A client looking to invest in a mortgage-backed instrument and mitigate prepayment risk may wish to consider a(n) - 28455712.
What is mortgage?A mortgage is a sort of loan used to buy or keep up a house, land, or other types of real estate. The borrower agrees to make payments to the lender over time, usually in a series of monthly installments that are split into principal and interest. Then the asset is used as security to protect the loan.
Borrowers must apply for a mortgage through their preferred lender and make sure they satisfy a number of standards, including minimum credit scores and down payments. Before they proceed to the closing stage, mortgage applications must pass a rigorous underwriting procedure. The borrower's needs will determine the different sorts of mortgages, such as fixed-rate and conventional loans.
Mortgages are loans used to purchase homes and other types of real estate.
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Which type of market research data is Roland about to analyze? Roland works as a researcher for his manufacturing firm. He has conducted primary research to collect relevant market research data that will help his firm. He decided to use mathematical and statistical tools to analyze the data because the data is in nature.
Answer:
Roland works as a researcher for his manufacturing firm. He has conducted primary research to collect relevant market research data that will help his firm. He decided to use mathematical and statistical tools to analyze the data because the data is in nature.
Roland is about to analyze primary market research data.
Explanation:
Primary data are always in a state of nature. Primary data are collected by Roland before analysis are from first-hand or primary sources. For Roland to acquire the data, he must use primary research methods like surveys, interviews, or experiments. Because primary data are acquired with the research project in mind and directly from primary sources, they are contrasted with secondary data. Secondary data were acquired by some other researchers and used in their analyses before being collected by another researcher as a basis for research continuation.
newspapers in the 1950s were struggling for the following reasons except group of answer choices increased ink and paper prices. a healthy economy. television news. higher wages for workers. previousnext
Newspapers in the 1950s were not struggling for the following reason television news.
An electronic device transmits temporary pics of constant or transferring gadgets together with sound over twine or thru space by means of equipment that converts mild and sound into electrical waves and reconverts them into seen light rays and audible sound.
Television is a system for transmitting visual snapshots and sound which can be reproduced on monitors, mainly used to broadcast packages for enjoyment, records, and education. The television set has come to be not unusual in lots of families, businesses, and establishments.
We depend on television for entertainment, information, education, tradition, weather, sports—and even song, considering the advent of music films. With an increasing number of methods of viewing television to be had we have access to a plethora of each exact excellent and irrelevant television content material.
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a contractor is considering a project that promises a profit of $11,349 with a probability of 0.73. the contractor would lose (due to bad weather, strikes, and such) of $6,633 if the project fails. what is the expected profit?
The expected profit is $6493.86.
Probability is the branch of arithmetic concerning numerical descriptions of ways possibly an occasion is to occur, or how in all likelihood it is that a proposition is proper. The opportunity of an occasion is quite a number among 0 and 1, in which, more or less speaking, 0 indicates the impossibility of the occasion and 1 shows the truth.
Given, a profit of $ 11,349 with a probability of 0.73 and a loss of $6633 with prob 1 - 0.73
= 0.27
expected profit
= 11,349 * 0.73
= 8284.77
loss
$6,633 * 0.27
= 1,790.91
not profit = $ 8284.77 - $ 1,790.91
= $6493.86
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8) walter co. and sandburg industries report the following information at december 31: walter sandburg accounts receivable $41,000 $68,000 cash 6,000 7,000 finished goods inventory 25,000 work in process inventory 40,000 merchandise inventory 48,000 prepaid expenses 1,000 2,000 raw materials inventory 21,000 required: (a) which company is a manufacturer? explain. (b) prepare the current assets section of the balance sheet for the manufacturer.
Walter Co. is a manufacturer because it uses raw materials, and has a stock of merchandise inventory, work-in-progress inventory, and finished goods inventory. The current assets of Walter Co. will be:
Current Assets:
Cash 6,000
Inventories
Raw materials inventory 21,000
Work in progress inventory 40,000
Finished goods inventory 25,000
Merchandise inventory 48,000
Total inventory 1,34,000
Other assets
Accounts receivable 41,000
Prepaid expenses 1,000
Current assets 2,22,000
A manufacturing company is a company that takes in raw materials processes the raw materials and then sells the finished goods manufactured in the market. So the current assets section of the balance sheet of Walter Co. is given which will be written on the right side of the balance sheet.
