Answer:
monetary policy
Explanation:
The goal of a contractionary policy is to reduce the money supply within an economy by increasing interest rates. 5 This helps slow economic growth by making credit more expensive, which reduces consumer and business spending.
since u didn't specifically said the option this is the most likely
You are attending an interview for a supply chain management graduate position in the Office of
National Treasury and the interview panel would like you to submit an essay in which you discuss
the pillars of the government sector supply chain management.
Your essay must include but is not limited to:
●
●
●
The essay should have an introduction, body, and conclusion.
A paraphrased explanation of the five pillars.
A brief reflection (at least two points) on what you believe to be the most important pillar
given the current socio-economic conditions in South Africa as well as the broader contexts
of mismanagement, tender irregularities, and fraud in the South African Government
institutions.
Word count: 1200
This is a long essay. The essay has been written in the space that we have below
The pillars of the government sector supply chain management.Introduction:The need for successful supply chain management is fundamental in any organization, however, its significance becomes particularly notable in the public sector where efficient consumption of resources can have a meaningful effect on delivering public services. Knowing this to be true, the Office of National Treasury has formed five central pillars to direct governmental institutions in their procurement processes which I reflect upon here.
Body:
The following are 5 essential components of government sector supply chain management:
Value for Money - This term confirms the importance of maintaining financial prudence during procurement activities. It involves acquiring items and services for an equitable and sensible price, as well as organising the process to remain open, competitive, and consistent.
Fairness , Equity, and Transparency - Each pillar requires that methods through which goods and services are procured must ensure fairness, equality, and clarity at all stages. Providing everyone with equivalent opportunities and basing judgments off of unbiased criteria remains mandatory .
Ethical and Professional Standards - This pillar is mooted to endorse moral and specialist contours for purchasing operations. Those involved should reside in integrity, trustworthiness, and equity when it comes to all areas concerning procurement, void of any form of deceit or manipulation.
Compliance with Legislation and Regulations - Every mechanism adopted needs to abide by extant legislation and regulations. Institutions must render procurement tasks compatible with applicable laws, policies, and regulations and transparently explain every deviation made from these standards.
Good Governance - Ensuring good governance during procurement operations is also paramount. Being conscious of having mechanisms transparent, answerable, and viable assuredly is advantageous, as one works towards including each stakeholder in the procedure.
Reflection:
Taking into account the current socioeconomic circumstances in South Africa and even more widespread issues surrounding incompetent leadership, tender irregularities, and embezzlement within government departments, I firmly believe that sustaining ethical and professional standards to be the most important pillar.
Since unwanted practices and fraudulent schemes taking place within procurement blockades have a detrimental effect on delivering public services and additionally absorb economic foundations, the mismanagement of funds not only causes waste but deprivation of optimal access to great support systems particularly among those who require that extra aid.
Conclusion:In summation, proper supply chain management remains essential in the public field and the Office of National Treasury persists in furthering guidance through five fundamental pillars.
By prioritizing value for money, fairness, equity, transparency, principles of morality and professionalism, compliance with legislative and regulatory matters, and good governance our government institutions could make sure that public finances and resources are used resourcefully and competently so citizens may gain from these crucial services.
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9. Give four reasons why Omondi satisfy hunger for food before going entertainment (4mks) 10. Highlight four differences between goods and services (4mks) Services
The reason why Omondi will satisfy hungler for food before going to Chaka Ranch for entertainment includes:
Basic wants are essential for survival. Resources are limited. Hunger pangs can be distracting/It can interfere with his enjoyment of the entertainment.Why does Omondi satisfy his hunger?By eating first, he can fully focus on and enjoy the entertainment without feeling uncomfortable or distracted by hunger. The entertainment venues also offer expensive and unhealthy food options, which may not be suitable for Omondi's dietary preferences or budget.
By eating, he can avoid spending money on unnecessary food or consuming food that does not align with his dietary choices. Also, some entertainment venues may not offer food at all.
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Which of the following is a good strategy to follow if you have difficulty
remembering to pay your bills on time?
A good strategy to follow if you have difficulty recalling to pay your bills on time is to pay in advance. This is financial planning.
Why is this so?
If you have a hard time completing your payments on time, you may think about prepaying your bills to avoid those harsh late penalties. Many creditors may let you pay your payments ahead of time, thereby generating credit.
When you pay in advance, you get better offers, discounts, and incentives because you avoid penalties. This is due to the fact that you are actually handing the organization your money to trade with. As a result, they reward you for paying in advance.
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What is the most important step for preventing alcohol service to minors?
