Article Summary: "New Addendum Regulations for SMK Civil Engineering Group" The Saturday Star featured an article about the new addendum regulations implemented by SMK Civil Engineering Group.
What is the central idea of "New Addendum Regulations for SMK Civil Engineering Group"?The article's main thesis is that SMK Civil Engineering Group has implemented new addendum regulations to enhance worker safety, job security, and fair labor practices, and that management of the business is dedicated to seeing to it that these regulations are followed. The piece highlights the value of employees becoming familiar with the changes and the substantial effect that these regulations will have on the business's operations.
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What are 5 qualities of good security guard?
Answer:
work hard
be careful at all Times
Help me with my business homework please
The Business Problems are given as follows.
Solution 1: Provide a full refund as per the act.Solution2: Apologize to the customer, issue a refund, and compensate for any lost photos. Fix the app to prevent future incidents.What is the explanation for the above?For solution 1: According to the law, if a customer's purchased product is found to be faulty within 6 months of purchase, the seller is required to offer a full refund. In this case, since the washing machine was not working properly even after being repaired, and it has been only 5 months since it was purchased, the seller should provide a full refund to the customer.
Potential impact to business is: Financial impact due to the cost of the refund and loss of potential future sales.
For solution 2: Explanation: The app has a serious bug that deletes photos instead of organizing them. The company must take responsibility for the mistake and make it right with the customer.
Impact on the business: Financial loss due to refund and compensation costs, damage to the company's reputation, potential loss of customers and sales.
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Under the CAL-VET program, during the period that the veteran is living in the home and making payments, the veteran is party to a land contract. has full legal title. is a tenant in a leasehold estate. has no equitable interest in the property.
Under the CAL-VET program, during the period that the veteran is living in the home and making payments ,has full legal title.
What kind of agreement is a veteran given when making a Cal Vet purchase?A loan arrangement known as a participation contract is signed by the veteran and Calve and is governed by a separate legal system from mortgage law.
The Cal Vet program is what?Calve sets the national standard for connecting veterans and their families with the rights and benefits they have earned through their military service as well as providing innovative leadership in veteran advocacy and veteran services in California.
Cal Vet is available to veterans.To be eligible, the following prerequisites must be satisfied: Every veteran who served actively for at least 90 days, during a time of war or peace (but not exclusively on active duty for training purposes), is eligible. To be eligible, service must be rendered in morally upright circumstances. There are no requirements for living there. The veteran has full legal title to the property while participating in the CAL-VET program and making payments on it.
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Compute activity-based costing rates from the following budgeted data for Upton Golf Co.
Answer:
Explanation:
I don't know how to say it
Consider the following time series data.
Quarter Year 1 Year 2 Year 3
1 5 8 10
2 2 4 8
3 1 4 6
4 3 6 8
(a) Choose the correct time series plot.
(i)
(ii)
(iii)
(iv)
Plot (iv)
What type of pattern exists in the data?
Positive trend pattern, with seasonality
(b) Use a multiple regression model with dummy variables as follows to develop an equation to account for seasonal effects in the data: Qtr1 = 1 if Quarter 1, 0 otherwise; Qtr2 = 1 if Quarter 2, 0 otherwise; Qtr3 = 1 if Quarter 3, 0 otherwise.
If required, round your answers to three decimal places. For subtractive or negative numbers use a minus sign even if there is a + sign before the blank (Example: -300). If the constant is "1" it must be entered in the box. Do not round intermediate calculation.
ŷ =
6.667
+
Qtr1 +
Qtr2 +
Qtr3
(c) Compute the quarterly forecasts for next year based on the model you developed in part (b).
If required, round your answers to three decimal places. Do not round intermediate calculation.
Year Quarter Ft
4 1
5.667
4 2
3.667
4 3
4.667
4 4
6.667
(d) Use a multiple regression model to develop an equation to account for trend and seasonal effects in the data. Use the dummy variables you developed in part (b) to capture seasonal effects and create a variable t such that t = 1 for Quarter 1 in Year 1, t = 2 for Quarter 2 in Year 1,… t = 12 for Quarter 4 in Year 3.
