A financial cooperative is a type of financial institution that is owned and operated
by:

Its members.

The state.

The president of the cooperative.

Answers

Answer 1

Answer: it's members

Explanation:

Cooperatives are private businesses or organization that are owned by it's own members, it's members are those who use or patronize it's product and services. They vary in size but irrespective of their sizes they are operated solely on members demand.

Financial cooperatives are no different from cooperatives just that they are banks owned and operated by it's member's.


Related Questions

All of the following are important to consider when deciding if a vocational
school is right for you except
A. the lack of general education,
B. how new the school buildings are.
C. the duration of the program.
O D. the range of career options.

Answers

B. how new the school buildings are

Hope this helps!

Answer:

b.

Explanation:

just took the test

in the past, kohl’s has been losing sales to amazon. why then would it enter into a partnership with one of its most fierce competitors?

Answers

Kohl’s will want to enter into a partnership with Amazon with hopes of increasing its store traffic by bringing Amazon customers in.

Partnership is basically the coming together of two of more companies or individual with a common goal.

Let bear in mind that Partnership is different from Acquisition or Merger because each owner is entitled to their share of profit.

Through this partnership, Kohl's and Amazon will both benefit from the arrangement.

Currently, Kohl's has a large number of physical stores which Amazon has no access to. So therefore, Kohl's will benefits from Amazon's strong online customer base.

Therefore, Kohl’s will want to enter into a partnership with Amazon with hopes of increasing its store traffic by bringing Amazon customers in.

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when the money market is drawn with the value of money on the vertical axis, if the price level is above the equilibrium level, there is an

Answers

Answer:

There will be an increase in the price level.

Explanation:

Got it from study.com

Explain why the more education a person has, the more money they make.

(Answers should include the screening effect and the learning effect.)

Answers

Answer:

because. a more educated person have a good profession and by that they can earn a good sources of money

Answer:

a more educated person have a good profession and by that they can earn a good sources of money

Explanation:

true or false? checks are documented individually on a deposit slip.

Answers

Answer:

i believe that it is true

Explanation:

the catalyst for the market revolution was a series of innovations in

Answers

The innovation of Transportation and Communication act as catalyst for Market Revolution in the 18th Century.

The term "Market Revolution" describes a fundamental transformation to the U.S. economy in the 18th and 19th Century as a result of widespread mechanization of industry and the expansion of various domestic and foreign economic markets.

The revolution brought about an explosive economic growth and new personal wealth in the country.

The impact of the transportation and communication industry brought about the increased improvement in Market Revolution because its speed and lowered the expense of commerce during the period.

Therefore, in conclusion, the Transportation and Communication are the catalyst for the Market Revolution.

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Which would be an example of a change in culture due to conflict?

Answers

An example of cultural conflict is the debate over abortion. Ethnic cleansing is another extreme example of cultural conflict. Wars can also be a result of a cultural conflict; for example the differing views on slavery were one of the reasons for the American civil war.

what is a "complementary" business

Answers

Answer:

A complimentary business compliments your business. It may offer products or services beneficial to your business or your customers, but not the same things as to not be considered a competing business (competitor).

Given information about the economy of Pakistan, calculate Pakistan's GDP. Note that the currency of Pakistan is the rupee. Assume that the values are all current and no conversions need to be made. The government spends 3.40 trillion rupees. Individuals consume 9.60 trillion rupees. Individuals save 5.01 trillion rupees. Businesses invest 1.40 trillion rupees. Foreigners invest 0.70 trillion rupees. Pakistan imports 2.33 trillion rupees. Pakistan exports 1.23 trillion rupees. Pakistan's GDP is _________ trillion rupees.

Answers

The Gross domestic product of Pakistan is 13.30 trillion rupees

The gross domestic product (GDP) of country is the total value of all the goods and services a country produces in a year.

GDP can be calculated using the expenditure approach. The expenditure approach entails adding the total amount spent by consumers, government and businesses in the production process.

GDP using the expenditure approach = amount spent by consumers + business investment + Government spending + (export - import)

9.60 + 3.40 + 1.40 + (1.23 - 2.33) =

9.60 + 3.40 + 1.40 -1.10 = 13.30 trillion rupees

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after three summers working for a local landscaping business, scott suggested that his boss add snow removal as an extra service. with this holistic hunch, scott was acting on ________ that snow removal might be a good addition to the service offerings.