Post information about the dangers of alcohol
Document suspicious activity in the activity log
Check valid IDS
Identify grooming styles of minors
Answer:
The most important step for preventing alcohol service to minors is to check valid IDs. This is because it is illegal to sell or serve alcohol to anyone under the age of 21 in the United States
5- Suppose that the opening balance sheet of a company has a debit balance in the
accounts receivables for 3.000 TL, a credit balance in the accounts payables for 2.000 TL
and a credit balance in the equity for 1.000 TL only. In that single year, the following
transactions occur:
- One of the customers pays his 1.400 TL amount of debt by check.
- The company immediately pays its 1.200 TL amount of debt by endorsing these
checks.
- After a while, another customer pays 900 TL cash for an outstanding debt.
- The company deposits 800 TL of this amount to its bank.
- Then, the company decides to pay one half of its debts via EFT, and the other half of
its debts by issuing its own checks.
- Lastly, the payee cashes these checks from the bank.
Assuming that there are no more transactions throughout the year, what would be the
cash and cash equivalents balance at the end of that year?
a) 1.000 TL
b) 300 TL
c) 700 TL
d) 100 TL
6- Suppose that a company is established with zero cash on 01.01.2022 and the following
transactions occur in 2022. The company sells an inventory at a price of 70.000 TL. The
cost of the inventory is 45.000 TL. The company receives 22.000 TL cash payment and a
2.400 USD check at the time of the sale when 1 USD=20 TL. At the maturity date of the
check, USD appreciates to 22 TL and the company immediately clears the check to its
bank. In a physical count towards the end of the year, cash count shows 18.000 TL,
which does not agree with the “cash” balance in the books. Unfortunately, the company
cannot find the reason of the mismatch in any case despite investigations. Assuming that
there are no more transactions throughout the year, what would be the net profit or loss
for that year?
a) 27.000 TL loss
b) 25.800 TL profit
c) 33.800 TL profit
d) 19.000 TL loss
5. The cash and cash equivalents balance at the end of that year is 700 TL. The correct option is C.
6. The net profit or loss for the year will be 25.800 TL profit. The correct option is B.
The most liquid current assets on a company's balance sheet are cash and cash equivalents. Cash equivalents are short-term commitments that are easily converted into a known cash amount with momentarily idle cash.
The profit for that year is calculated as:
Given,
Cost of the inventory = 45.00 TL
Selling Price = 70.00TL
Actual cash received was 22.00 TL but in a physical count towards the end of the year, cash count shows 18.000 TL.
The remaining amount was given by a check of 2.400 USD ,which at the maturity date of the check, USD appreciates to 22 TL.
Profit = Selling price - Cost Price
= (18TL+2.40×22TL)-45.00 TL
= 25.80TL
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Goods or services are limited after a natural disaster or during times of war. Which economy can be described as the best type to serve its citizens when taking scarcity into account?
PART IL MULTIPLE CHOICES (1 POINT EACH) Choose the best answer from the alternatives given for the following questions.
15. Which of the following short run cost curve, does the marginal cost curve not intersect at its minimum?
A. Average total cost .
B. Marginal cost
C.Average fixed cost
D. Average variable cost
16. Identify correct statement concerning firm operating in a perfectly competitive market
A. It doesn't have a market power to decide on the price of its product B. It might enjoy a positive profit in the long run
C. It can increase its market share through advertising
D. It sometimes produces differentiated (non homogenous) products.
17. Which of the following statements about the relationship between marginal cost and average cost is correct?
A. When MC exceeds AC, AC must be rising.
B. When MC is falling, AC must be rising.
C. When AC equals MC, MC is at its lowest point.
D. When AC exceeds MC, AC must be rising. X
18. Suppose a firm's total cost is 10,000 birr when nothing is being produced and it increases by 25 birr for each unit produced. Given this information, total cost equation of a firm is given by:
A. TC= 10,000+25Q
B. TC= 10,000/25Q.
C. TC=25+10,000Q
D. TC= 10,000-25Q
E. TC= 10,000-25°
19. If a simultaneous and equal percentage increase in the use of all physical inputs leads to a larger percentage increase in physical autput, a firm's production function is said to exhibit