If required, round your answers to three decimal places. For subtractive or negative numbers use a minus sign even if there is a + sign before the blank (Example: -300).
ŷ =
6.667
+
-0.032
Qtr1 +
-4.688
Qtr2 +
-3.344
Qtr3 +
0.656
t
(e) Compute the quarterly forecasts for next year based on the model you developed in part (d).
Do not round your interim computations and round your final answer to three decimal places.
Year Quarter Period Ft
4 1 13
12.917
4 2 14
8.917
4 3 15
4 4 16
On the basis of the multiple regression model created in part, the quarterly prediction for Year 4, Quarter 1, is 7.667. (b).
What advantages can quarterly forecasts offer?The difference between a good quarter and a significant loss is sometimes determined by how precise the projection is. You will receive data from a quarterly forecast covering a three-month period. These figures contain revenue and profit projections so that you may understand the incomings and outgoings of your company and make more informed decisions.
What is a prediction for a year?For instance, if your forecast period is 12 months long, another month will be added when each one finishes. In this manner, your forecasts are always 12 months out. Rolling forecasts often include 12 forecasts or more.
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A great way to ontain hands-on training in a real work environment is to complete a(n)
Answer:
It's c, apprenticenship
A competent party who unknowingly enters into a contract with a minor may void the contract. true false
Answer:
False.
Explanation:
A contract entered into by a minor is generally voidable at the option of the minor, but not at the option of the competent party. The competent party is bound by the terms of the contract unless it can be shown that the minor lacked capacity to enter into the contract, such as in cases where the minor was mentally incompetent or under the influence of drugs or alcohol at the time of entering into the contract.
Analyse 3 ways a school or college might help teachers achieve a better work life balance[12]
Answer: The 3 ways a school or college might help teachers achieve a better work life balance are: (1) By conducting co-curricular activities. (2) To provide maternity/menstrual/emergency leaves. (3) Restrictions on working hours.
Explanation: The 3 ways a school or college might help teachers achieve a better work life balance are as follows :
(1) To reduce the stress of the entire week schools can conduct co-curricular activities for teachers such as yoga, dance, singing, games among students and teachers. It strengthen the bond between students and teachers.
(2) They should provide maternity leave or menstrual leave to female faculties and emergency leave for faculties. These balances their personal and professional life.
(3) There should be work as well as time restrictions for teachers so that they do not work for extra hours. They should also have ample number of faculties for all subjects and enough non-teaching staffs, so that teaching staffs do not have to do extra hours of work.
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Describe the use of imaginative text. Give an example to explain your answer?
Answer:
Imaginative texts are characterised by originality, freshness and insight. These texts include novels, traditional tales, poetry, stories, plays, fiction for young adults and children, including picture books and multimodal texts, for example, film.
Explanation:
heir primary purpose is to entertain through their imaginative use of literary elements.
Last year Easton Corporation reported sales of $780,000, a contribution margin ratio of 40% and a net loss of $30,000. Based on this information, the break-even point was:
a. $705,000
b. $930,000
c. $810,000
d. $855,000
The break-even point for Easton Corporation was $855,000 (option d) is the correct answer.
Based on the information provided, the break-even point for Easton Corporation, we will first find the fixed costs and then use the contribution margin ratio to find the break-even point in sales.
Step 1: fixed costs.
We know that:
- Sales = $780,000
- Contribution Margin Ratio = 40%
- Net Loss = $30,000
Contribution Margin = Sales * Contribution Margin Ratio
Contribution Margin = $780,000 * 40% = $312,000
Now, we can find the fixed costs:
Fixed Costs = Contribution Margin - Net Loss
Fixed Costs = $312,000 - (-$30,000) = $342,000
Step 2: break-even point in sales.
Break-even point in sales = Fixed Costs / Contribution Margin Ratio
Break-even point in sales = $342,000 / 40%
Break-even point in sales = $855,000
Therefore, the break-even point for Easton Corporation was $855,000 (option d).