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what are three potential flaws with the regular payback method? does the discounted payback method correct all three flaws?
There are three main mistakes in the normal repayment method.
(1) All dollars received in different years are equally weighted.
(2) Cash flows beyond the amortization year are not considered at all, regardless of the amount.
(3) Unlike NPV, which indicates how much a project increases shareholder wealth, or IRR, which indicates how much a project exceeds its cost of capital, payback simply indicates when the investment has been recovered. Discount amortization only fixes the first error, but the other two errors remain.
REPAY is a full-service payment technology and processing provider that enables convenient and secure payment collection across any channel, anytime.
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Gus decides to park his canmper in an empty overgrown lot and connects wires from his camper to an electric pole to obtain electricity. Because
Gus's actions in connecting wires more than likely violate a county ordinance or state law preventing individuals from connecting wires to power
cables installed by the electric company, Gus is liable for
fraud
O trespass
O nuisance
O negligence
Answer:
negligence
Explanation:
Answer:
It was trespass on edge quiz
Explanation:
the grange and farmers’ alliances differed in their views on the regulation of business. their commitment to political action. their efforts to provid
The farmers' alliance and the grange held different opinions about their dedication to political engagement.
What was the Farmer's alliance?American farmers united themselves into the Farmers' Alliance, which grew and prospered around 1875. The National Farmers' Alliance and Industrial Union, which represented white farmers in the South, the National Farmers' Alliance, which represented white and black farmers in the Midwest and High Plains, regions where the Granger movement had been active, and the Colored Farmers' National Alliance and Cooperative Union, which represented African American farmers in the South, were all part of the movement. The organization's objective was to eliminate the negative effects the crop-lien system had on farmers in the years after the American Civil War.
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indicate on what financial statement you would find the following accounts: income statement (i/s), statement of retained earnings (sre), balance sheet (b/s) and/or the statement of cash flows (scf). a. interest income b. cash c. cash provided by operating activites d. service reveneue e. common stock f. dividends g. retained earnings, beginning of period h. accounts receivable i. interest expense j. income tax expense k. net cash used by investing activities l. equipment m. total stockholders equity n. bank loan payable
The correct answer to the given question is a cash flow statement.
What is a cash flow statement?A cash flow statement, also known as a statement of cash flows, is a financial statement used in financial accounting that breaks down the analysis into operating, investing, and financing activities. It illustrates how changes in balance sheet accounts and income affect cash and cash equivalents. A cash flow statement is a type of financial statement that gives total information about all of the cash inflows a business makes from continuing activities and outside investment sources. It also includes any cash outflows made within a specific period to cover investments and business expenses. An entity's cash flow statement (CFS) contains important data. It displays the flow of cash into and out of a business.
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When someone makes a choice, what are all the other alternatives that are given up by making that choice called?
When someone makes a choice, what are all the other alternatives that are given up by making that choice called trade-offs.
All of economics is about tradeoffs. Any circumstance where choosing one course of action results in giving up another, often foregoing a reward or opportunity, is referred to as a tradeoff. A bonus in one area must be a minus in another, and in these zero-sum circumstances we encounter tradeoffs. The investigation of how humans distribute limited resources and bargain over opportunity costs is a central tenet of economic theory.
If we apply economic principles to resources other than money, economics provides instruments that we may utilize as guides for achieving our goals in life. Even while we all understand that money isn't limitless, we frequently treat our time, energy, and attention as if they are.
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what will happen to profit-maximizing level of output if the cost of a fixed production factor increases?
The total cost curve would rigorously move up by the amount of the change if fixed costs increased. Both the overall income curve and the whole expense curve would remain unchanged. As a result, the production that maximizes profit would not change.
How Do Fixed and Variable Costs Affect the Marginal Cost of Production?
Both fixed and variable expenses make to an organization's overall cost. Only when variable costs are present can fixed costs and variable costs have an impact on the marginal cost of production. By dividing the change in the total cost by a one-unit change in the manufacturing output level, the marginal cost of production is determined. The calculation establishes the manufacturing cost for an additional unit of the good. It is helpful in determining when a company will be able to realize economies of scale.
The additional cost of manufacturing only one more unit is referred to as the marginal cost of production.