A. Decreasing returns to scale.
B. Constant returns to scale.
C. Increasing returns to scale.
D. Diseconómies of scale.
20. A perfectly competitive firm's short-run supply curve is its marginal cost curve:
A. Above the minimum of average total cost curve
B. Above the minimum of average variable cost curve
C. Above the minimum of average fixed cost curve
D. Above break-even point
E. All except B and D
21. A profit maximizing firm operating in a perfectly competitive market would decide to stop production, in the short run, when:
A. Price is greater than average total cost
B. Price is equal to average total cost C. Price is equal to average variable cost
D. Price is less than average variable cost
E. Total cost outweighs total profit
22. If a given firm operating in a perfectly competitive market faces a marginal cost equivalent to (MC = 2Q) where Q is output in unit, and sells its product at 20 birr per unit, the optimum output level that this firm should produce equals:
A. 20 units
B. 2 units
C. 10 units
D. No sufficient information
The correct answers are given below:
C. Average fixed costA. It doesn't have the market power to decide on the price of its product.D. When AC exceeds MC, AC must be rising.A. TC = 10,000 + 25Q.C. Increasing returns to scale.When manufacturing one unit of output more than the prior, a firm incurs what's known as marginal cost. In the short run, at their minimum points, the marginal cost curve crosses both the average variable and the complete average costs curves. That being said, when evaluating the asymptotic characteristics of fixed-cost averages, there isn't an intersection made by the marginal cost curve.
In a market that is perfectly competitive, influence over its goods' prices is absent in a firm, which therefore leads it to take on whatever price has been set. Consequently, any attempts to increase market share like advertising do not improve its overall standing. Because producing products that are mostly indistinguishable from those of its competitors is common practice, homogenous product creation becomes inevitable.
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2. What is the tendency of suppliers to offer more of a good at a higher price?
-elasticity of supply
-supply
-law of supply
-quantity supplied
Paying interest, owing hidden costs that can add up, and having to make
monthly payments for several years are all examples of:
A. advantages of having a savings account.
B. problems with a cost analysis.
C. disadvantages of using credit cards.
D. reasons for inflation.
SUBMIT
Paying interest, owing hidden costs that can add up, and having to make monthly payments for several years are all examples of C. disadvantages of using credit cards.
What are credit cards ?Even though credit cards can be an advantageous financial asset that allows consumers to purchase items and pay for them in installments, it is essential to keep in mind their negative aspects.
The primary drawback of utilizing credit cards is the interest rate charged on a balance. The longer you retain this balance, the more money will accumulate by paying off your debt slowly. This makes having too much credit card debt extremely expensive, notably if only minimum monthly payments are made.
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3. Using the TGT Quarterly Sales (Target Corp.) data:
a. Fit a regression model with a time trend and seasonal dummy variables to the sales data.
b. Is the time trend coefficient statistically significant? How can you tell?
c. Are the seasonal dummy variables statistically significant? How can you tell?
b) all variables are significant as their p-value is less than 0.05
How to solveuse =IF((MOD(C2,4)=1),1,0) for Q1
=IF((MOD(C2,4)=2),1,0) for Q2
=IF((MOD(C2,4)=3),1,0) for Q3
Sales Period Q1 Q2 Q3
14833 1 1 0 0
15067 2 0 1 0
15276 3 0 0 1
20181 4 0 0 0
15593 5 1 0 0
15532 6 0 1 0
15605 7 0 0 1
20661 8 0 0 0
15935 9 1 0 0
16240 10 0 1 0
16402 11 0 0 1
21288 12 0 0 0
16867 13 1 0 0
16779 14 0 1 0
16929 15 0 0 1
22726 16 0 0 0
16706 17 1 0 0
17117 18 0 1 0
17258 19 0 0 1
21515 20 0 0 0
17050 21 1 0 0
17406 22 0 1 0
17732 23 0 0 1
21751 24 0 0 0
17119 25 1 0 0
17427 26 0 1 0
17613 27 0 0 1
21626 28 0 0 0
16196 29 1 0 0
16169 30 0 1 0
16441 31 0 0 1
SUMMARY OUTPUT
Regression Statistics
Multiple R 0.967364502
R Square 0.935794079
Adjusted R Square 0.925916245
Standard Error 611.1965097
Observations 31
ANOVA
df SS MS F Significance F
Regression 4 141559915.4 35389978.84 94.73676965 4.14866E-15
Residual 26 9712590.51 373561.1735
Total 30 151272505.9
Coefficients Standard Error t Stat P-value Lower 95%
Intercept 20387.66234 303.6073655 67.15140886 1.12253E-30 19763.58846
Period 62.80681818 12.31290458 5.100893765 2.57549E-05 37.49728035
Q1 -5042.38961 316.5637949 -15.92851012 6.26883E-15 -5693.09581
Q2 -4925.446429 316.324246 -15.57087859 1.07184E-14 -5575.660228
Q3 -4798.378247 316.5637949 -15.15769751 2.01716E-14 -5449.084446
y^ = 20387.66234 + 62.806818*t -5042.3896*Q1 -4925.44643*Q2 -4798.378247 *Q3
b) all variables are significant as their p-value is less than 0.05
c)
22397.48
22460.29
22523.09
22585.9
respectively
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Calculate Marginal Utility and Average Utility from the information given in the below table: Quantity Consumed- Total Utility 1- 20, 2- 35, 3- 47, 4- 55, 5- 60
Marginal Utility: Average Utility:
20 20
15 17.5
12 15.67
8 13.75
5 12
Marginal Utility is calculated by finding the difference between the current and next Total Utility. For example, the Marginal utility when the second unit is consumed is 35-20 which is 15.