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On the following graph, use the green point (triangle symbol) to plot the weekly total revenue when the market price is $50, $75, $100, $125, $150, $175, and $200 per scooter.
Total Revenue
0
25
50
75
100
125
150
175
200
225
250
275
300
325
8700
8100
7500
6900
6300
5700
5100
4500
3900
3300
TOTAL REVENUE (Dollars)
PRICE (Dollars per scooter)
According to the midpoint method, the price elasticity of demand between points A and B is approximately .
Suppose the price of scooters is currently $200 per scooter, shown as point A on the initial graph. Because the demand between points A and B is , a $25-per-scooter decrease in price will lead to in total revenue per week.
In general, in order for a price decrease to cause a decrease in total revenue, demand must be .
The weekly total revenue given the market price is attached.
How to explain the informationAt point B: P1 = $125 and Q1 = 70
At point A: P2 = $150 and Q2 = 60
PED between point A and B = ?Q/?P *( P1 + P2 / Q1 + Q2)
= (60 - 70) / (150 - 125) * (125 + 150) / (70 + 60)
= (-10 / 25) * (275 / 130)
= -0.85
The absolute value is 0.85. Since PED is less than 1, demand is inelastic.
According to the midpoint method, the price elasticity of demand between points A and B is approximately 0.85.
Suppose the price of bippitybops is currently $125 per bippitybop, shown as point B on the initial graph. Because the price elasticity of demand between points A and B is inelastic, a $25-per-bippitybop increase in price will lead to increase in total revenue per day.
In general, in order for a price decrease to cause a decrease in total revenue, demand must be inelastic.
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Explain briefly the difference between traditional and enlightened management
intelligent management Enlightened managers in our world are those who are sensitive to both their employers and staff. They are conscious of the outside environment and how it affects the company.
What does "enlightened" mean in practice?Being advanced and having acquired necessary information or knowledge, particularly spiritual knowledge, is referred to as enlightenment. Enlightenment can be exemplified through learning more about a certain field of study or religion.
What does the word "enlightened" actually mean?demonstrating comprehension, being constructive, and not adhering to erroneous or outdated ideas The school has a progressive policy that involves teaching boys how to cook. She has considerably more progressive ideas on schooling now.
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Please help with (d).
The 95% confidence interval for the change in hotel occupancy rates over the one-year period is 0.0135 to 0.0665. This means that we can be 95% confident that the true change in hotel occupancy rates falls within this range.
What is the implication of this?Based on the results of the hypothesis test and the confidence interval estimate, we can conclude with 95% confidence that the proportion of hotel rooms occupied in the current year has increased by between 1.35% and 6.65% compared to the previous year.
This suggests that there has been a positive trend in hotel occupancy rates over the one-year period.
It is likely that area officials would be pleased with these results, as an increase in hotel occupancy rates can be a positive sign for the local economy. Higher occupancy rates can lead to increased revenue for hotels, as well as increased spending in the surrounding area by tourists and business travelers.
To determine the 95% confidence interval for the change in hotel occupancy rates over the one-year period, we can use the following formula:
( P1 - P2 ) ± z * sqrt [ P1(1 - P1) / n1 + P2(1 - P2) / n2 ]
where:
P1 is the proportion of rooms occupied in the current year (0.82)
P2 is the proportion of rooms occupied in the previous year (0.78)
n1 is the sample size for the current year (1,394)
n2 is the sample size for the previous year (1,404)
z is the z-score corresponding to a 95% confidence level (1.96)
Plugging in these values, we get:
( 0.82 - 0.78 ) ± 1.96 * sqrt [ (0.82 * 0.18 / 1,394) + (0.78 * 0.22 / 1,404) ]
= 0.04 ± 0.0265
= 0.0135 to 0.0665
Therefore, the 95% confidence interval for the change in hotel occupancy rates over the one-year period is 0.0135 to 0.0665. This means that we can be 95% confident that the true change in hotel occupancy rates falls within this range.