Since fixed expenses normally do not change as the number of units increases, they have little impact on the marginal cost of production.
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Mario is a purchasing agent for his company. His company cans produce
from farms all over the area throughout the year. To prevent the produce from
spoiling, Mario needs to find a supplier who can ensure delivery of the
canning materials when promised so that employees can begin canning the
produce as soon as its delivered. What category will be most important to
Mario when assessing potential suppliers?
Answer:
Timeliness
Explanation:
The category that will be most important to Mario when assessing potential suppliers is its commitment and timeliness.
A supplier is referred to as a channel of distribution or an individual who helps in making the availability of resources like raw materials to manufacturers and products to wholesalers and retailers.
The given situation discussed Mario who was purchasing agent for his company. It is observed that its company produces products and to prevent them from spoiling it needs to find a supplier who better delivers goods ensuring safety along with that.
While assessing potential suppliers it is important to check their commitment level so that the timely delivery of goods takes place along with quality products.
The competency of the supplier will also check in terms of competition so that they can help Mario with quality goods at a reasonable price in the required quantity to meet your requirements.
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1+1+1+1
PRESS PRESS PRESS PRESS PRESS CARDI AINT NEED NO PRESS
I WAS BORN TO FLEX DIMONDS ON MY NECK I LIKE MORNING CHECKS I LIKE MORING S**
(4) But nun in this world that i like more then checks money
Under what conditions should a sponsor approve a project change, and when is it okay for the project manager to authorize a change? a. Sponsor approval is needed if a change requires additional funding; a project manager is generally authorized to make most other decisions b. Sponsor approval is needed only if the project manager is not available c. Sponsor approval is always needed d. Sponsor approval is needed if a change requires a change to the project charter; a project manager is generally authorized to make most other decisions
Answer:
never
Explanation:
A business is defined as an organization or enterprising entity engaged in commercial, industrial, or professional activities. ... The term "business" also refers to the organized efforts and activities of individuals to produce and sell goods and services for profit.
The annual profits of a company are modeled by the function f(x) = x4 â€" 87x2 â€" 26x 2680, where f(x) represents an amount in thousands of dollars, and x is years, starting in 1950. during what years has the company had profits of one million dollars or more? 1943 to 1944, and 1955 to 1958 1944 to 1955, and 1958 to the present 1955 to 1958 1950 to 1955, and 1958 to the present
Answer: The answer to the question is D, or "1950 to 1955, and 1958 to the present."
Explanation: edge
based on your reading of the following, how do you warehouses manage ment systems help companies?
a. they organized inventory randomly
b.they organize inventory and logical and easy to manage ways
c.they identify which employees will make the best warehouse workers
d.the get the best prices for the items they order
Answer:
b.they organize inventory and logical and easy to manage ways
Explanation:
A warehouse management system or (WMS) is a complex computer application software designed to improve the efficiency of managing inventory and supplies in an organization. The warehouse management system tracks the movement of inventory from the warehouse to the distribution chain. The systems complement the existing warehouse procedures and processes. It enables processes such as receiving, picking, and issuing of inventory logical, faster, and more accurate.
What will likely happen if you try to use your memory as your only planner?
a. You will become more focused and better organized.
b. You will concentrate primarily on your social activities.
c. You will probably forget important events and deadlines.
d. You will concentrate primarily on your academic responsibilities.
Explanation:
c. you will probably forget important events and deadlines.
Erica's Country Furniture sells wooden chairs for $179.49. It buys the chairs from a craft shop for $87.49 each. Its overhead rate is 28%. What is the net profit rate for each chair?
Answer:
60.28%
Explanation:
The selling price per chair = $179.49
buying price per chair = $87.49
the overhead rate is 28%
Actual overheard = 28% x $87.49
=28/100 x 87.49
=0.28 x 87.49
=$24.4972
total cost price per chair = $87.49 + $24.4972
=$111.98
profit per chair
= $179.49 - $111.98
=67.51
Profitability rate = 67.51/111.98 x 100
=60.28%
Mario is a skilled jet flyer that was recently hired by Meagan who is starting an airline business that allows travelers to travel to small cities at half the price of Delta Airlines flights. Which factor of production is Mario?