Average Utility is calculated by dividing the total utility by the number of units consumed. For example, the average utility when 1 unit is consumed is 20/1 which is 20.
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Adams Company is considering investing in two new vans that are expected to generate combined cash inflows of $32,500 per year. The vans’ combined purchase price is $92,500. The expected life and salvage value of each are four years and $21,800, respectively. Adams has an average cost of capital of 14 percent. (PV of $1 and PVA of $1.)
Answer:
To analyze the feasibility of investing in two new vans, Adams Company needs to calculate the present value of the future cash inflows and compare it with the cost of the investment. Here are the steps to do so:
1. Calculate the annual depreciation of each van as follows:
Depreciation per year = (Purchase price - Salvage value) / Life
Depreciation per year = ($92,500 - $21,800) / 4
Depreciation per year = $17,175
2. Calculate the annual cash inflows after depreciation for both vans as follows:
Annual cash inflows = $32,500 - Depreciation per year
Annual cash inflows = $32,500 - $17,175
Annual cash inflows = $15,325
3. Calculate the present value of the annual cash inflows for four years using the formula for the present value of an annuity:
PV = C x [1 - (1 + r)^-n] / r
Where PV is the present value, C is the annual cash inflow, r is the discount rate, and n is the number of years.
PV of cash inflows = $15,325 x [1 - (1 + 0.14)^-4] / 0.14
PV of cash inflows = $47,929.68
4. Calculate the present value of the salvage value of both vans at the end of the fourth year:
PV of salvage value = $21,800 / (1 + 0.14)^4
PV of salvage value = $12,220.28
5. Calculate the total present value of the investment by adding the present value of the cash inflows and the present value of the salvage value:
Total PV = PV of cash inflows + PV of salvage value
Total PV = $47,929.68 + $12,220.28
Total PV = $60,149.96
6. Compare the total present value of the investment with the cost of the investment to determine whether it is feasible:
Net present value (NPV) = Total PV - Cost
NPV = $60,149.96 - $92,500
NPV = -$32,350.04
Since the NPV is negative, the investment in two new vans is not feasible. The cost of the investment exceeds the present value of the future cash inflows, and Adams Company would suffer a net loss of $32,350.04. Therefore, the company should reconsider its investment decision or look for ways to reduce the cost of the investment or increase the expected cash inflows.
Explanation:
Match the vocab to its example.
1. Increase in unemployment benefits during the pandemic - Automatic Stabilizers
2.. Cash is the easiest form of payment - Liquid Asset
3. The government deciding to spend $15 billion on building projects in Huntsville - Counter-cyclical fiscal policy
4. The Fifth Bank of Huntsville decided it doesn't want to keep any reserves, they believe that they are too big to fail - Moral Hazard
5. John has an awesome 1967 Mustang Convertible - Not applicable to the given terms
6. The Fourth Bank of Huntsville loans out 96% of its' deposits - Fractional Reserve Banking
7. The Third Bank of Huntsville takes on loans totally $16 billion when they have $14 billion in deposits - Insolvent Institution
8. The 24% tax bracket if you make between $89,076 and $170,050 - Not applicable to the given terms
9. The interest rates starting in March 2020 until April 2022 - Zero Lower Bound
10. The Federal Reserve buying mortgage-backed securities - Open Market Operations
What term is used to describe The 24% tax bracket if you make between $89,076 and $170,050?In the America, the 24% tax bracket is considered of sevral income tax brackets used to determine the amount of federal income tax owed by individuals based on their taxable income.
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If somebody have all the modules let me know please, I don’t want fail the year
We can match the terms with their definitions by using our knowledge of different types of companies in terms of ownership and responsibilities, as below:
Partnership: Owned and run by more than one person, where all owners are responsible for all the profits, losses and debts.Sole proprietorship: Owned by one individual who is responsible for all profits, losses, and debts.Public company: Owned by many investors, who are only liable up to their investment.Types of companiesPartnership is a type of business structure in which two or more individuals or entities come together to operate a business. In a partnership, each partner contributes resources, such as capital or expertise, and shares in the profits and losses of the business. Partnerships can be either general or limited. In a general partnership, all partners share in the management of the business and are jointly and severally liable for the debts and obligations of the partnership. In a limited partnership, there are both general partners who manage the business and are personally liable for its debts, and limited partners who contribute capital but have limited liability.