Answers

Scott's suggestion that his boss adds snow removal as an extra service shows Scott acting on intuition.

Intuition is a product of inventiveness, especially when one has creative skills for bringing out solutions to ensure success.

Scott was not acting in hindsight because he had not engaged in snow removal before. Scott did not suggest based on minority dissent since there is no opposing suggestion from the majority.

Similarly, Scott was not acting on a sudden reaction, which suggested that the boss required a business idea from Scott.

Thus, Scott was acting on intuition when he suggested to his boss embrace snow removal as an extra service with potential.

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if the senate wants to expel a member, how many senators have to agree?

Answers

Answer:

25

Explanation:

this is the premium that reflects the risk associated with changes in interest rates for a long-term security.

Answers

Answer:

1. Real risk-free rate.

2. Nominal risk free-rate.

3. Inflation premium.

4. Liquidity risk premium.

5. Liquidity risk premium.

6. Maturity risk premium.

Explanation:

how is a marketing plan used by marketers to set up a business on a journey towards success?

Answers

A marketing plan is used to identify the target market for your product and how your business would be able to offer benefits to the market.

A well developed marketing plan helps the marketer to make sales easier in the business. If the marketer is able to sight and make targets for their supposed customers, they would be able to channel resources more wisely.

In conclusion a marketing plan can do the following:

Help to set goalsCreate motivation for the businessSet time and priorities straightHelps you target your customers.

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How do you know, as a consumer shopping for a product, whether goods are in
short supply or are readily available?

Answers

Answer:

Prices act as a signal that tells producers and consumers how to adjust. Prices tell buyers and sellers whether goods are in short supply or readily available. The price system is flexible and free, and it allows for a wide diversity of goods and services.

Explanation:

As a consumer shopping for a product, you can determine whether goods are in short supply or readily available by checking online availability, reading customer reviews, monitoring price fluctuations, and staying informed through industry news and customer service representatives.

As a consumer shopping for a product, there are several ways to determine whether goods are in short supply or readily available. Firstly, you can conduct online research by checking the product's availability on various e-commerce platforms or the official website of the brand or retailer. Reading customer reviews and ratings can also provide insights into the availability of the product. Additionally, monitoring price fluctuations can give an indication of supply and demand. If the price is stable or discounted, it suggests that the product is readily available. On the other hand, if the price is increasing or there are limited-time offers, it may indicate a shortage. Furthermore, keeping an eye on promotional activities, such as sales or limited edition releases, can provide clues about the availability of the product. Lastly, staying informed through industry news, subscribing to product alerts, or reaching out to customer service representatives can help you stay updated on the availability of the goods you are interested in purchasing.

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Clickable text or images that take you to different sites on the World Wide Web are called
Attachments
Hyperlinks
Shortcuts
Navigation Buttons

Answers

Answer:hyperlinks

Explanation:

Clickable text or images that take you to different sites on the World Wide Web are called hyperlinks. Hence, Option (B) is correct.

Hyperlinks are an essential feature of the web that allows for seamless navigation and interconnectedness between web pages.

They are typically displayed as underlined or differently colored text or as clickable images.

When a user clicks on a hyperlink, it initiates an action that takes them to a different web page, whether it is within the same website or on a different website altogether.

Hyperlinks play a vital role in facilitating the exploration of information on the internet, enabling users to access related content, external references, sources, and various online resources.

Thus, hyperlinks serve as the fundamental mechanism for connecting and directing users to different sites on the World Wide Web.

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Clickable text or images that take you to different sites on the World Wide Web are called

A)Attachments

B)Hyperlinks

C)Shortcuts

D)Navigation Buttons

What’s the answer to “Temperatures rise due to global warming in growing seasons of crops in lengthens?”

Answers

Explanation:

Crops and livestock will be subjected to increasing temperatures, increasing CO2, and more variable water availability caused by changing precipitation patterns and access to irrigation. These factors effect plant growth and yield and environmental conditions for livestock production.

Temperatures rise due to global warming, which lengthens the growing seasons of crops.

The general rise in temperature is being attributed to global warming, which is primarily brought on by human activities that release greenhouse gases. The crop-growing seasons are being impacted by this rise in temperature. Longer growing seasons give crops more time to develop and produce, which could result in higher yields. The effects of global warming on agriculture are complicated and vary by region.