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The complete question in text format:
Current Year Previous Year Occupied Rooms 1,394 1,404 Total Rooms 1,700 1,800 a. Formulate the hypothesis test that can be used to determine whether there has been an increase in the proportion of rooms occupied over the one-year period. Let pi = population proportion of rooms occupied for current year P2 = population proportion of rooms occupied for previous year H. : P1 - P2 less than or equal to 0 H. : P1 P2 greater than o b. What is the estimated proportion of hotel rooms occupied each year (to 2 decimals)? Current year .82 Previous Year .78 c. Conduct a hypothesis test. What is the p-value (to 4 decimals)? Use Table 1 from Appendix B. p-value = .9495 Using a 0.05 level of significance, what is your conclusion? We can conclude that there has been an increase in the hotel occupancy rate. d. What is the 95% confidence interval estimate of the change in occupancy for the one-year period (to 4 decimals)? .0135 to .0665 Do you think area officials would be pleased with the results? with the occupancy statistics as the trend for the current year is an increase in hotel Officials would likely be pleased occupancy rates compared to last year.
Discuss the causes of monopoly
Explanation:
Monopoly is a market structure characterized by the existence of a single supplier or producer in a market, with no close substitutes for its product. Monopolies can arise due to various reasons, including:
Barriers to entry: Monopolies can emerge due to barriers to entry that prevent other firms from entering the market and competing with the existing firm. Barriers to entry may include economies of scale, high start-up costs, exclusive patents or licenses, control over scarce resources, and legal or regulatory restrictions.
Control over essential resources: A firm may hold a monopoly if it controls an essential resource, such as a rare mineral, that is required to produce a specific product. If the resource is scarce and there are no substitutes, the firm can charge a premium price and maintain a monopoly.
Mergers and acquisitions: Large firms may acquire smaller firms or merge with their competitors to create a monopoly. This allows the dominant firm to increase its market share and reduce competition.
Government regulation: Government regulations can create monopolies in certain industries. For example, the government may grant exclusive licenses to certain companies to operate in specific industries or regions.
Network effects: Some industries, such as social media, benefit from network effects, where the value of the service increases as the number of users grows. This can lead to a dominant firm with a large user base and create a natural monopoly.
Predatory pricing: A firm may engage in predatory pricing, where it sets its prices below its costs to drive out competitors and gain market share. Once it has eliminated competition, the firm can raise its prices and maintain a monopoly
Here is the Ethical Dilemma:
Bushville’s city manager, Thomas Smith, is facing a financial dilemma. The General Fund will not have enough revenues to cover the current year’s expenditures. After an all-night session, he reduced the expenditures by only 5 percent, which is not enough to balance the budget. His wife mentions to him that whenever they did not have enough money to meet their bills for a particular month, she merely borrowed money from the bank. Smith decides to borrow from the Pension Trust Fund. His intention is to repay the loan as soon as possible.
Discuss the ethical dilemma that Thomas Smith faces.
For this report, students are to:
summarize the ethical dilemma faced by Thomas Smith
name at least 3 stakeholders involved
list at least 3 alternatives to the ethical dilemma
choose one of these alternatives and give an explanation why this specific alternative was chosen over the others
The ethical dilemma faced by Thomas Smith pertains to financing. He is worried about obtaining funding through legal means that will not endanger his business.
Who are the stakeholders?In the description, the main stakeholders are the business being managed by Thomas, the financial organization that he intends to borrow from, and the reputation of his immediate family.
Three alternatives to the ethical dilemma that Thomas is facing will include equity financing, business credit cards, and unsecured loans. Taking an unsecured loan instead of a secured loan is a better way to circumvent the risk of providing collateral and losing assets in a situation that the businessman is not yet ready to pay.
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On 1 July 2020 Tom bought a machine for P15, 500. He depreciates machinery at a rate of 20% per annum on the reducing balance basis. A full year’s depreciation is charged in the year an asset is purchased. His year end is 31 October. Required: a. Calculate the depreciation charge on the machine for the year to 31 October 2022. (6 marks) b. Identify three reasons why an asset may be depreciated. (3 marks)
The depreciation charge on the machine for the year to 31 October 2022 will be P4,464.