A sole proprietorship is a type of business in which one person owns and operates the business. The owner is personally responsible for all debts and obligations of the business, and all profits and losses are also attributed to the owner. This business structure is simple and easy to set up, but it can be difficult to raise capital and can pose risks to the owner's personal assets.
A public company is a type of business in which ownership is divided among many investors who purchase shares of stock. These investors are not personally liable for the debts and obligations of the company beyond their investment. Public companies are often larger and more complex than other types of businesses and must comply with regulations and reporting requirements
Having those definitions in mind, we can conclude our answer is correct.
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What should you do if the recycler rejects a bill? (select all that apply)
You can reinsert any rejected bill up to three times by selecting the Restart button.
Enter the POS cash amount from the Action 3 code slip and reinsert any rejected bill.
Set aside the rejected bills and dp them into the vault.
Place the rejected cash in the register bag and leave the rejected coins in the till drawers.
Answer:
Enter the POS cash amount from the Action 3 code slip and reinsert any rejected bill.
Set aside the rejected bills and deposit them into the vault.
If a bill is rejected by the recycler, it is critical to follow the relevant processes to guarantee appropriate management of the rejected bill and accurate records of the cash transaction.
Set the rejected banknotes aside and deposit them in the vault. It is not advised to reinsert the bill or leave it in the register bag or till drawer as this may result in inconsistencies in cash management and audits. Furthermore, the recycler may have rejected the bill owing to a fault or problem, rendering it worthless, thus it is essential to address it independently.
In a business context, rejected bills can be reinserted into the recycler, the Action 3 code slip can be entered into the POS for another try, or if continuously rejected, they should be set aside and put in a vault or register bag. Rejected coins can be left in the till drawers.
Explanation:Handling rejected bills from a recycler in a business environment can be approached in a variety of ways. Firstly, you can attempt to reinsert the bill into the recycler up to three times by selecting the Restart button to see if it accepts it upon further tries. Secondly, if the bill continues to be rejected, you can enter the POS cash amount from the Action 3 code slip and try to reinsert the rejected bill. Lastly, if none of the above options work, you can set aside these rejected bills, then place them into a secure location like a vault or in the register bag. Please note that rejected coins can be left within the till drawers.
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Which of these terms best describes buying on margin during the 1920s?
paying ten cents on the dollar for stock
paying fifty cents on the dollar for stock
paying full price for stock
paying with a credit card
The terms that best describes buying on margin during the 1920s is: B. Paying fifty cents on the dollar for stock.
In the 1920s buying of stocks on margin was a popular practice on the American stock market and this involves getting a loan from a broker in order to buy stocks as well as using the stocks as security for the loan.
This tend to made it possible for investors to purchase more stock than they could have done with their available cash and perhaps profit from rising stock prices. It also exposed investors to high risks because a drop in stock prices could trigger margin calls in which the broker requests more money or assets to settle the loan.
Therefore the correct option is B.
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The Sunshine Solar Panel Company is planning a $150 million expansion that will generate cash
flows for 10 years. As an analyst in the company’s Finance Department, you are being tasked to
determine if this expansion is worth doing. To do that, you must go through the following steps. You can use that worksheet to complete tasks 1 through
12. You will need to input values in cells on the worksheet and calculate on your own the
following items in addition to those noted in Tasks 1 through 12:
Step 1: After calculating the company’s 2022 Return on Equity and retention ratio, find
its sustainable growth rate.
Step 2: Will the company need external funding for this expansion?
Step 3: Calculate the company’s current debt to equity ratio and use that to calculate how
much equity and how much debt will be needed to fund the expansion.
Step 4: Using 9.50% as the cost of debt, calculate how much interest on the debt you
found in Step 2 will be paid in each of the 10 years.
Step 5: Using the projected ‘income’ statements for years 1 through 10, calculate each
year’s EBIT using the equation for EBIT. Note: These are not complete income
statements.
Step 6: Add the interest expense calculated in Step 3 to the Interest line in the income
statement. Remember to put this amount as thousands not the actual amount (for
instance, if you calculated $2 million in Step 3, put $2,000 in as interest).
Step 7: Find the company’s 2022 tax rate and use that to determine taxes in the in the
income statement. That tax rate will be in effect for all 10 years.
Step 8: Now that the income statement is complete, determine each year’s operating cash
flow, using the correct equation for operating cash flow.