Longer growing seasons may be advantageous for some regions while posing challenges for others due to increased droughts, extreme weather events, and changes in precipitation patterns that will impact crop productivity and agricultural practices. In order to reduce the negative effects of climate change on crops and ensure food security, sustainable and adaptive strategies are essential.

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a logical starting point from which the study of international trade begins is

Answers

The principle of comparative advantage

. How are jobs created in different economic systems?
• Market
• Mixed
• Command
Traditional

Answers

Answer:

it depends

Explanation:

it depends on the area the person stays

As more and more Baby Boomers retire, companies are realizing that they are losing many of their most knowledgeable employees. Which force is impacting them in this situation?
Multiple Choice
A-global
B-human resource
C- poll-regulatory
D- competitive
social

Answers

I think it’s B not 100% for sure

The Force is impacting them in this situation is a social force. Thus the correct answer is E.

What is baby boomers?

A person born between the conclusion of World War II and the middle of the 1960s is referred to as a "baby boomer" because of its importance in the population. Confidence, teamwork, self-happiness, health and wellbeing, employment, and participation are among the basic values of Baby Boomers.

In order to successfully meet the demands of many cultures, marketers closely watch social trends. As social factors alter over time with demographic shifts, we take into account attitudes toward employment and lifestyles.

So when more baby boomers got to retire, companies realize that they are losing many of knowledgeable people who play a crucial role and appeared as a social force in this situation.

Therefore, option E social is appropriate.

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A DJ wants to analyze market reactions to the new music selections played at his dance last weekend. He advertises his weekly dances using social media and email.
Which would be the most effective way to gather reactions from those who attended the dance?

Focus Groups


Surveys


Personal Interviews


Observation

Answers

Answer: Surveys

Explanation:

The most effective way to gather reactions from those who attended the dance is Surveys. Option B is correct.

What are Surveys?

In order to gather information about a service, product, or process, a surveys are described as the act of looking at a process or questioning a predetermined sample of people. Surveys used to gather data ask a specific set of people about their beliefs, actions, or knowledge.

Surveys are used to collect data or learn more in areas like demography and social research. Survey research is frequently used to evaluate ideas, beliefs, and emotions. Surveys might have narrow, focused objectives or they can have broad, more general objectives.

Thus to analyze market reactions to the new music selections played at DJ dance last weekend surveys are most optimal option here.

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the ________ model assumes managers will make logical decisions that are the optimal means of furthering the organization’s best interests.

Answers

Considering the definition above, the model that assumes managers will make logical decisions in the firm's best interest is the Classical Model.

This is because the Classical Model, otherwise known as the rational model of decision making, is a type of decision-making model that assumes managers will make logical decisions that are the optimal means of furthering the organization’s best interests.

The classical model of decision usually involves four major steps, which are:

Identifying the problem or opportunityComing up with alternative solutionsAssessing options & select a solutionExecuting and assessing the impact of the solution carried out.

Hence, in this case, it is concluded that the correct answer to the question is the Classical Model of decision making.

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does doja cat deserve her fame? what do you think?

Answers

yes she’s a talented queen
yeah shes good and i feel like she’s very creative

what are 4 most common financial institutions

Answers

Answer:

The most common types of financial institutions are commercial banks, investment banks, insurance companies, and brokerage firms.

Explanation:

Stan’s savings account has a balance of $2257. After 5 years, what will the amount of interest be at 10% compounded quarterly?

a.

$1432.36

c.

$112.85

b.

$1446.36

d.

$1441.36

Answers

Answer:

b

Explanation:

Answer:

1441.36

Explanation:

got it right on edge

Which of the following is the best example of a new business that you would see in the economy today?
Multiple Choice
A - Glass manufacturing plant
B -Smartphone production facility
C - Oil refinery
D -Grocery store
E-Subscription-based meal-kit service

Answers

Out of all the given options, there is one business that stands out as something most people might not have even heard of.

This unique and novel business is E. Subscription-based meal-kit service.

Glass manufacturing, oil refinery, grocery store businesses have been operating for the longest time. Smartphone production has also existed for 30 years now.

For the past few years, with the rise of tech industries and tech jobs, urbanites are finding it hard to cook meals and had started eating out or dining at restaurants more often.

Seeing this as an opportunity to serve busy people home-cooked meals, many chefs and food businesses have started something called a cloud kitchen where you simply pay a one-time subscription to get a whole week or even a month's meals.  

