have 16y=4x

Divide both sides:

1y=1/4x

Ok, so we now know that y is 1/4x

Or in otherwords, 4x is 1y.

Remember x is input, and y is output.

So we can think of this as the input times 4 equals the output.

This seems to be the second answer.

Hope this helps!

Answer:

Second option: multiply input number by 4.

Step-by-step explanation:

You need to remember that the "input numbers" are the values of "x" and the "output numbers" are the values of "y".

You can observe in the table that each output number is always four time its corresponding input number. This means that to find the missing numbers on the given table, you need to multiply the corresponding input number by 4.

Therefore, you get:

For  : x=3

y=4x

y=4(3)

y=12

For  : x=6

y=4x

y=4(6)

y=24

Q.
The surface area of a cube is
37.5 cm². What is the area of
each side of the cube?

Answers

The total surface area of the cube will be 37.5 cm²

What is the surface area of a cube?A three-dimensional shape's surface area is the sum of all of its faces. Finding the area of each face and adding them together gives us the surface area of a shape.Surface area analysis refers to the measurement of a particle's available surface. It is important because it is the means by which a solid interacts with its surroundings, whether they are gases, liquid, or other solids.

Here the edge of the cube is given

Edge = 2.5 cm

We have to find out the total surface area of the cube

Total surface area of cube = 6a², where a is the edge of the cube

                                            = 6 × 2.5 × 2.5

                                            = 37.5 cm²

Hence, the total surface area of the cube will be 37.5 cm²

The complete question is,
Find the surface area of a cube of Edge 2.5 CM​

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Write a proportion to find out how many X a student needs to score on the test to get the given score.
Test worth 25 points; test score of 80%

Answers

Answer

He needs to get 20 points

Step-by-step explanation:

80% is 4/5. 4/5 of 25 is 20

3 Dylan needs to buy new contact lenses. His ophthalmologist sells 8-lens boxes in
packs of 2 for $52 and 10-lens boxes in packs of 4 for $120. Which option is the
better deal?

Answers

Answer:

Dylan should purchase the 10-lens boxes in packs of 4 for $120, as this is the better deal. This option provides 40 lenses for $120, which works out to be $3 per lens. The 8-lens boxes in packs of 2 for $52 only provides 16 lenses for $52, which works out to be $3.25 per lens Therefore, the 10-lens boxes in packs of 4 is the better deal.

Step-by-step explanation:

Answer:

he should buy the 10-lens boxes in packs of 4 for $120

Step-by-step explanation:

The wall paper Jeff wants to use comes in rolls that are 1 yard wide and 10 yards long. How many square feet of wall paper are in each roll?

Answers

Answer:

Each roll of wallpaper has an area of 90 square feet.

Step-by-step explanation:

In order to find the number of square feet of wallpaper in each roll, we first need to calculate the total area of the wallpaper in the roll. The area is the product of the length and width of the roll.

The width of each roll is 1 yard, and the length of each roll is 10 yards.

Area of the wallpaper = width x length = 1 yard x 10 yards = 10 square yards

Now we need to convert the area from square yards to square feet, as the area of wallpaper is usually measured in square feet.

1 yard = 3 feet

So we need to multiply the area in square yards by the conversion factor, which is 9.

10 square yards = 10 square yard * 9 = 90 square feet

Therefore, each roll of wallpaper has an area of 90 square feet.

It's important to note that while calculating, the units should be consistent i.e area of a length (yard) multiplied with a width(yard) will give the area in square yards, which we converted to square feet by considering the conversion factor of 1 yard = 3 feet.

Find the value of X. Round your answer to the nearest tenth... I just need the answer nothing more thx

Answers

Answer:

42.3°

Step-by-step explanation:

Use SOH-CAH-TOA (O=opposite, A=adjacent, H=hypotenuse) we see that they give us the angle missing, x, but we first need to identify what method to use. They give us the opposite side from the angle, and they also give us the adjacent side from the angle, so TOA=tan.

now plug it in, since there is no angle then we plug it in as [tex]tan^{-1}=\frac{10}{11}[/tex]

in the calculator, (be sure to be in degree mode)

x=  42.3°

(does that make sense)

100 points!!!!
Angle θ is in standard position. If (8, -15) is on the terminal ray of angle θ, find the values of the trigonometric functions
. sin(θ) =
cos(θ) =
tan(θ) =
csc(θ) =
sec(θ) =
cot(θ) =

Answers

Answer:

I didn't unferstanf

Step-by-step explanation:

ok further of all I don't understand the question

✔ -15/17

cos(θ) =  

✔ 8/17

tan(θ) =  

✔ -15/8

csc(θ) =  

✔ -17/15

sec(θ) =  

✔ 17/8

cot(θ) =  

✔ -8/15

Drag the tiles to the core boxes to complete the pairs . Determine the tone of each example

Answers

C

Xx
X
Xncmxjx. Xnxnxjxnxnsjxjdx

Multiply me by 4. Then subtract 29 and you get 23. What is my number?