Step 9: Assuming that the project will need $10 million in working capital at the
beginning, prepare a cash flow from assets statement for the expansion.
(Remember that any net working capital added at the beginning of a project
comes back as a cash inflow at the end of a project.). Note: All values in the cash
flow from assets statement are in terms of thousands, not their actual amounts, so
if you use cell references for the investment and working capital, make sure what
you have in cells C19 and C21 are in thousands.
Step 10: Find the expansion’s internal rate of return using the =IRR function.
Step 11: Using the amount of equity and amount of debt you found in Step 3 and costs of
equity of 18% and pre-tax costs of debt of 9.50%, calculate pre-tax and after tax
weighted average costs of capital. For the tax rate, use the company’s current tax
rate you found in Step 7.
Step 12: Use the pre-tax and after tax weighted average costs of capital to find the
expansion’s net present value.
You can use the following information from Sunshine Solar Panel Company’s 2022 Balance
Sheet and Income Statement for Steps 1 through 3.
Total Assets: $600 million
Total Equity: $430.5 million
Total Debt: $169.5 million
Taxable Income: $102.55 million
Taxes Paid: $ 25.638 million
Dividends Paid: $ 46.148 million
To determine a company's SGR, the following equation is used:
SGR = (ROE x (1 - Dividend payout ratio))
The formula includes two variables:- ROE, which stands for "Return on Equity," calculated by dividing net income by shareholder's equity
- Dividend payout ratio, arrived at by dividing dividends paid out by net income
Multiplying ROE by (1 - Dividend payout ratio) yields the SGR. This figure represents the maximum achievable growth rate for the company while keeping its financial structure intact over an extended period.
In summary, SGR can be found with this simple calculation and provides a crucial metric in determining a firm's sustainable growth potential without needing to introduce external capital.
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What separates the work of technology transfer research from implementation of the products of such research?
Technology transfer research examines how technology might be transferred but does not actually make the transfer, which is what distinguishes it from the execution of the research's results. This shows that technology transfer research and technology transfer (implementation) itself are distinct from one another.
The first stage ends after doing scientific research on activities involving technology transfer, whereas the second stage actually performs the transfer or implementation. In other words, technology transfer makes available to the general public and the market the findings of scientific and technological research. It acts as a link between the study and the actual implementation.
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Explain major theories discussed in Microeconomics by Austan Goolsbee
The major theories discussed in Microeconomics by Austan Goolsbee are The law of demand, The principle of comparative advantage, and so on.
A well-known economist who has significantly advanced the study of macroeconomics is Austan Goolsbee.
A fundamental principle known as the law of demand states that there is an inverse relationship between a commodity's price and demand. This implies that as a good's price decreases, consumers will be eager to buy more of it.
According to the comparative advantage principle, in order to benefit, nations should specialize in producing the goods and services in which they have a comparative advantage.
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You are the Information Security Director for a medium sized... You are the Information Security Director for a medium sized company. You recently experienced a ransom-ware attack that cost the company $500,000.00. After the attack your CEO held a meeting and informed you and the other IT professionals that it "WILL" not happen again. Write a Directive to the employees of the company summarizing the requirement for all personnel to adopt the new 2-factor authentication for IT equipment access. Include a 30-day timeline to adopt, and the consequences of not adhering to the new policy. Instructions: • Write a 400-500 word policy • Your essay should include an introductory paragraph and a conclusion.
The essay must consist of the main points of the directive, including the new policy, the timeline, and the consequences of non-compliance.
You can begin the essay by briefly explaining the recent ransomware attack and the financial impact on the company and emphasizing the importance of protecting company data and preventing future security breaches. State the purpose of the directive, which is to implement a new 2-factor authentication process for IT equipment access.
Offer resources or support for employees who may need assistance in setting up 2-factor authentication. Encourage employees to take the new policy seriously and to prioritize the security of company data. Thank employees for their cooperation and commitment to protecting the company's sensitive information.
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Quantitative Problem: Rosnan Industries' 2019 and 2018 balance sheets and income statements are shown below.
Balance Sheets
2019 2018
Assets
Cash and equivalents $100 $85
Accounts receivable 275 300
Inventories 375 250
Total current assets $750 $635
Net plant and equipment 2,300 1,490
Total assets $3,050 $2,125
Liabilities and Equity
Accounts payable $150 $85
Accruals 75 50
Notes payable 150 75
Total current liabilities $375 $210
Long-term debt 450 290
Total liabilities 825 500
Common stock 1,225 1,225
Retained earnings 1,000 400
Common equity 2,225 1,625
Total liabilities and equity $3,050 $2,125
Income Statements
2019 2018
Sales $2,265 $1,565
Operating costs excluding depreciation and amortization 1,250 1,000
EBITDA $1,015 $565
Depreciation and amortization 100 75
EBIT $915 $490
Interest 63 46
EBT $852 $444
Taxes (25%) 213 111
Net income $639 $333
Dividends paid $54 $48
Addition to retained earnings $585 $285
Shares outstanding 100 100
Price $25.00 $22.50
WACC 10.00%
The balance in the firm's cash and equivalents account is needed for operations and is not considered "excess" cash.