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terin, the chief human resources officer for a major financial services company, has met with each of her employees to set their objectives. now, terin expects the employees to:

Answers

Given that Terin's employees have set their objectives in the company, the next thing that Terin expects from these employees would be to develop action plans.

Option D is the correct answer to this question. The action plans are sets of strategies that the employees have laid out that would help them to achieve their goals and objectives.

In order to do this, they have to make up lists of the things that they want to achieve in the firm and also list the strategies that they would employee to achieve them.

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which common form of external data helps marketers understand what influences a consumer’s purchasing behavior?

Answers

External data that helps marketers understand what influences a consumer’s purchasing behavior is psychographic data.

What is psychographic data?

Psychographic data is used to create a profile of customers' viewpoints, areas of interest, and motivators for action. It includes an individual's beliefs, opinions, preferences, and personality traits.

Psychographic information concentrates on emotional factors like motives, priorities, etc whereas demographic information frequently emphasizes physical factors like age, race, gender, geography, etc.

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DeShawn formed a hiring committee for his advertising company. Six employees (including two managers) met to discuss applicants and select the finalists for a copywriter position in the public relations department. Although the head of public relations would have the final nod on the candidate that would ultimately be hired, the evaluative work of the committee was very important because they sent forward a candidate they believed would be a good work colleague, and their input facilitated the ultimate decision. In setting up this type of hiring process, the head of public relations was utilizing a(n) __________ style of leadership.\

Answers

The head of public relations utilized a leadership style called democratic or participative style.

The democratic leadership encourages the active participation of the members of the hiring committee, who select the finalists for the position.

Decision-making is shared between the hiring committee and the head of the public relations department.  The hiring committee carries out candidates evaluations to guide the final decision by the head of the department.

As the direct opposite of the participative or democratic leadership style, the autocratic style does not encourage the committee to decide the final candidate for the position.

Thus, a democratic leadership style is participative and encourages input from members of the selection group.

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Distinguish between the concepts of service vs. product marketing strategies. Provide an example of each and evaluate why each is essential to hotel operations.

Answers

Answer:

service mena intangible or we can't take it with us or purchase it to take home

product is tangible it is something we can purchase at any time any place

Explanation:

for example service we can see in hotel a room service

for the product we can see Chocolate we can purchase it any where and take to other place but in contrast we can't take service

Both service marketing strategies and product marketing strategies are sales and promotion tactics for various product and service offerings. The nature of the offering itself is where the two differ most from one another.

Why do you want to get into product marketing?

At the same time, it's very difficult and rewarding. Cross-functional teams are frequently led by product marketing managers, giving you exposure to a wide range of job functions. A profession in product marketing allows you to have an influence and redistributes meaning to your work.

Service marketing methods emphasize the quality and customization of intangible services, while product marketing strategies concentrate on the attributes and advantages of tangible commodities. Both forms of marketing tactics seek to draw in and keep clients, but because the products and services offered differ, they call for distinct methods.

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Choose all of the possible causes of structural unemployment
es
А)
changes in seasons
B)
changes in technology
increase in global competition
D)
changes in personal career choices
E)
changes in required training or education

Answers

Answer:B) changes in technology C) increase in global competition E) changes in required training or education

Explanation: I just did it

The possible causes of structural unemployment are changes in technology, an increase in global competition and changes in required training or education. The correct option is b, c and e.

What is structural unemployment?

Structural unemployment refers to a longer-lasting form of unemployment caused by fundamental shifts in an economy and exacerbated by extraneous factors such as technology, competition, and government policy. This type of unemployment occurs because workers lack the requisite job skills or live too far from regions where jobs are available and cannot move closer.

Although jobs are available, there is a serious mismatch between what companies need and what workers can offer. Growing technology in all areas of life increases future structural unemployment because workers without adequate skills will get marginalized. Even those with skills may face redundancy, given the high rate of technological obsolescence and the growing use of machines or AI.

Structural unemployment can last for decades and usually requires a radical change to reverse.