What is the depreciation charge on the machine?As the machine was purchased on 1 July 2020 and Tom's year-end is 31 October, the machine has been in use for two full years (from 1 July 2020 to 30 June 2021 and from 1 July 2021 to 31 October 2022).
As full year's depreciation is charged in the year of purchase, the initial depreciation charge would be 20% of P15,500 which will give us P3,100.
For the first year ending 31 October 2021. The remaining value of the machine is:
= P15,500 - P3,100
= P12,400.
Therefore, the depreciation charge for the first year is 20% of P12,400, which is P2,480.
For the second year ending 31 October 2022, the remaining value of the machine is:
= P12,400 - P2,480
= P9,920.
Therefore, the depreciation charge for the second year is 20% of P9,920, which is P1,984.
The total depreciation charge for the machine for the year to 31 October 2022 is:
= P2,480 + P1,984
= P4,464.
What are reasons why an asset may be depreciated?To reflect the decrease in an asset's value over time due to wear and tear, obsolescence, or other factors.To spread the cost of an asset over its useful life, rather than expensing the full cost in the year of purchase.To comply with accounting standards and principles, which require companies to accurately reflect the value of their assets in their financial statements.Read more about depreciation
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Your credibility is affected by your attention to detail while completing business messages. In view of the above statement.
a. Highlight the importance of proofreading your documents with any 4 time-tested techniques.
b. In order to make your content mobile-friendly what are the key aspects you need to focus on?
Being trustworthy equates to having credibility. The audience is invested in the speaker's credibility when they deliver a speech in public.
What factors can influence a communication's credibility?The speaker, communicator, and presenter must exhibit the following seven qualities in order to be taken seriously: poise, cohesion, charisma, character, competence, compassion, and commitment.
What does a credibility statement mean?A statement of credibility explains to the audience why you are qualified to give this speech, whether by personal experience or education. For example, you may tell the audience that you have studied the topic in depth or that you have worked in a relevant field.
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10. refer to the filled-in closing disclosure. if the seller helped the buyer with loan costs, it would be disclosed in which section of the closing disclosure? (a) section m (b) section k (c) section n (d) section a
If the seller helped the buyer with loan costs, it will be disclosed in section k of the closing disclosure.
Hence, the correct option is b.
Section K of the Closing Disclosure form includes details about the loan costs paid by the borrower and the seller. If the seller contributed to the loan costs, it would be disclosed in this section under the "Paid by Others" column.
This section also includes information about the borrower's own payments for loan costs, such as origination fees, appraisal fees, and credit report fees, among others.
It is important to review the Closing Disclosure carefully to ensure that all details about the loan costs and contributions are accurate and complete.
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Which two of the following statements are true about Attribution reports?
Select All Correct Responses
A. App conversions and store visits are included in Attribution reports
B. App conversions and store visits are not included in Attribution reports
C. Attribution reports can help you estimate how changes to your attribution model might impact conversion reporting
D. Attribution reports can help you evaluate and optimize performance after you’ve changed your attribution model
B. App conversions and store visits are not included in Attribution reports of the following statements are true about Attribution reports.
What is revealed by an attribution report?The paths customers follow to complete conversions are displayed in attribution reports, which also offer insights into how your various advertising campaigns interact to produce conversions. You may check, for instance, whether some keywords helped with conversions that subsequently came about as a result of other keywords.
Store visits and app conversions are excluded from Attribution reports. You can make an educated guess about how adjustments to your attribution model would affect conversion reporting using attribution reports. After changing your attribution model, attribution reports can aid in performance evaluation and optimization.
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is a broad statement of some desired endpoint. O a. consumer O b. contollable factor O c. Goal O d. Desire
Goal is a broad statement of some desired endpoint.
What is a goal?A goal is a vision of the future or desired outcome that an individual or group of people envisions, plans, and commits to achieve. Goals represent the choices and commitments you make to achieve something, to break a bad habit, to develop a beneficial habit, or to achieve more in different areas of your life.
Goals can be applied to different areas of our lives and can also be associated with time ranges. For example, life-related goals include personal development goals, career goals, education goals, health goals, family and relationship goals, spiritual goals, and social goals.