Using the financial statements given above, what is Rosnan's 2019 free cash flow (FCF)? Use a minus sign to indicate a negative FCF. Round your answer to the nearest cent.
The 2018 free cash flow for Rosnan Industries is $158. The balance sheet was the based on the Rosnan Industries' 2019 and 2018.
Particular 2018 2019
Current Asset $635 $750
Current Liability $135 $255
Net working capital 500 525
Net increases in working capital 25
The capital expenditure is made are computed:
Ending balance of fixed asset 2300
Add: Depreciation 100
Less: Begging of fixed amount 1490
Capital expenditure: 910
Net income: 677
Add: Depreciation 100
Less: Capital expenditure -910
Less: Net increases in Net WC -25
Free cashflow -158
The 2018 free cash flow for Rosnan Industries is $158.
As a result, the significance of the Rosnan Industries' 2019 and 2018 balance sheets are the aforementioned.
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Why does the bank generally print the address of the check writer on the upper left-hand corner of the check?
Maria V. Bowen’s Check for $42.92 is dated March 6, 2019. Pay to the order of Credit Card Company.
A. To prevent people from bouncing a check (i.e., a NSF transaction)
B. To contact the check writer if a check bounces.
C. To advertise its products on the front of a check.
D. To prevent people from stealing checks.
To contact the check writer if a check bounces the bank generally print the address of the check writer on the upper left-hand corner of the check.
Option B is correct
The bank generally prints the address of the check writer on the upper left-hand corner of the check to be able to contact the check writer if a check bounces or is returned due to non-sufficient funds (NSF). By having the check writer's address on the check, the bank can contact the check writer to inform them that the check bounced and to try to resolve the issue.
This also helps the bank to verify the identity of the check writer and to prevent check fraud.
Option B is correct
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Which of the following best explains
shareholder's capital?
A. Profit the owners get to keep.
B. Money the company owes to banks.
C. Money owners invested into the company.
D. Money owners owe to the company.
Shareholder's capital is best explained by
C. Money owners invested into the company.What is shareholders capital?The amount of cash or property contributed by the owners of a company which is used in the business is known as shareholders' capital.
By purchasing shares, investors invest money into a publicly held corporation that is commonly called share equity or stockholders' equity. Once all debts are subtracted from the total assets, shareholders' capital represents ownership rights and interests in the leftover company finances.
This monetary sum plays an important role in corporate financial statement reports and relates to valuable capital that reflects the owner's holdings.
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Select the false statement from the following
Within a competitive sector, corporations generate distinction through exceptional marketing assertions to invite customers.
What is the false statement?In this selection, number two is inaccurate.
This is because a sole proprietorship is a practice of business structure that only has one head who is accountable for all company operations. The precise explanation applies to a partnership or a limited liability company (LLC) with various proprietors.
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Select the false statement from the following concerning businesses:
A business plan is an indispensable document utilized to chronicle a company's initiatives and approaches to accomplish them.
In a sole proprietorship, diverse owners are allotted liability for a firm's operations.
A SWOT appraisal is a methodology that assesses a corporation's fundamental strengths and deficiencies, in addition to external openings and risks.
What are the results of the external analysis used for?
OA. To find out who the competitors are
OB. To identify key resources and capabilities
C. To define the internal values and mission
D. To predict the future conditions the firm may face
The results of the external analysis used for
D. To predict the future conditions the firm may face.What is external analysis?External analysis is a crucial process of strategic management, whereby a corporation looks at and examines external forces that could possibly affect its outcomes and prosperity in the market.
These elements involve the competitive atmosphere, trends in the market, customer agendas, advancements in technology, modifications to legal and regulatory frameworks, economic climates, and several other exterior effects which could modify the organization's activities.
The objective behind conducting an external analysis is to collect data and understandings concerning the larger environment outside that can assist a company in making knowledgeable decisions and establishing techniques concurrent with the evolving dynamics of the sector.
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Blank and blank is another word for networking
Yashari earns $27,000 per year, is single, and lives in Wyoming. She has $7000 in Direct Subsidized loans and another $19,000 in Direct Unsubsidized loans. She is trying to save up an emergency fund of at least 6 months’ take-home pay, so she’s torn about how much she should devote to her student loans and how much to the emergency fund every month.