Answers

Answer:

13 is your number

Step-by-step explanation:

23 = -29 x 4x

add 29 to both sides

52 = 4x

divide both sides by 4

13 = x

Answer:

13

Step-by-step explanation:

13 x 4 = 52 - 29 = 23

⭐️GIVING BRAINLIEST⭐️

((PLEASE HELP OR I WILL FAIL))

Determine the family net income, gross income, or amount paid in taxes for the following situations.
The Milano family's gross income for the year is $108,600. If their net income is $92,310 for the year, what
percent does the family pay in taxes and deductions annually?

Answers

they pay $16,290 in taxes and deductions, so $108,600 divided by $16,290 is around 6.6%

50 POINTS !!


PLEASE HELP !! ILL GIVE BRAINLIEST TO THE RIGHT ANSWERS.

Answers

Answer:

53 centimeters

Step-by-step explanation:

Answer: 53 centimeters

Is the set of rational expressions closed under subtraction? Explain
P(x) /q(x) - r(x)/s(x) =

Answers

The set of rational expressions are closed under subtraction because the subtraction will result to a rational expression

What is a rational expression?

The ratio of two polynomials is a rational expression.

A rational expression can be expressed in the form p/q, where p and q are polynomials,

Closure property of rational expression

According to the closure property, a - b is also a rational number for any pair of two rational numbers, a and b. The outcome is a rational number. Therefore, under subtraction, the rational numbers are closed.

In the polynomial subtraction

= P(x) /q(x) - r(x)/s(x)

= (P(x) * s(x) - r(x) * q(x)) / (q(x) * r(x))) also a rational number

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Please help will give brainliest
Worth 13 points

The data shows the mini-golf course for nine people. 22, 35, 13, 15, 20, 12, 15, 18, 30 what is the IQR for the data?

A. 8
B. 12
C. 13
D. 15​

Answers

Answer:

The answer is 12 (B)

I hope this helped!!!

Step-by-step explanation:

First Quartile Q1 = 14

Second Quartile Q2 = 18

Third Quartile Q3 = 26

Interquartile Range IQR = 12

Median = Q2 x˜ = 18

Minimum Min = 12

Maximum Max = 35

Range R = 23

You can use a calculator for this, just search it up! I can't include the link because then my answer would be reported, but just search up IQR calculator.

Evan wants to add a flower box at the edge of the garden.
The box is 16 inches long, 6 inches wide, and 8 inches
high.
He decides to paint the box. The flower box is open on the top and does not need to be painted. What is the minimum amount of paint he will need? Evan will need enough paint to cover ___in2 What is the maximum amount of soil he will need to fill the box? The maximum amount of soil is __in.3.

Answers

Answer:

Evan will need enough paint to cover

✔ 448 in.2.

What is the maximum amount of soil he will need to fill the box?

The maximum amount of soil is

✔ 768 in.3.

Step-by-step explanation:

I got it right on assignment, sorry for late answer

Evan will need enough paint to cover 448 in². The maximum amount of soil is 768 in³

What is an equation?

An equation is an expression that shows the relationship between two or more variables and numbers.

The box is open at the top, hence:

Minimum amount of paint = surface area of box = (16 * 6) + 2(8 * 6) + 2(16 * 8) = 448 in²

Maximum amount of soil = 16 in * 6 in * 8 in = 768 in³

Evan will need enough paint to cover 448 in². The maximum amount of soil is 768 in³

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Which is MOST LIKELY to occur, based on the given probability?

If you cannot see, zoom in and I apologize for the blurriness.

DO NOT ANSWER IF YOU DO NOT KNOW THE ANSWER! Whoever gets the correct answer will get BRAINLIEST! :)

Answers

Answer:

Option D would be the correct answer

Hope this helps!

A certain disease has an incidence rate of 0.2%. If the false negative rate is 4% and the false positive rate is 2%, compute the probability that a person who tests positive actually has the disease.

Answers

“false negative rate” of 6% means that the test has sensitivity of 94%, and that the “false positive rate” of 2% means that the specificity is 98%.

The total number of positive tests, in this background of 0.3% prevalence, will be (as a fraction of all tests):

True positive results plus false positive results:

(0.003 x 0.94) + (0.997 x 0.02) = 0.00282 + 0.01994 = 0.02276

So, if 100,000 people in this population are tested,

2276 will have a positive test result.
Only 282 of those testing positive will actually have the disease.

18 people who have the disease will be missed in this testing.

The predictive value of a positive result is the number of true positives divided by the total number of positives, 282 ÷ 2276 = .123905…….., or 12.4%

87.6% of persons testing positive for the disease will not have the disease in this background of low disease prevalence.

If disease prevalence is different, these numbers will be different.