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A country reports the total expenditures on the fixed CPI basket for the past three years. The cost of the CPI basket in 2006 was $23,000, the cost of the CPI basket for the base period, 2007, was $23,805, and the cost of the CPI basket in 2008 was $24,500. The CPI for 2006 is
A) 100.0. B) 23.0. C) 96.6. D) 103.5. E) 106.5.
The CPI for 2006 is option C) 96.6
A country reports the total expenditures on the fixed CPI basket for the past three years. The cost of the CPI basket in 2006 was $23,000, the cost of the CPI basket for the base period, 2007, was $23,805, and the cost of the CPI basket in 2008 was $24,500. The CPI for 2006 is 96.6. Therefore, the correct option is C) 96.6. What is CPI? The Consumer Price Index (CPI) is a measure of the cost of living in a country. It is used to calculate the percentage change in the cost of a particular basket of products and services that are essential to an average household over time. The CPI is computed by tracking the changes in a set of products and services in a region over a given period of time, and it is calculated using the following formula:
Where: Expenditures of a particular basket in the current year are denoted by ECI Costs of the same basket in the base year are denoted by EBC What is a fixed CPI basket? The CPI basket, as previously mentioned, is a collection of goods and services that a typical household consumes. The basket's contents are adjusted every year to reflect changing consumer patterns, preferences, and incomes. A fixed CPI basket is a measure of the cost of goods and services that have been chosen and frozen for a set length of time. In other words, the contents of a fixed CPI basket are unchanging over a particular period of time.
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Given a price of $100, quantity of 10, total cost of $800, profit of $200, total fixed cost of $100, calculate
average total cost. (Do you need all that information, you ask? Probably not.)
The average total cost given a price of $100 and total fixed cost of $100 is $80.
What is fixed cost?A fixed cost is a cost that does not vary with changes in the quantity of goods or services produced or sold. It is an expense that a business must pay regardless of its level of output. Examples of fixed costs include rent, salaries, insurance premiums, property taxes, and depreciation of fixed assets. Fixed costs are different from variable costs, which vary with changes in the level of output. For instance, the cost of raw materials or labor required to produce a certain number of units is a variable cost. Fixed costs are important to consider when analyzing a business's profitability, as they represent a necessary expense that must be paid irrespective of sales volume. Therefore, it is essential to cover fixed costs to ensure that the business remains viable.
Average total cost = Total cost/Quantity
Total variable cost = $800 - $100 = $700
Average total cost = Total cost / Quantity
Average total cost = ($700 + $100) / 10
Average total cost = $80
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A guest arriving at a restaurant bows to the host instead of extending a hand. This is an example of how cultural customs and taboos can affect
A.a sense of humor
B.dietary preferences
C.greetings between people
D.preferences for amenities
This is an illustration of how 's sense of humor can be impacted by cultural taboos and norms. dietary inclinations.
Who defines culture?Language, values, conventions, behaviors, and even material possessions are all considered to be part of a culture. Culture is universal; while its specifics may vary from group to group, all civilizations create standardized, taught ways of understanding and engaging with their environment. A moral imperative that establishes what we believe to be good and wrong and implicit instructions that teach us what we should do are both provided by culture. Material culture and nonmaterial culture are two subcategories of culture. The tools and technology created by members of society are referred to as material culture.and employ. This encompasses all creations manufactured by humans, such as works of art, structures, tools, jewelry, clothing, and hairstyles. The methods of thinking (beliefs, values, and other worldviews) and behavioral patterns of a group are included in nonmaterial culture (language, gestures, and other forms of social interaction).
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Target Case (Static) [LO18-1, 18-5]
Target Corporation prepares its financial statements according to U.S. GAAP. Target’s financial statements and disclosure notes for the year ended February 1, 2020, are available here. This material also is available under the Investor Relations link at the company’s website (www.target.com). Target refers to its Shareholders’ Equity as Shareholders’ Investment.
Required:
Note 20, “Share Repurchase,” provides the information we need to reconstruct the journal entry that summarizes Target’s share repurchases in the year ended February 1, 2020. Provide that entry.