Answer:Income-Contingent Repayment (approximately $37,812), 21 years
Explanation:
With a monthly payment limit of 20% of her discretionary income and no loan forgiveness eligibility, Yashari would pay $147-142 per month, $37,812 total, until December 2043 (21 years from 2022).
Answer:
Yashari earns $27,000 per year, has $7,000 in Direct Subsidized loans, and $19,000 in Direct Unsubsidized loans. She wants to save up an emergency fund of at least 6 months’ take-home pay and is unsure how much she should allocate to her student loans and emergency fund each month.
Explanation:
9- An owner puts 500.000 TL of cash to set up his/her company at the beginning of the
year. Then the following transactions occur during the year:
- (1) The company immediately invests in a government bond for the purpose of
holding it until maturity. The bond has a 100.000 TL par value, 10% annual coupon
rate, 5 year maturity. Coupons are paid annually. Market yield is 12%.
- (2) The company deposits 300.000 TL in a bank.
- (3) The company purchases inventory at a price of 50.000 TL. 10.000 TL is paid in
cash, 27.000 TL is paid by the company’s own checks, and remainder is paid on
credit.
- (4) The company sells the entire inventory at a price of 60.000 TL to be paid half by
credit and half by checks (Assume that the company employs perpetual inventory
system).
- (5) The company decided to pay its payables in (3) by checks received in (4).
- (6) The seller in (3) cashes the check from the bank.
- (7) The company received coupon payments from the bonds invested in (1).
Using the above information, you construct the closing balance sheet and find that the
total use of cash and cash equivalents during the year is…
a) 102.790,45 TL
b) 21.134,85 TL
c) 397.209,55 TL
d) 123.925,30 TL
10- Refer to Question 9 above. Suppose that the company decides to issue a bond to the
capital market investors. The bond has the following features: 10 year maturity, 5%
coupon rate, annual coupon payments, 20.000 TL par value. The market yield is 6%.
What would be the total assets after the issuance?
a) 521.134,85 TL
b) 539.662,84 TL
c) 547.209,55 TL
d) 415.737,53 TL
Cash and Cash Equivalents: 68,000 TL (500,000 - 100,000 + 300,000 - 10,000 - 27,000 - 3,000 + 8,000)
Inventory: 0 TL
Investments: 100,000 TL (the government bond purchased in transaction (1))
Total Assets: 168,000 TL
Liabilities:
Accounts Payable: 10,000 TL (the remainder of the inventory paid on credit in transaction (3))
Bonds Payable: 100,000 TL (the government bond purchased in transaction (1))
Total Liabilities: 110,000 TL
Equity:
Owner's Equity: 500,000 TL
Net Income: 58,000 TL (the difference between the sales price and the purchase price of the inventory, plus the coupon payments received from the government bond)
Total Equity: 558,000 TL
Total Liabilities and Equity: 668,000 TL
To find the total use of cash and cash equivalents during the year, we need to calculate the cash inflows and outflows.
Cash Inflows:
Coupon payments from the government bond: 12,000 TL
Cash Outflows:
Purchase of the government bond: 100,000 TL
Deposit in the bank: 300,000 TL
Payment for inventory: 50,000 TL
Payment of accounts payable: 10,000 TL
Total Cash Outflows: 460,000 TL
Net cash inflow/outflow: -448,000 TL
Total use of cash and cash equivalents during the year: 448,000 TL (Answer: c) 397.209,55 TL)
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2. The demographics of your target market are likely to
over the course of
years
Your target market's demographics are likely to change over time. See why below.
What exactly is demographics?Marketing demographics are factors that are used to categorize and segment a market, such as age, geographic location, education level, occupation, income, and so on. Marketing demographics make use of publicly available data.
Demography is the statistical study of human populations. Demographers use census data, surveys, and statistical models to assess population size, migration, and structure.
Demographic characteristics can be easily identified. A few examples are age, gender, family circumstances, education level, income, occupation, and race.
As a result, these characteristics evolve throughout time.
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2. The demographics of your target market are likely to
over the course of
years
The demographics of your target market are likely to change
over the course of years.
What is demographics?Marketing demographics are variables like as age, geographic region, education level, employment, income, and so on that are used to categorize and segment a market. Marketing demographics make use of readily available information.
The statistical study of human populations is known as demography. Demographers evaluate population number, mobility, and structure using census data, surveys, and statistical models.
Demographic traits are easily discernible. Age, gender, family situation, education level, income, occupation, and race are just a few examples.
Hence, these traits change over time.
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