Let’s suppose we have an epidemic, and the prevalence is now ten percent, thirty-three times the level in the original case. The calculation is now:

True positive results plus false positive results:

(0.10 x 0.94) + (.90 x 0.02) = 0.094 + 0.018 = 0.112

Notice, that with the increase in prevalence of the disease, true positives have increased from .00282 to .094, a factor of 33.3, the same multiple as the increase of the disease in the population, and the false positives have decreased by about 10%, the same decrease as the number of true negatives in the population. All of the false positives came from people who don’t have the disease. Since there are now fewer of them in the population, as they’ve been replaced by people who have the disease, there are now fewer false positives.

The new predictive value of a positive result is: .094 ÷ .112 = .839, or 83.9%. This is 6.77 times the first result.

The number of students who enroll in a psychology course is a Poisson random variable with mean 105. The professor in charge of the course has decided that if the number enrolling is 119 or more, the course will be taught in two sections, whereas if fewer than 119 students enroll, the students will be all taught together in a single section. What is the probability that the professor will have to teach two sections?

Answers

Answer:

The answer is "0.096".

Step-by-step explanation:

In this question, the X is a number of the students who enroll in a psycholog y course,  follows a Poisson distribution with mean [tex]= \lambda= 105[/tex]  

[tex]\therefore P(X=x)=\frac{e^{-105} 105^{x}}{x!},(x=0,1,2,3.....)\\\\\to p(teach\ two \ sections) = P(X \geq 119)\\\\=1-P(X<119)\\\\=1-\sum_{x=0}^{118}P(X=x)\\\\=1-\sum_{x=0}^{118}\frac{e^{-105} 105^{x}}{x!}\\\\=0.0956747863537\\\\=0.096\\[/tex]

For problems 1–4, solve the given system of equations using either substitution or elimination.

Answers

Answer:

1. -3, -2

2. 2, -7

3. 1, 2.5

4. infinitely many solutions

Answer:

1. (-3,-2)

2. (1, -7)

3. (1, 2.5)

4. No solution

Step-by-step explanation:

Number 1: Substitution

Plug y in to substitute and get

2x + (2x + 4) = -8

4x + 4 = -8

4x = -12

x = -3

Then plug into the y equation

y = 2(-3) + 4

y = -6 + 4

y = -2

(-3, -2)

Number 2: Elimination

Begin eliminating by crossing out same values

40x + 12y = -44

-2y = 14

Solve for y

-2y = 14

y = -7

Solve for x

40x + 12(-7) = -44

40x - 84 = -44

40x = 40

x = 1

(1, -7)

Number 3: Elimination

Add the two and get:

-3x + 2y = 2

6y = 15

Solve for y:

6y = 15

y = 5/2

Solve for x:

3x + 4(5/2) = 13

3x + 10 = 13

3x = 3

x = 1

(1, 2.5)

Number 4: Substitution

Solving for y to begin with:

4x - y = -3

-y = -3 - 4x

y = 3 + 4x

Then solve for y in the second system

-8x + 2y = 6

2y = 6 + 8x

y = 3 + 4x

Set equal to each other

3 + 4x = 4 + 4x

3 = 4

No solution


Find the distance between the points.
(-6,5),(-6,-3.5)
The distance is

Answers

Distance between two points is
= √((x2 – x1)² + (y2 – y1)²)
= √((-6 – (-6))² + (-3.5 – 5)²)
=8.5

Answer: The Distance is 8.5

Answer:

8.5

Step-by-step explanation:

there's a rule to get the distance between 2 points

√((1st x- 2nd x)²+(1st y- 2nd y)²)

√((-6-(-6))²+(5-(-3.5))²)

=√((-6+6))²+(5+3.5))²)

you can just type that on your calculator and you'll get the result

√((-6+6))²+(5+3.5))²)

=√((5+3.5))²)

= √((8.5))²)

the root goes away with the power (exponent)

so it equals 8.5

The fourth term of an arithmetic sequence is 20. The common difference is -1/5 times the first term. What is the first term? Graph the sequence.

Answers

As a result, the first term of the answer to the given arithmetic mean problem is 14.

What does arithmetic mean?

The Arithmetic Mean or Average of the Group is the product of the sum of all the numbers in a group and the amount of items in that list, divided by both. The Geometric progression is also same as this .This average of the numbers 5, 7, and 9 is, for instance, 4, as 5 + 7 + 9 is 21, and 21 split by 3 [there really are three numbers] equals 7.

Here,

In this case, t(n) = (a + ((n — 1) * d)),

The value of the nth term is t(n),

The first term of the AS is a.

The position of a value in the A.S. is represented by the positive whole integer n, and

The constant common difference among A.S. words is d.

In light of the question, we can say:

11 = (5 + ((4 — 1) * d)),

Take 5 away from both sides.

11 — 5 = (5 + ((4 — 1) * d)) — 5,

On the RHS, the fives cancel one another out.

6 = 3d,

d = 2.

In summary, the common distinction is: 2.

=> 20 = a + 3d

=> 20 - 6

=> a =14

As a result, the first term of the answer to the given arithmetic mean problem is 14.

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