Does Target account for share repurchases as (a) treasury stock or (b) retired shares?
The treasury stock method is a common accounting treatment for repurchased shares, where the shares are recorded as an asset on the balance sheet and deducted from the shareholders' equity section.
What is Stock?
Stock refers to the ownership interest in a company or corporation. When a company goes public, it sells shares of stock to investors in order to raise capital. The investors who buy the stock become shareholders and own a portion of the company. Stockholders are entitled to vote on certain corporate matters and may receive dividends if the company decides to distribute profits to its shareholders.
The journal entry to summarize Target's share repurchases in the year ended February 1, 2020, can be reconstructed as follows:
Treasury Stock Account $2,953 million
Cash Account $2,953 million
This entry represents the purchase of 40.4 million shares of common stock at an average price of $73.06 per share.
Target accounts for share repurchases as treasury stock, as indicated by Note 20 in the financial statements.
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Money aggregates
Identify whether each of the following examples belongs in M1 or M2. If an example belongs in both, be sure to check both boxes.
a. Daesun has $20,000 in a money market account.
b. Becky has a jar of coins by her bedside table.
c. Felix has $1,200 in a checking account.
d. Hilary has $6,000 in a two-year certificate of deposit (CD).
The main difference between M1 and M2 is that all money in M1 can be used directly as ?, whereas some types of money within M2 cannot.
a. Daesun has $20,000 in a money market account. is M1 and M2
b. Becky has a jar of coins by her bedside table is M1
c. Felix has $1,200 in a checking account is M1
d. Hilary has $6,000 in a two-year certificate of deposit (CD) is M2
This example belongs to both M1 and M2 categories. A money market account is a type of savings account that pays higher interest rates than a standard savings account.
This example belongs to M1. The jar of coins is cash and can be used directly as a medium of exchange. It is the most liquid form of money and falls under M1.
This example belongs to M1. Checking accounts are highly liquid, and funds can be easily accessed using a debit card or checks. As a result, they fall under M1.
This example belongs to M2. CDs are time deposits that offer higher interest rates than savings accounts or checking accounts. They are less liquid than cash, checking accounts, or money market accounts and require a penalty for early withdrawal. Therefore, they fall under the M2 category.
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The three elements of loan in credit rating that can be offered to the customer by the credit
dept. are ....
Explanation:
Students classify those characteristics based on the three C's of credit (capacity, character, and collateral), assess the riskiness of lending to that individual based on these character- istics, and then decide whether or not to approve or deny the loan request.
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global corporation distributed property with an $658,500 fair market value and a $362,175 adjusted basis to one of its shareholders. the property was subject to a $199,196 mortgage, which the shareholder assumed. global has ample e & P to cover any distribution made during the year. What is the amount of the shareholder's dividend income on the distribution? What is the shareholder's basis in the property received?
1. Calculation of the amount of shareholders' dividend Income on the distribution are as follows:
Gross dividend income = Fair market of distributed property - Mortgage of property
= $658,500 - $199,196 = $459,304
Thus, the amount of the shareholders' dividend income on the distribution was $459,304.
2. Calculations of shareholders' basis in one property received are as follows:
Basis in one property = Fair market value of the distributed property
= $658,500
Thus, the shareholder's basis in the property received is $658,500.
Even though Worldwide has sufficient income and benefits to disseminate profits it probably won't have sufficient money accessible to do as such. This way the organization is satisfying its commitments to its investor while not utilizing its cash reserves.
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Intel recently approached many customers and individuals chosen at random to participate in making its ads. People were asked to sing the Intel jingle in their own unique style. Those interested could also create their ads personally and post them on the Intel website, some of which were also aired on television. In this scenario, Intel used:
In this scenario, Intel used user-generated advertising as it chose customers to participate in making its ads.
User-generated content (UGC) is a term used in marketing to describe information produced by someone who isn't your company's official spokesperson. It might be a podcast, video, update on social media, etc. User-generated content is that which features your brand but was produced by third parties other than your employees or affiliates.