A . Entrepreneurship
B . Labor
C . Capital
D . Land
Answer:
B . Labor
Explanation:
Labor refers to human efforts or contribution to the production process. Human beings provide skills, knowledge, experience, energy, and time in making products or in the provisions of services. Human beings are compensated with salaries, wages, and other benefits in exchange for labor.
Marion will be employed as a pilot. Meagan requires the skills of a person to offer services to customers. Mario will be providing labor services.
Tony earned a bachelor's degree at a public school. Which type of higher education institution did he attend?
A.
A 2-year college.
B.
A propriety school.
C.
A theological school.
D.
A 4-year university.
Answer:
D
Explanation:
Bachelor Degree is 4 years
Answer:
D.
A 4-year university.
Explanation:
project management is a necessary discipline in many businesses because: multiple select question. corporate priorities are expanding to include environmental and social issues. new products must be developed and introduced to the market quickly. projects play an increasing role in the strategic direction of firms. few college programs are teaching project management.
Statements given a , b and c are correct choices of this question.
Project management is an essential discipline in a wide range of businesses that provides leadership and directions to projects in order to deliver best work by creating short term and long term project plans.
A brief explanation of correct choices are as follows:
a. Corporate prioritizes are growing to include environmental and social issues:
The environmental and social factors such as disasters, financial and economic shifts, access to technology, market trends, people norms and values, and culture of the society can have a direct and indirect influence on projects. It is the project management that provides contingency strategies in place to ensure the least possible negative influence to project success.
b. New services and products must be developed and introduced to the market quickly
Missing deadlines result in incomplete deliverables, in turn that expand the time to complete the project and launch it into the market. It is the project management that provides help to develop and introduce new products to market quickly, which is the most critical factor to businesses success.
c. Projects play a significant role in the strategic direction of firms
As a discipline, project management provides strategic directions to align projects with enterprise’s plan. Such as it specifies requirements and establishes achievable objectives; prioritizes the sequence of tasks to meet stakeholders’ expectations and organization’s goals; stimulates team collaboration; offers ways to identify and mitigate risks and challenges; and balances competing demands of quality, scope, time and cost.
The option d is false because, nowadays, Project Management as an academic discipline has been acknowledged and is being taught in many colleges and universities.
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If I am to leave a place at 12:00 am and it is 9:35 am now, How long until I leave at twelve?
Your new health insurance has a $4,000 deductible. What does that mean?
You'll pay the insurance company $4,000 a year to cover all of your
medical expenses.
B
Your insurance will cover up to $4,000 of your medical expenses each
year and then you'll have to cover the rest.
с
You'll need to pay $4,000 on medical expenses each year before your
insurance will kick in
Your insurance will pay up to $4,000 for each medical visit you have.
Answer:
с). You'll need to pay $4,000 on medical expenses each year before your
insurance will kick in
Explanation:
The deductible is the cash amount that a person needs to pay to the insurance company before their insurance coverage can begin. It applies mostly to medical insurance. If an insurance policy has a deductible requirement, one can not launch any claim without having paid the deductible in full. The insured pays the deductible out of pocket.
Identify two examples of businesses that operate in the secondary sector
Answer:
car manufacturer & food production
Explanation:
allowing consumers to connect with and order subway over the web or on their phone whenever and however they wish, represents the facet of brand engagement described as
Allowing consumers to connect with and order subway over the web or on their phone whenever and however they wish represents the facet of brand engagement described as Consumer Control.
A consumer is a person who purchases, orders, or purchases goods, products, or services primarily for personal, social, familial, domestic, and similar needs not directly related to entrepreneurial or business activity. or the individual or group that it is intended to use.
The law uses the term consumer primarily in relation to consumer protection law, and the definition of consumer is often limited to living persons (not businesses or legal entities) and commercial User is excluded. A typical legal justification for consumer protection is based on the idea of monitoring market failures and inefficiencies.
Unequal bargaining power between consumers and businesses. Consumer protection has clear political implications, as every potential voter is also a consumer. In the economy, consumers purchase goods and services primarily for consumption and not for resale or commercial purposes. Consumers pay a certain amount and then consume.
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when making the decision to hire a new employee, which selection method has low reliability and validity
Reference checks are not very reliable, particularly if they are based on letters. These are also not very valid.