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what function represents the same relationshipI know it's not C though When Laney passes Avenue D, her heart pounds and her stomach tightens. Laney often bought crack cocaine on that street before she became clean. Within the framework of classical conditioning the sight of Avenue D is a(n) _____ stimulus, whereas her body's reaction is a(n) _____. Please choose the correct answer from the following choices, and then select the submit answer button. conditioned; conditioned response conditioned; reinforcer unconditioned; unconditioned response unconditioned; reinforcer Match the number with its opposite. (4 points)Column A1.9.2 :9.22.-2.9 :-2.93.-1.4:-1.44.4.1:4.1Column Ba.-9.2b.-4.1c.2.9d.1.4Question 2 (3 points)(03.03)The point R is halfway between the integers on the number line below and represents the number . (Use the hyphen for negative numbers and write the answer as a decimal, such as -6.4).Number line from negative 10 to positive 10 in increments of 1 is shown. In between the whole numbers, there should be a tick mark. Only the whole numbers are labeled. A point labeled R is placed halfway between the 3rd and 4th tick marks to the left of 0.(3 points)Blank 1: Question 3 (4 points)(03.03)On which number line do the points represent negative 4 and 1 over 2 and +3? (4 points) aNumber line from negative 10 to positive 10 in increments of 1 is shown. Only the whole numbers are labeled. A point labeled R is placed between the 4th and 5th tick marks to the left of 0. A point labeled T is placed on the 3rd tick mark to the right of 0. bNumber line from negative 10 to positive 10 in increments of 1 is shown. Only the whole numbers are labeled. A point labeled R is placed on the 3rd tick mark to the left of 0. A point labeled T is placed between the 4th and the 5th tick marks to the right of 0. cNumber line from negative 10 to positive 10 in increments of 1 is shown. Only the whole numbers are labeled. A point labeled R is placed is between the 4th and 5th tick marks to the left of 0. A point labeled T is placed between the 2nd and 1st tick marks to the left of 0. dNumber line from negative 10 to positive 10 in increments of 1 is shown. Only the whole numbers are labeled. A point labeled R is placed on the 1st tick mark to the left of 0. A point labeled T is placed between the 2nd and the 3rd tick mark to the right of 0.Question 4 (3 points)(03.03)On which number line are 6 and its opposite shown? (3 points) aNumber line from negative 10 to positive 10 in increments of 1 is shown. Only the whole numbers are labeled. A solid, blue point is placed on the 6th tick mark to the left of 0. A solid, blue point is on 0. bNumber line from negative 10 to positive 10 in increments of 1 is shown. Only the whole numbers are labeled. A solid, blue point is placed on the 6th tick mark to the left of 0. A solid, blue point is on the 6th tick mark to the right of 0. cNumber line from negative 10 to positive 10 in increments of 1 is shown. Only the whole numbers are labeled. A solid, blue point is placed on 0. A solid, blue point is on the 6th tick mark to the right of 0. dNumber line from negative 10 to positive 10 in increments of 1 is shown. Only the whole numbers are labeled. A solid, blue point placed on the 6th tick mark to the left of 0. A solid, blue point mark is on the 3rd tick mark to the left of 0.Question 5 (3 points)(03.03)Which of the following describes the location of the opposite of the number that R represents on this line?vertical number line from negative 6 to positive 6 in increments of 2 is shown. Only the whole even numbers are labeled. 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Indicate (a) the effect on the accounting equation and (b) the debit-credit analysis. Aug. 1 Opens an office as a financial advisor, investing $5,000 in cash in exchange for common stock. 4 Pays insurance in advance for 6 months, $1,800 cash. 16 Receives $1,900 from clients for services performed. 27 Pays secretary $1,000 salary. Select the statement that correctly describes the relationship between these two sequences: 1, 2, 3, 4, 5 and 10, 20, 30, 40, 50. aEach term in the second sequence is 10 times the corresponding term in the first sequence.bEach term in the second sequence is double the corresponding term in the first sequence. cEach term in the second sequence is 20 times the corresponding term in the first sequence. dEach term in the first sequence is double the corresponding term in the second sequence. The pressure in a certain tire is 109 kPa, what is the pressure of the air in the tire inpsi? PLEASE HELP!!!HURRY!!which statement best evaluates how well this narrative establishes a clear focus? what was the main reason that traders crossed the desert in large groups? 3. PART A: What does the phrase "sea change" mostclosely mean as it is used in Paragraph 13?O A a period of substantial technological advancementB a time of increased demand for specialized laborOC a profound or notable transformationD a disruptive and undesirable change how do you think the blitz might have affected civilian morale in london I need help on this question please