Any text, image, or video produced by real customers rather than by a brand is considered user-generated content. Even without interaction from the brand directly, UGC can take many different forms, from product reviews on your website to posts on social networking networks.
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Queit introduction on emotional intelligence
Emotional Intelligence: -
Emotional Intelligence is the capability of individuals to recognize their own emotions and those of others, discern between different feelings and label them appropriately, use emotional information to guide thinking and behavior, and manage emotions to adapt to environments or achieve one's goals.
Components of Emotional Intelligence: -
Self-AwarenessSelf-ManagementSocial SkillEmpathyMotivationQUESTION TWO. TAKE AWAY (FINANCIAL PLANNING AND FORECASTING). The management of Mirachael company ltd. wants to establish the amount of financial needs for the next two years. The balance sheet of the firm as at December 2017 is as follows: Net fixed assets stock debters cash Total assets Financed by: Ordinary shares Retained earnings 12% debt Trade creditors Accrued expenses Sh. '000' 124800 38400 28800 7200 199200 84,000 35200 20000 36000 24000 199200 Additional information: For the year ended 31 December 2017, sales amounted to 240,000.000. the firm projects that that sales will increase by 15%, this year 2018 and20 %next year 2019. The after tax profit on sales has been 11% but management is pessimistic about future operating cost and intends to use an after tax profit on sales rate of 8%p.a. the firm intends to maintain its dividend payout ratio of 80%. Assets are expected to vary directly with sales while trade creditors and accrued expenses form the spontaneous sources of financing. Any external financing needed will be effected through the use of commercial paper. Required: Determine the amount of external financial requirements for the next two years and the proforma balance sheet. (20marks)
External financing needed for 2018 equals 311,584,000
External financing needed for 2019 equals 642,900,800
How do we determine the amount of external financial requirements and the proforma balance sheet?To determine the amount of external financial requirements for the next two years and the proforma balance sheet, we need to follow these steps:
Step 1:
Calculate the projected sales for 2018 and 2019.
Projected sales for 2018 = 240,000,000 x 1.15 = 276,000,000
Projected sales for 2019 = 276,000,000 x 1.20 = 331,200,000
Step 2:
Calculate the after-tax profit on sales rate for 2018 and 2019.
After-tax profit on sales rate for 2018 = 8%
After-tax profit on sales rate for 2019 = 8%
Step 3:
Calculate the after-tax profit for 2018 and 2019.
After-tax profit for 2018 = 276,000,000 x 8% = 22,080,000
After-tax profit for 2019 = 331,200,000 x 8% = 26,496,000
Step 4:
Calculate the dividends for 2018 and 2019.
Dividends for 2018 = 22,080,000 x 80% = 17,664,000
Dividends for 2019 = 26,496,000 x 80% = 21,196,800
Step 5:
Calculate the net income for 2018 and 2019.
Net income for 2018 = 22,080,000 - 17,664,000 = 4,416,000
Net income for 2019 = 26,496,000 - 21,196,800 = 5,299,200
Step 6:
Calculate the total assets for 2018 and 2019.
Total assets for 2018 = 199,200,000 + (276,000,000 x 1) = 475,200,000
Total assets for 2019 = 475,200,000 + (331,200,000 x 1) = 806,400,000
Step 7: Calculate the spontaneous financing for 2018 and 2019.
Spontaneous financing for 2018 = (20,000,000 + 36,000,000) - (28,800,000 + 7,200,000) = 20,000,000
Spontaneous financing for 2019 = (20,000,000 + 36,000,000) - (28,800,000 + 7,200,000) = 20,000,000
Step 8: Calculate the external financing needed for 2018 and 2019.
External financing needed for 2018:
= 475,200,000 - 84,000,000 - 35,200,000 - 20,000,000 - 20,000,000 - 4,416,000
= 311,584,000
External financing needed for 2019:
= 806,400,000 - 84,000,000 - 35,200,000 - 20,000,000 - 20,000,000 - 5,299,200
= 642,900,800
Proforma balance sheet as at December 2018:
Fixed assets 124,800
Stock 38,400
Debtors 36,480
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