Reference checks often comprise contacting the applicant's previous employers, supervisors, coworkers, and instructors in order to confirm prior employment and learn more about the applicant's knowledge, abilities, talents, and character.In what way are reference checks modulated?Remember that when a recruitment company approaches your references, it's almost usually a good sign, so you can rest.A reference check, according to Foss, frequently signifies that a hiring manager is about to provide an offer to a candidate and wants one last confirmation that you are the right fit for their business. that you are the proper match for their organization.To Learn more about Selection Process , Click the links.
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which provision in a contract for deed addendum states the buyer will provide the seller a signed financial statement within 5 days of final acceptance of the contract and buyer authorizes seller to conduct credit checks?
Credit approval in a contract for deed addendum states the buyer will provide the seller a signed financial statement within 5 days of final acceptance of the contract. The buyer authorizes the seller to conduct credit checks.
What are financial statements?Financial statements are a group of summaries of information regarding the cash flows, financial position, and financial results of an organization. They consist of the cash flow statement, balance sheet, and income statement.
The following are some uses for financial statements:
to assess a company's capacity for producing cash and the sources and use of that cash.to ascertain if a company has the ability to pay down its debts.to monitor financial outcomes over time in order to identify any potential problems with profitability.to calculate financial ratios from the financial statements that can be used to assess the state of the enterprise.should look into certain commercial transactions specifics as described in the disclosures that go along with the statements.To learn more about financial statements, visit:
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c. Describe the role a sales person would play in selling this type of product. How much help would customers be likely to need from the sales person? (1-3 sentences.
Answer:
They would help the product that they are selling sell better and would provide examples that would help the product sell better. The better the product sells the better the sales person gets paid. they would likely need not much help sense a sales person is mostly just for the company to sell their product or service well.
Explanation:
I hope this helped
mr. husker’s tuxedos corp. ended the year 2021 with an average collection period of 39 days. the firm’s credit sales for 2021 were $56.8 million.
Mr. husker’s tuxedos corp. ends the year 2021 with an average collection period of 39 days. So, the year end 2021 balance in accounts receivable for Mr. Husker’s Tuxedos is $6,069,041.
Given,
Average collection period = 39 days.
Firm’s credit sales = $56.8 million.
Accounts receivables = ?
So the year end 2021 balance in accounts receivable for Mr. Husker’s Tuxedos is calculated below
The Average collection period = (accounts receivables / credit sales) × 365
39 = (Accounts receivables / $56,800,000) x 365
365 accounts receivables = $56,800,000 × 39
= $2,215,200,000 / 365
= $6,069,041
Hence, accounts receivables is $6,069,041
Accounts receivable is the money which the customers owes a company for products or services that have been invoiced to them. So the total value of all accounts receivable is listed on the balance sheet as current assets.
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2. Which of the following statements about taxes
is true?
a. Only the federal government has the right
to tax a person's income.
b. Any taxes collected by the government
are returned to the person when she files
her income tax return.
C. Taxes are the major source of revenue for
the government.
d. Taxes can only be taken out of a person's
income when she has a full-time job.
Answer:
C. Taxes are the major source of revenue for
the government.
Explanation:
The government imposes taxes on incomes, goods and services sold, imports, and other items to raise money to finance its operations. Therefore, taxes are a source of revenue for the government.
The government also engages in other revenue-generating activities such as trade through state-owned corporations. As a composition of total revenue collected, taxes are the biggest contributor to government revenues.
quizlet one way that long-term equity anticipation securities (leaps) differ from standard options is that they
Long term equity anticipation securities (LEAPS) have max expirations of 39 months though max is 39, most trade w a 30 month life cycle.
What is long-term equity?Long-term Equity is intended for privately held, entrepreneurial businesses looking for joint investors to assist their long-term sustainable performance.
Any asset's equity is the ownership remaining after all liabilities related to it have been paid off. For instance, if you owe $10,000 on a car you own that is worth $25,000, you have $15,000 in equity in the asset. It is the worth of or interest in assets held by the most novice class of investors.
Many forms of equity
Equity held by shareholders. The amount of assets distributed to shareholders after liabilities have been subtracted is known as shareholders' equity or simply shareholders' equity.
ownership equity
Common shares.
favored stock.
further capital contributions.
Government stock
Retained income.
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